(EN) A wellbeing monitoring system (21) for monitoring the wellbeing profile of a user (25), to provide real-time individualised risk-reduction feedback. The feedback is adapted to thereby motivate the user (25) to initiate action to improve his/her wellbeing. A user's insurance policy parameter (30) is correspondingly adjusted in real-time based on any monitored variation of the user's wellbeing. The system uses a plurality of wellbeing data input devices (22) and a processor (23) to process the received data (26) correlate this with predetermined data (28), to produce remediation data (29) and calculate a modified insurance policy parameter (32) to thereby produce an adjusted insurance policy parameter (31).
