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1. WO2020112567 - PROCÉDÉ, DISPOSITIF ET TERMINAL DE PAIEMENT

Note: Texte fondé sur des processus automatiques de reconnaissance optique de caractères. Seule la version PDF a une valeur juridique

[ EN ]

What is claimed is:

1. A payment method, comprising:

obtaining first image data;

performing image recognition on the first image data;

determining a payment mode to be a facial payment mode or a code payment mode based on the image recognition on the first image data; and

performing a payment process corresponding to the determined payment mode.

2. The payment method according to claim 1 , wherein the determining a payment mode to be a facial payment mode or a code payment mode based on the image recognition on the first image data comprises:

determining, in response to recognizing facial information in the first image data, the payment mode to be the facial payment mode; and

determining, in response to recognizing code information in the first image data, the payment mode to be the code payment mode.

3. The payment method according to claim 2, wherein the performing a payment process corresponding to the determined payment mode comprises:

matching, in response to recognizing the facial information in the first image data, the facial information in the first image data with a registration set, wherein the registration set comprises registration information of at least one user, and the registration information comprises a payment account and face sample data of the at least one user; and

performing, in response to face sample data of a target user in the registration set matching the facial information in the first image data, a payment operation on a payment account of the target user in the registration set.

4. The payment method according to claim 2, wherein in response to performing the payment process corresponding to the facial payment mode, the payment method further comprises:

obtaining second image data;

performing image recognition on the second image data; and

in response to recognizing code information in the second image data, terminating the payment process corresponding to the facial payment mode, and performing the payment process corresponding to a code payment mode.

5. The payment method according to claim 1, where the determining a payment mode to be a facial payment mode or a code payment mode based on the image recognition on the

first image data comprises:

in response to recognizing both facial information and code information in the first image data, determining the payment mode in accordance with a preset rule.

6. The payment method according to claim 1 , where the determining a payment mode to be a facial payment mode or a code payment mode based on the image recognition on the first image data comprises:

in response to recognizing both facial information and code information in the first image data, determining the payment mode to be the code payment mode.

7. The payment method according to any one of the claims 1-6, wherein before the obtaining first image data, the payment method further comprises:

obtaining, in response to a payment request operation, third image data;

performing image recognition on the third image data; and

calculating, in response to recognizing product barcode information in the third image data, a payment amount based on a price of a product corresponding to the product barcode information.

8. A payment system, comprising:

one or more processors; and

one or more computer-readable memories coupled to the one or more processors and having instructions stored thereon that are executable by the one or more processors to perform the computer- implemented method of any of claims 1 to 7.

9. A payment apparatus, comprising a plurality of modules for performing the computer- implemented method of any of claims 1 to 7.

10. A non-transitory computer-readable storage medium configured with instructions executable by one or more processors to cause the one or more processors to perform the computer- implemented method of any of claims 1 to 7.