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1. CN108064393 - User interfaces for store-value accounts

Office Chine
Numéro de la demande 201780002648.4
Date de la demande 30.08.2017
Numéro de publication 108064393
Date de publication 22.05.2018
Type de publication A
CIB
G06Q 20/36
GPHYSIQUE
06CALCUL; COMPTAGE
QSYSTÈMES OU MÉTHODES DE TRAITEMENT DE DONNÉES, SPÉCIALEMENT ADAPTÉS À DES FINS ADMINISTRATIVES, COMMERCIALES, FINANCIÈRES, DE GESTION, DE SURVEILLANCE OU DE PRÉVISION; SYSTÈMES OU MÉTHODES SPÉCIALEMENT ADAPTÉS À DES FINS ADMINISTRATIVES, COMMERCIALES, FINANCIÈRES, DE GESTION, DE SURVEILLANCE OU DE PRÉVISION, NON PRÉVUS AILLEURS
20Architectures, schémas ou protocoles de paiement
30caractérisés par l'emploi de dispositifs spécifiques
36utilisant des portefeuilles électroniques ou coffres-forts électroniques
G06Q 40/04
GPHYSIQUE
06CALCUL; COMPTAGE
QSYSTÈMES OU MÉTHODES DE TRAITEMENT DE DONNÉES, SPÉCIALEMENT ADAPTÉS À DES FINS ADMINISTRATIVES, COMMERCIALES, FINANCIÈRES, DE GESTION, DE SURVEILLANCE OU DE PRÉVISION; SYSTÈMES OU MÉTHODES SPÉCIALEMENT ADAPTÉS À DES FINS ADMINISTRATIVES, COMMERCIALES, FINANCIÈRES, DE GESTION, DE SURVEILLANCE OU DE PRÉVISION, NON PRÉVUS AILLEURS
40Finance; Assurance; Stratégies fiscales; Traitement des impôts sur les sociétés ou sur le revenu
04Opérations boursières, p.ex. actions, marchandises, produits dérivés ou change de devises
CPC
G06Q 20/227
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
22Payment schemes or models
227characterized in that multiple accounts are available to the payer
G06Q 20/327
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
327Short range or proximity payments by means of M-devices
G06Q 20/3274
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
327Short range or proximity payments by means of M-devices
3274using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
G06Q 20/3278
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
327Short range or proximity payments by means of M-devices
3278RFID or NFC payments by means of M-devices
G06Q 20/342
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
34using cards, e.g. integrated circuit [IC] cards or magnetic cards
342Cards defining paid or billed services or quantities
G06Q 20/367
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
36using electronic wallets or electronic money safes
367involving intelligent token, e.g. electronic purse
Déposants APPLE INC.
苹果公司
Inventeurs VAN OS MARCEL
M·范奥斯
AHN CHARLES
C·安
ALABI OLUWATOMIWA B.
O·B·亚拉比
ANTON PETER D.
P·D·安顿
DICKER GEORGE R.
G·R·迪克尔
PITSCHEL DONALD W.
D·W·皮特谢尔
RUANGCHAN DANVIN
D·鲁昂汉
STEELE GLEN W.
G·W·斯特勒
TICKNER SIMON
S·蒂克纳
WEBSTER SHAWN
S·韦伯斯特
Mandataires 北京市金杜律师事务所 11256
北京市金杜律师事务所 11256
Données relatives à la priorité 62/384,043 06.09.2016 US
Titre
(EN) User interfaces for store-value accounts
(ZH) 用于储值账户的用户界面
Abrégé
(EN)
The present invention is entitled 'User interfaces for store-value accounts'. The present invention relates to a computer user interface. In some examples, an account is provisioned onto an electronicdevice. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checkingfor authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.

(ZH)
本发明题为“用于储值账户的用户界面”。本公开涉及一种计算机用户界面。在一些示例中,账户被配置到电子设备上。在一些示例中,所述设备接收值以向所述电子设备上所配置的账户提供资金。在一些示例中,所述电子设备使用所配置的账户与非接触式交易终端进行交易并显示所述交易的指示。在一些示例中,所述电子设备在不检查认证的情况下传输对应于所配置的账户的信息。在一些示例中,所述设备接收发起将账户从第一设备移动到第二设备的过程的用户输入。在一些示例中,当满足一组支付标准时,所述设备从第二设备接收账户支付凭据。