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1. AU2017324176 - User interfaces for store-value accounts

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CLAIMS
What is claimed is:
1.   A method, comprising:
at an electronic device with one or more input devices and one or more short-range communication radios:
receiving, by the one or more short-range communication radios, a card account number of a card, wherein the card has a stored value;
requesting verification information to verify ownership of the card; receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card;
verifying ownership of the card by comparing the verification information with separate information about the card that is received separately from the verification information; and
in accordance with a determination that verification of ownership is successful: generating a prompt to perform a value transfer operation for a value transfer; and
in conjunction with the value transfer operation, transferring at least some of the stored value from the card to a virtual card stored on the electronic device.
2.   The method of claim 1, wherein the verification information is information that is not shown on the card.
3.   The method of any of claims 1 - 2, wherein the card is a stored-value card.
4.   The method of any of claims 1 - 3, further comprising:
in accordance with a determination that the value transfer is not successful:
generating a second prompt to perform the value transfer operation for the value transfer.
5.   The  method    of   any  of  claims    1  -  4,  further  comprising: 
in accordance with a determination that verification of ownership is not successful: generating feedback indicating that verification of ownership was not successful.
6.   The method of any of claims 1 - 5, wherein:
in accordance with a determination that the card is registered:
requesting verification information to verify ownership of the card includes requesting information that is not shown on the card; and
in accordance with a determination that the card is not registered:
requesting verification information to verify ownership of the card includes requesting information that is shown on the card.
7.   The method of any of claims 1 - 6, further comprising:
in accordance with a determination that the card is not registered and prior to verifying ownership of the card:
requesting a user-provided account number of the card as part of requesting verification information to verify ownership of the card;
receiving the user-provided account number of the card as part of receiving input from the user of the electronic device that includes verification information for verifying ownership of the card; and
comparing the user-provided account number to the card account number as part of verifying ownership of the card by comparing the verification information with separate information, wherein the separate information includes the received card account number of the card.
8.   The method of any of claims 1 - 7, wherein the electronic device does not present the card account number of the card prior to receiving, via the one or more input devices, input from the user of the electronic device that includes verification information for verifying ownership of the card.
9.   The method of any of claims 1 - 8, further comprising:
in  accordance     with   a  determination      that  the   card  is  registered: 
transmitting the card account number of the card; and
receiving the separate information.
10.   The method of any of claims 1 - 9, further comprising:
forgoing receiving a user-provided account number of the card.
11.   The method of any of claims 1 - 10, wherein the electronic device includes a display, the method further comprising:
subsequent to transferring at least some of the stored value from the card to the virtual card stored on the electronic device:
displaying, on the display, transit plan information of the virtual card, the transit plan information based on the transferred at least some of the stored value.
12.   The method of any of claims 1 - 11, wherein the electronic device includes a display, the method further comprising:
subsequent to transferring at least some of the stored value from the card to the virtual card stored on the electronic device:
displaying, on the display, one or more of: a balance of the virtual card, a username of an account registered to the virtual card, and transit plan information of the virtual card.
13.   The method of any of claims 1 - 12, wherein transferring at least some of the stored value from the card to the virtual card stored on the electronic device includes:
removing the stored value from the card; and
transmitting a request to a server to deactivate the card.
14.   The method of any of claims 1 - 13, comprising:
in accordance with a determination that the electronic device does not have another linked transit account, designating an account of the virtual card to be made available for use without checking authentication; and
in accordance with a determination that the electronic device has one or more other linked transit accounts, forgoing designating the account of the virtual card to be made available for use without checking authentication.
15.   The method of any of claims 1 - 14, comprising:
in accordance with a determination that the electronic device does not have another linked transit account:
in accordance with receiving user input indicating a desire not to have accounts be made available for use without checking authentication, forgoing designating the account of the virtual card to be made available for use without checking authentication.
16.   The method of any of claims 1 - 15, comprising:
receiving user input indicating a desire not to have accounts be made available for use without checking authentication; and
in response to receiving the user input indicating the desire not to have accounts be made available for use without checking authentication, designating an account of the virtual card to not be made available for use without checking authentication.
17.   The method of any of claims 1 - 16, comprising:
receiving user input selecting an account to be made available for use without checking authentication; and
in response to receiving the user input selecting the account to be made available for use without checking authentication, designating the selected account to be made available for use without checking authentication.
18.   The method of any of claims 1 - 17, wherein prior to receiving the card account number of the card and prior to verifying ownership of the card, the virtual card is stored on the device.
19.   The method of any of claims 1 - 18, wherein the electronic device includes a display, the method further comprising:
subsequent to transferring at least some of the stored value from the card to the virtual card stored on the electronic device:
displaying, on the display, a stored value of the virtual card.
20.   A computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with one or more input devices and one or more short-range communication radios, the one or more programs including instructions for performing the method of any of claims 1 - 19.
21.   An electronic device, comprising:
one or more input devices;
one or more short-range communication radios;
one or more processors; and
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for performing the method of any of claims 1 - 19.
22.   An electronic device, comprising:
one or more input devices;
one or more short-range communication radios; and
means for performing the method of any of claims 1 - 19.
23.   A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with one or more input devices and one or more short-range communication radios, the one or more programs including instructions for:
receiving, by the one or more short-range communication radios, a card account number of a card, wherein the card has a stored value;
requesting verification information to verify ownership of the card;
receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card;
verifying ownership of the card by comparing the verification information with separate information about the card that is received separately from the verification information; and in accordance with a determination that verification of ownership is successful:
generating a prompt to perform a value transfer operation for a value transfer; and in conjunction with the value transfer operation, transferring at least some of the stored value from the card to a virtual card stored on the electronic device.
24.   An electronic device, comprising:
one or more input devices;
one or more short-range communication radios;
one or more processors; and
a memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
receiving, by the one or more short-range communication radios, a card account number of a card, wherein the card has a stored value;
requesting verification information to verify ownership of the card; receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card;
verifying ownership of the card by comparing the verification information with separate information about the card that is received separately from the verification information; and
in accordance with a determination that verification of ownership is successful: generating a prompt to perform a value transfer operation for a value transfer; and
in conjunction with the value transfer operation, transferring at least some of the stored value from the card to a virtual card stored on the electronic device.
25.   An electronic device, comprising:
one or more input devices;
one   or  more   short-range     communication       radios; 
means for receiving, by the one or more short-range communication radios, a card account number of a card, wherein the card has a stored value;
means for requesting verification information to verify ownership of the card; means for receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card;
means for verifying ownership of the card by comparing the verification information with separate information about the card that is received separately from the verification information; and
means, in accordance with a determination that verification of ownership is successful, for:
generating a prompt to perform a value transfer operation for a value transfer; and in conjunction with the value transfer operation, transferring at least some of the stored value from the card to a virtual card stored on the electronic device.
26.   A method, comprising:
at an electronic device with a display, one or more input devices, and one or more short range communication radios:
requesting verification information to verify ownership of a stored-value card, wherein the stored-value card has a stored value;
receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card, wherein the verification information includes information that is not shown on the card;
displaying, on the display of the electronic device, a prompt to place the electronic device within communication range of the stored-value card;
receiving, by the one or more short-range communication radios, identifying information from the stored-value card;
verifying ownership of the stored-value card by comparing the verification information with the identifying information; and
in accordance with a determination that verification of ownership is successful: transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device.
27.   The method of claim 26, further comprising:
in accordance with a determination that verification of ownership is not successful: generating feedback indicating that verification of ownership was not successful; and
requesting verification information to verify ownership of the stored-value card.
28.   The method of any of claims 26 - 27, wherein transferring at least some of the stored value from the stored-value card to the virtual card stored on the electronic device includes:
removing the stored value from the stored-value card; and
transmitting a request to a server to deactivate the stored-value card.
29.   The method of any of claims 26 - 28, wherein the stored-value card is a stored-value transit card.
30.   The method of any of claims 26 - 29, wherein the virtual card is a transit virtual card.
31.   The method of any of claims 26 - 30, wherein the virtual card is a stored-value virtual card.
32.  The method of any of claims 26 - 31, wherein the verification information is a card account number of the stored-value card.
33.  The method of any of claims 26 - 32, wherein the electronic device does not present the card account number of the stored-value card prior to receiving, via the one or more input devices, input from the user of the electronic device that includes verification information for verifying ownership of the card.
34.  The method of any of claims 26 - 33, comprising:
subsequent to transferring at least some of the stored value from the stored-value card to the virtual card stored on the electronic device:
displaying,     on  the  display,    a  stored   value    of  the  virtual   card. 
35.   The method of any of claims 26 - 34, further comprising:
subsequent to transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device:
displaying transit plan information of the virtual card, the transit plan information based on the transferred at least some of the stored value.
36.   The method of any of claims 26 - 35, further comprising:
subsequent to transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device:
displaying one or more of: a balance of the virtual card, a username of an account registered to the virtual card, and transit plan information of the virtual card.
37.   The method of any of claims 26 - 36, wherein the verification information is information that is personal to a registered user of the stored-value card.
38.   The method of any of claims 26 - 37, comprising:
in accordance with a determination that the electronic device does not have another linked transit account, designating an account of the virtual card to be made available for use without checking authentication; and
in accordance with a determination that the electronic device has one or more other linked transit accounts, forgoing designating the account of the virtual card to be made available for use without checking authentication.
39.   The method of any of claims 26 - 38, comprising:
in accordance with a determination that the electronic device does not have another linked transit account:
in accordance with receiving user input indicating a desire not to have accounts be made available for use without checking authentication, forgoing designating the account of the virtual card to be made available for use without checking authentication.
40.   The method of any of claims 26 - 39, comprising:
receiving user input indicating a desire not to have accounts be made available for use without checking authentication; and
in response to receiving the user input indicating the desire not to have accounts be made available for use without checking authentication, designating an account of the virtual card to not be made available for use without checking authentication.
41.   The method of any of claims 26 - 40, comprising:
receiving user input selecting an account to be made available for use without checking authentication; and
in response to receiving the user input selecting the account to be made available for use without checking authentication, designating the selected account to be made available for use without checking authentication.
42.   The method of any of claims 26 - 41, wherein prior to receiving the card account number of the card and prior to verifying ownership of the card, the virtual card is stored on the electronic device.
43.   A computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display, one or more short range communication radios, and one or more input devices, the one or more programs including instructions for performing the method of any of claims 26 - 42.
44.   An electronic device, comprising:
a display;
one or more short-range communication radios;
one or more input devices;
one or more processors; and
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for performing the method of any of claims 26 - 42.
45.   An electronic device, comprising:
a display;
one or more short-range communication radios;
one or more input devices; and
means for performing the method of any of claims 26 - 42.
46.   A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display, one or more short-range communication radios, and one or more input devices, the one or more programs including instructions for:
requesting verification information to verify ownership of a stored-value card, wherein the stored-value card has a stored value;
receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card, wherein the verification information includes information that is not shown on the card;
displaying, on the display of the electronic device, a prompt to place the electronic device within communication range of the stored-value card;
receiving, by the one or more short-range communication radios, identifying information from the stored-value card;
verifying ownership of the stored-value card by comparing the verification information with the identifying information; and
in accordance with a determination that verification of ownership is successful:
transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device.
47.   An electronic device, comprising:
a display;
one or more short-range communication radios;
one or more input devices;
one   or  more  processors;      and 
a memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
requesting verification information to verify ownership of a stored-value card, wherein the stored-value card has a stored value;
receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card, wherein the verification information includes information that is not shown on the card;
displaying, on the display of the electronic device, a prompt to place the electronic device within communication range of the stored-value card;
receiving, by the one or more short-range communication radios, identifying information from the stored-value card;
verifying ownership of the stored-value card by comparing the verification information with the identifying information; and
in accordance with a determination that verification of ownership is successful: transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device.
48.   An electronic device, comprising:
a display;
one or more short-range communication radios;
one or more input devices;
means for requesting verification information to verify ownership of a stored-value card, wherein the stored-value card has a stored value;
means for receiving, via the one or more input devices, input from a user of the electronic device that includes verification information for verifying ownership of the card, wherein the verification information includes information that is not shown on the card;
means for displaying, on the display of the electronic device, a prompt to place the electronic device within communication range of the stored-value card;
means for receiving, by the one or more short-range communication radios, identifying information from the stored-value card;
means for verifying ownership of the stored-value card by comparing the verification information with the identifying information; and
means, in accordance with a determination that verification of ownership is successful, for:
transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device.
49.   A method, comprising:
at an electronic device with a display and one or more input devices:
displaying, on the display, a representation of a stored-value account that includes an activatable add-value option, wherein the electronic device has an electronic wallet application that includes the stored-value account and a payment account;
while displaying the representation of the stored-value account, detecting, via the one or more input devices, activation of the add-value option;
detecting, via there one or more input devices, activation of a fund-account option to add value to the stored-value account using the payment account of the electronic wallet application;
while displaying a proposed transaction to add funds to the stored-value account from the payment account, receiving authentication information at the electronic device; and in response to receiving the authentication information and in accordance with a determination that the authentication information is consistent with enrolled authentication information for performing payment transactions using the payment account, adding value to the stored-value account using the payment account.
50.   The method of claim 49, comprising:
in response to receiving the authentication information and in accordance with a determination that the authentication information is not consistent with enrolled authentication information for performing payment transactions using the payment account, forgoing adding value to the stored-value account using the payment account.
51.   The   method    of  any   of  claims   49  -  50,  comprising: 
prior to receiving the authentication information, generating a prompt to provide authorization to add value to the stored-value account from the payment account.
52.   The method of any of claims 49 - 51, wherein the representation of a stored-value account includes a current balance of the stored-value account.
53.   The method of claim 52, further comprising:
subsequent to adding value to the stored-value account using the payment account, updating display of the current balance of the stored-value account to reflect the value added to the stored-value account.
54.   The method of any of claims 49 - 53, further comprising:
displaying, on the display, a representation of a second payment account that does not include an activatable add-value option.
55.   The method of any of claims 49 - 54, further comprising:
displaying, on the display, a user interface for user entry of value to add to the stored value account using the payment account, wherein the user interface for user entry of value to add concurrently includes:
a virtual numeric keypad,
one or more suggested amounts, and
the current balance of the stored-value account;
receiving input at the virtual numeric keypad of an amount for adding value to the stored value account using the payment account; and
in response to receiving the input at the virtual numeric keypad, updating display of the one or more suggested amounts based on the input received at the virtual numeric keypad.
56.   The method of claim 55, wherein:
the received input at the virtual numeric keypad corresponds to an amount exceeding a maximum permissible amount for adding value to the stored-value account using the payment account; and
updating display of the one or more suggested amounts based on the input received at the virtual numeric keypad includes updating display of one of the one or more suggested amounts to reflect the maximum permissible amount.
57.   The method of any of claims 55 - 56, wherein at least one of the one or more suggested amounts is based on a previous amount used for adding value to the stored-value account using the payment account.
58.   The method of any of claims 55 - 57, wherein at least one of the one or more suggested amounts is based on a current day of the current month.
59.   The method of any of claims 55 - 58, comprising:
wherein the user interface for user entry of value to add to the stored-value account using the payment account further concurrently includes a graphical depiction of a card corresponding to the stored-value account;
wherein the received input at the virtual numeric keypad corresponds to an amount exceeding a maximum permissible amount for adding value to the stored-value account using the payment account; and
in response to receiving the input at the virtual numeric keypad, animating the graphical depiction of the card corresponding to the stored-value account to shake for a period of time.
60.   The method of any of claims 49 - 59, comprising:
receiving user input of a selected amount to add value to the stored-value account;
in response to receiving user input of the selected amount, displaying, on the display, a user interface requesting authentication.
61.   The method of any of claims 49 - 60, wherein the stored-value account is a transit account.
62.   The method of any of claims 49 - 61, wherein the stored-value account is a gift card account.
63.   The method of any of claims 49 - 62, wherein adding value to the stored-value account using the payment account is part of recurring transactions to add value to the stored-value account using the payment account.
64.   The method of any of claims 49 - 63, comprising:
detecting that a current balance of the stored-value account is below a minimum balance notification level; and
in response to detecting that the current balance of the stored-value account is below the minimum balance notification level, generating a notification that the current balance of the stored-value account is below the minimum balance notification level.
65.   The method of claim 64, comprising:
receiving user input activating the notification; and
in response to receiving the user input activating the notification, displaying, on the display, the user interface for user entry of value to add to the stored-value account using the payment account.
66.   The method of any of claims 49 - 61 and 63 - 65:
wherein the stored-value account is a transit account; and
wherein the representation of the stored-value account includes:
an indication of a transit plan associated with the transit account, and an indication of an expiration date of the transit plan.
67.   The method of any of claims 49 - 61 and 63 - 66, wherein the stored-value account is a transit account, the method further comprising:
displaying, on the display, a user interface for funding the transit account using the payment account, wherein the user interface for funding the transit account concurrently includes:
one or more suggested amounts, and
a  start  date   and  an  end   date  of  a  recommended      transit    plan. 
68.   The method of any of claims 49 - 61 and 63 - 67, wherein the stored-value account is a transit account, the method further comprising:
in accordance with a determination that a transit plan of the stored-value account is due for renewal, generating a notification indicating that the transit plan of the stored-value account is due for renewal.
69.   The method of any of claims 49 - 61 and 63 - 68, wherein the stored-value account is a transit account, the method further comprising:
detecting proximity to a transit station;
determining an expected destination based on one or more context factors;
in accordance with a determination that the stored-value account does not have sufficient funds for travel from the transit station to the expected destination, generating a notification that the stored-value account does not have sufficient funds for travel from the transit station to the expected destination; and
wherein displaying the representation of the stored-value account that includes the activatable add-value option is in response to detecting activation of the notification that the stored-value account does not have sufficient funds.
70.   A computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display and one or more input devices, the one or more programs including instructions for performing the method of any of claims 49 - 69.
71.   An electronic device, comprising:
a display;
one or more input devices;
one or more processors; and
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for performing the method of any of claims 49 - 69.
72.   An electronic device, comprising:
a display;
one or more input devices; and
means for performing the method of any of claims 49 - 69.
73.   A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display and one or more input devices, the one or more programs including instructions for:
displaying, on the display, a representation of a stored-value account that includes an activatable add-value option, wherein the electronic device has an electronic wallet application that includes the stored-value account and a payment account;
while displaying the representation of the stored-value account, detecting, via the one or more input devices, activation of the add-value option;
detecting, via the one or more input devices, activation of a fund-account option to add value to the stored-value account using the payment account of the electronic wallet application; while displaying a proposed transaction to add funds to the stored-value account from the payment account, receiving authentication information at the electronic device; and
in response to receiving the authentication information and in accordance with a determination that the authentication information is consistent with enrolled authentication information for performing payment transactions using the payment account, adding value to the stored-value account using the payment account.
74.   An electronic device, comprising:
a display;
one or more input devices;
one or more processors; and
a memory storing one or more programs configured to be executed by the one or more processors; the one or more programs including transactions for:
displaying, on the display, a representation of a stored-value account that includes an activatable add-value option, wherein the electronic device has an electronic wallet application that includes the stored-value account and a payment account;
while displaying the representation of the stored-value account, detecting, via the one or more input devices, activation of the add-value option;
detecting, via the one or more input devices, activation of a fund-account option to add value to the stored-value account using the payment account of the electronic wallet application;
while displaying a proposed transaction to add funds to the stored-value account from the payment account, receiving authentication information at the electronic device; and in response to receiving the authentication information and in accordance with a determination that the authentication information is consistent with enrolled authentication information for performing payment transactions using the payment account, adding value to the stored-value account using the payment account.
75.   An electronic device, comprising:
a display;
one or more input devices;
means for displaying, on the display, a representation of a stored-value account that includes an activatable add-value option, wherein the electronic device has an electronic wallet application that includes the stored-value account and a payment account;
means, while displaying the representation of the stored-value account, for detecting, via the one or more input devices, activation of the add-value option;
means for detecting, via the one or more input devices, activation of a fund-account option to add value to the stored-value account using the payment account of the electronic wallet application;
means, while displaying a proposed transaction to add funds to the stored-value account from the payment account, for receiving authentication information at the electronic device; and means, in response to receiving the authentication information and in accordance with a determination that the authentication information is consistent with enrolled authentication information for performing payment transactions using the payment account, for adding value to the stored-value account using the payment account.
76.   A  method,    comprising: 
at an electronic device with a display, one or more short-range communication radios, and an electronic wallet application that includes a stored-value account:
displaying, on the display, an indication of an available credit of the stored-value account;
transferring, using the one or more short-range communication radios, credentials of the stored-value account to a contactless transaction terminal that is separate from the electronic device; and
replacing, based on a transaction performed with the contactless transaction terminal using the credentials of the stored-value account that were transferred to the contactless transaction terminal using the one or more short-range communication radios, display of the indication of the available credit with display of an indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
77.   The method of claim 76, wherein the stored-value account is a stored-value transit account.
78.   The method of any of claims 76 - 77, wherein:
displaying, on the display, the indication of the available credit of the stored-value account includes:
displaying, at a first location on the display, the indication of the available credit of the stored-value account; and
replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal includes:
displaying, at a second location on the display, the indication of the available credit, wherein the second location is different from the first location, and
displaying, at the first location on the display, the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
79.   The   method    of  any   of  claims   76  -  78,  wherein: 
replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal includes, concurrently:
sliding in a first direction, on the display, the indication of the available credit from a first location to a second location that is different from the first location, and
sliding in the first direction, onto the display, the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
80.   The method of any of claims 76 - 79, comprising:
in response to transferring the credentials of the stored-value account to the contactless transaction terminal, concurrently displaying, on the display:
the indication of the available credit,
the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal, and
an indication that the transfer of credentials of the stored-value account to the contactless transaction terminal is complete.
81.   The method of any of claims 76 - 80, wherein a determination that the transaction was performed using the credentials of the stored-value account includes detecting that the available credit of the stored-value account has changed.
82.   The method of any of claims 76 - 81, wherein replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal is in response to detecting that the available credit of the stored-value account has changed.
83.   The method of any of claims 76 - 82, comprising:
updating the indication of the available credit to reflect the transfer of credentials.
84.   The   method    of  any   of  claims   76  -  83,  comprising: 
concurrently displaying, on the display, a graphical depiction of the stored-value account with the indication of the available credit and the indication of the transaction corresponding to the transfer of credentials.
85.   The method of any of claims 76 - 84, comprising:
prior to transferring, using the one or more short-range communication radios, credentials of the stored-value account to the contactless transaction terminal and prior to replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials:
presenting an indication requesting authentication to transfer credentials of the stored-value account to the contactless transaction terminal;
receiving authentication information; and
wherein transferring credentials of the stored-value account to the contactless transaction terminal is in accordance with a determination that the authentication information is consistent with enrolled authentication information that is enabled to authorize transactions.
86.   The method of any of claims 76 - 85, comprising:
subsequent to transferring, using the one or more short-range communication radios, credentials of the stored-value account to the contactless transaction terminal, displaying, on the display, a history of transactions, the history of transactions including one or more representations of transit trips.
87.   The method of claim 86, wherein the displayed history of transactions includes one or more representations of transit trips indicated as being covered by a transit plan.
88.   The method of any of claims 86 - 87, wherein the displayed history of transactions includes one or more representations of transit trips that are in progress and the one or more representations of transit trips that are in progress include a displayed status indication that indicates that the one or more transit trips are in progress.
89.   The method of claim 88, wherein an indication of a transit trip that is in progress is at the top of a list of the history of transactions, the method further comprising:
subsequent to displaying the history of transactions including the indication of transit trip that is in progress at the top of the list of the history of transactions, transferring, using the one or more short-range communication radios, credentials of the stored-value account to a second contactless transaction terminal for a non-transit transaction;
moving the display of the indication of transit trip that is in progress in the list of the history of transactions and displaying an indication of the non-transit transaction at a location previously occupied by the indication of the transit trip that is in progress; and
transferring, using the one or more short-range communication radios, credentials of the stored-value account to a third contactless transaction terminal for the transit trip that is in progress to end the trip; and
in response to transferring credentials of the stored-value account to the third contactless transaction terminal for the transit trip that is in progress:
moving the display of the indication of the non-transit transaction to accommodate moving the display of the indication of the transit trip that was in progress to the top of the list of the history of transactions.
90.   The method of any of claims 76 - 89, comprising:
receiving a request to display a device-status user interface; and
in response to receiving the request to display the device-status user interface, displaying the device-status user interface, including:
in accordance with a determination that the device is using the stored-value account for an in-progress transit trip, displaying information about the use of the transit account for the in-progress transit trip in the device-status user interface; and
in accordance with a determination that the device is not using the stored value account for an in-progress transit trip, displaying the device-status user interface without displaying information about the transit account for a transit trip.
91.   The   method    of  any   of  claims   76  -  89,  comprising: 
while using on the stored-value account for an in progress transit trip in accordance with transferring the credentials of the stored-value account to the contactless transaction terminal, and in accordance with the stored-value account being in use in a transit system and in accordance with the electronic device being in a locked state:
displaying, on a lock screen of the display, an indication of the stored-value account.
92.   The method of any of claims 89 - 91, comprising:
detecting activation of the indication of the stored-value account; and
in response to detecting activation of the indication of the stored-value account, displaying a card detail view for the stored-value account that includes information about recent transactions for which the stored-value account was used.
93.   The method of any of claims 89 - 91, comprising:
detecting activation of the indication of the stored-value account; and
in response to detecting activation of the indication of the stored-value account, displaying a virtual boarding pass, the virtual boarding pass including one or more details about the in progress transit trip associated with the stored-value account.
94.   A computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display, one or more short range communication radios, and an electronic wallet application that includes a stored-value account, the one or more programs including instructions for performing the method of any of claims 76 - 93.
95.   An electronic device, comprising:
a display;
one or more short-range communication radios;
an electronic wallet application that includes a stored-value account;
one   or  more  processors;      and 
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for performing the method of any of claims 76 - 93.
96.   An electronic device, comprising:
a display;
one or more short-range communication radios;
an electronic wallet application that includes a stored-value account; and
means for performing the method of any of claims 76 - 93.
97.   A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display, one or more short-range communication radios, and an electronic wallet application that includes a stored-value account, the one or more programs including instructions for:
displaying, on the display, an indication of an available credit of the stored-value account;
transferring, using the one or more short-range communication radios, credentials of the stored-value account to a contactless transaction terminal that is separate from the electronic device; and
replacing, based on a transaction performed with the contactless transaction terminal using the credentials of the stored-value account that were transferred to the contactless transaction terminal using the one or more short-range communication radios, display of the indication of the available credit with display of an indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
98.   An electronic device, comprising:
a display;
one or more short-range communication radios;
an electronic wallet application that includes a stored-value account;
one   or  more  processors;      and 
a memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
displaying, on the display, an indication of an available credit of the stored-value account;
transferring, using the one or more short-range communication radios, credentials of the stored-value account to a contactless transaction terminal that is separate from the electronic device; and
replacing, based on a transaction performed with the contactless transaction terminal using the credentials of the stored-value account that were transferred to the contactless transaction terminal using the one or more short-range communication radios, display of the indication of the available credit with display of an indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
99.   An electronic device, comprising:
a display;
one or more short-range communication radios;
an electronic wallet application that includes a stored-value account;
means for displaying, on the display, an indication of an available credit of the stored value account;
means for transferring, using the one or more short-range communication radios, credentials of the stored-value account to a contactless transaction terminal that is separate from the electronic device; and
means for replacing, based on a transaction performed with the contactless transaction terminal using the credentials of the stored-value account that were transferred to the contactless transaction terminal using the one or more short-range communication radios, display of the indication of the available credit with display of an indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
100.    A method, comprising:
at an electronic device with one or more short-range communication radios and an account information application that includes a first account:
detecting, by the one or more short-range communication radios, a wireless signal;
in accordance with a determination that the wireless signal corresponds to a first type of request, transmitting information corresponding to the first account without checking for authentication; and
in accordance with a determination that the wireless signal corresponds to a second type of request, checking for authentication before proceeding with a transaction corresponding to the wireless signal.
101.    The method of claim 100, wherein:
the first type of request is a type of request for which transmission of account information has been pre-authorized to be made automatically available without authentication; and
the second type of request is a type of request for which transmission of account information has not been pre-authorized to be made automatically available without authentication.
102.    The method of any of claims 100 - 101, wherein the first account is a stored-value account.
103.    The method of any of claims 100 - 102, wherein transmitting information corresponding to the first account without checking for authentication includes transmitting the information corresponding to the first account without requiring user input subsequent to detecting, by the one or more short-range communication radios, the wireless signal.
104.    The method of any of claims 100 - 103, wherein the account information application includes a second account that is different from the first account.
105.    The method of any of claims 100 - 104, wherein checking for authentication includes: presenting an indication requesting authentication;
receiving     authentication      information;      and 
in accordance with a determination that the authentication information is consistent with enrolled authentication information that is enabled to authorize transactions, proceeding with the transaction.
106.    The method of claim 105, wherein proceeding with the transaction includes:
transmitting information corresponding to the first account.
107.    The method of claim 105, wherein proceeding with the transaction includes:
transmitting information corresponding to a second account different from the first account.
108.    The method of any of claims 100 - 107, further comprising:
in accordance with the determination that the wireless signal corresponds to the first type of request:
forgoing presenting any indication requesting authentication.
109.    The method of any of claims 100 - 108, wherein the first account is one of a plurality of transit accounts stored by the account information application and the account information application stores one or more additional accounts that are not transit accounts, the method further comprising:
prior to detecting, by the one or more short-range communication radios, the wireless signal:
receiving user input selecting the first account as an account to be made available for use without checking authentication; and
in response to receiving user input selecting the first account as an account to be made available for use without checking authentication, designating the first account to be made available for use without checking authentication.
110.    The method of any of claims 100 - 109, wherein the first account is an identification account.
111.    The method of any of claims 100 - 110, wherein the electronic device is in a locked state prior to detecting the wireless signal and continues to remain in the locked state while transmitting information corresponding to the first account without checking for authentication.
112.    The method of any of claims 100 - 111, wherein the information corresponding to the first account includes an account number of the first account.
113.    The method of any of claims 100 - 112, wherein the first account is a stored-value account and the information corresponding to the first account includes funds from the first account.
114.    The method of any of claims 100 - 112, wherein the first account is a payment account and the information corresponding to the first account includes payment account information of the first account.
115.    The method of any of claims 100 - 112, wherein the first account is a transit commuter account and the information corresponding to the first account includes transit pass information of the first account.
116.    The method of any of claims 100 - 111, wherein the first account is a stored-value account and the information corresponding to the first account includes an account number of the first account, the method further comprising:
detecting, by the one or more short-range communication radios, a second wireless signal that includes a request for an amount of funds; and
in accordance with a determination that the second wireless signal corresponds to the first type of request, transmitting funds from the first account without checking for authentication.
117.    The method of any of claims 100 - 111, wherein the information corresponding to the first account includes an account number of the first account, the method further comprising:
detecting, by the one or more short-range communication radios, a second wireless signal that includes a request for an amount of funds;
in accordance with a determination that the second wireless signal corresponds to the first type of request, and:
in accordance with a determination that the requested amount of funds does not exceed a pre-authorized transaction amount, transmitting funds from the first account without checking for authentication; and
in accordance with a determination that the requested amount of funds exceeds the pre-authorized transaction amount:
generating feedback indicating that the requested amount of funds does not correspond to an expected cost; and
checking for authentication to proceed with the transaction.
118.    The method of claim 117, further comprising:
in accordance with the determination that the second wireless signal corresponds to the first type of request, and:
in accordance with the determination that the requested amount of funds exceeds the pre-authorized transaction amount:
receiving second authentication information; and
in accordance with a determination that the second authentication information is consistent with enrolled authentication information that is enabled to authorize transactions, proceeding with the transaction; and
in accordance with a determination that the second authentication information is not consistent with enrolled authentication information that is enabled to authorize transactions, forgoing proceeding with the transaction.
119.    The method of any of claims 100 - 118, wherein the determination that the wireless signal corresponds to the first type of request is based on contextual information of the electronic device that corresponds to the time when the wireless signal was detected by the electronic device.
120.    The method of any of claims 100 - 119, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a first contextual condition of the one or more contextual conditions is met when content of the wireless signal includes a predetermined value.
121.    The method of any of claims 100 - 120, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a second contextual condition of the one or more contextual conditions is met when a physical location of the electronic device that corresponds to the time when the wireless signal was detected by the electronic device corresponds to a predetermined location.
122.    The method of any of claims 100 - 121, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a third contextual condition of the one or more contextual conditions is met when the electronic device is within range of one or more wireless signals different from the wireless signal.
123.    The method of any of claims 100 - 122, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a fourth contextual condition of the one or more contextual conditions is met when the wireless signal includes a request for an amount of funds that does not exceed a fund threshold.
124.    The method of any of claims 100 - 123, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more unlock conditions has been met, wherein a first unlock condition of the set of one or more unlock conditions is met when the electronic device has been unlocked within a previous amount of time.
125.    The method of any of claims 100 - 124, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more unlock conditions has been met, wherein a second unlock condition of the set of one or more unlock conditions is met when the electronic device has been unlocked after a predetermined time of day on the day that the wireless signal is detected.
126.    The method of any of claims 100 - 125, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more unlock conditions has been met, wherein a third unlock condition of the set of one or more unlock conditions is met when the electronic device has been unlocked after a restart.
127.    A computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with one or more short-range communication radios and an account information application that includes a first account, the one or more programs including instructions for performing the method of any of claims 100 126.
128.    An electronic device, comprising:
one or more short-range communication radios;
an account information application that includes a first account;
one or more processors; and
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for performing the method of any of claims 100 - 126.
129.    An electronic device, comprising:
one or more short-range communication radios;
an account information application that includes a first account; and
means    for  performing     the   method    of  any  of  claims     100  -  126. 
130.    A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with one or more short-range communication radios and an account information application that includes a first account, the one or more programs including instructions for:
detecting, by the one or more short-range communication radios, a wireless signal; in accordance with a determination that the wireless signal corresponds to a first type of request, transmitting information corresponding to the first account without checking for authentication; and
in accordance with a determination that the wireless signal corresponds to a second type of request, checking for authentication before proceeding with a transaction corresponding to the wireless signal.
131.    An electronic device, comprising:
one or more short-range communication radios;
an account information application that includes a first account;
one or more processors; and
a memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
detecting, by the one or more short-range communication radios, a wireless signal;
in accordance with a determination that the wireless signal corresponds to a first type of request, transmitting information corresponding to the first account without checking for authentication; and
in accordance with a determination that the wireless signal corresponds to a second type of request, checking for authentication before proceeding with a transaction corresponding to the wireless signal.
132.    An electronic device, comprising:
one or more short-range communication radios;
an  account    information      application     that  includes     a  first  account; 
means for detecting, by the one or more short-range communication radios, a wireless signal;
means, in accordance with a determination that the wireless signal corresponds to a first type of request, for transmitting information corresponding to the first account without checking for authentication; and
means, in accordance with a determination that the wireless signal corresponds to a second type of request, for checking for authentication before proceeding with a transaction corresponding to the wireless signal.
133.    A method, comprising:
at an electronic device with a display and one or more input devices:
displaying, on the display, representations of a plurality of devices associated with a user account, wherein the representations of the plurality of devices include a first representation of a first device and a second representation of a second device, wherein the first device is associated with a transaction account and the second device is not associated with the transaction account;
receiving, via the one or more input devices, a selection corresponding to the displayed representation of the second device; and
in accordance with receiving the selection corresponding to the displayed representation of the second device:
causing the transaction account to become associated with the second device ; and
causing the transaction account to become disassociated from the first device.
134.    The method of claim 133, wherein the first device is the electronic device that caused the transaction account to become associated with the second device and disassociated with the first device.
135.    The method of claim 133, wherein the second device is the electronic device that caused the transaction account to become associated with the second device and disassociated with the first device.
136.    The method of any of claims 133 - 135, wherein the transaction account is a payment account.
137.    The method of any of claims 133 - 135, wherein the transaction account is transit account.
138.    The method of any of claims 133 - 137, wherein the transaction account is a stored-value account.
139.    The method of any of claims 133 - 138, wherein the transaction account is a stored-value account, further comprising:
prior to displaying the representations of the plurality of devices, displaying a representation of the account concurrently with an activatable add-value option and an activatable transfer-account option;
receiving activation of the transfer-account option; and
wherein displaying the representations of the plurality of devices associated with the user account is in response to receiving activation of the transfer-account option.
140.    The method of any of claims 133 - 139, further comprising:
receiving user input designating the transaction account as an account to be available for use at two or more devices of the plurality of devices.
141.    The method of any of claims 133 - 140, wherein the electronic device is the second device, further comprising:
receiving user input designating a third device of the plurality of devices as a device for which the transaction account is to be made available for use;
subsequent to causing the transaction account to become associated with the second device and subsequent to causing the transaction account to become disassociated from the first device:
receiving a request for payment credentials of the transaction account from the third device that is different from the electronic device; and
in accordance with a determination that the third device is designated as a device for which the transaction account is to be made available for use, transmitting payment credentials of the transaction account to the third device from the second device.
142.    The method of any of claims 133 - 141, further comprising:
in accordance with a determination that a time condition has been met:
causing the transaction account to become disassociated from the second device; and
causing the transaction account to become associated with the first device.
143.    The method of any of claims 133 - 142, wherein causing the transaction account to become associated with the second device includes restricting the transaction account to a maximum payment amount at the second device.
144.    The method of any of claims 133 - 143, wherein causing the transaction account to become associated with the second device includes restricting the transaction account at the second device to require, from the first device, respective pre-approvals for proposed payments to be made at the second device.
145.    The method of any of claims 133 - 144, wherein the representations of the plurality of devices associated with the user account includes representations of devices that are logged into a service under the same user account as the electronic device.
146.    The method of any of claims 133 - 145, wherein the representations of the plurality of devices associated with the user account includes representations of devices logged into a service using respective user accounts that are associated with the user account with which the electronic device is logged into the service.
147.    The method of any of claims 133 - 146, further comprising:
subsequent to causing the transaction account to become associated with the second device and subsequent to causing the transaction account to become disassociated from the first device:
displaying, on the display, representations of the plurality of devices, wherein the first device is not associated with the transaction account and the second device is associated with the transaction account;
receiving, via the one or more input devices, a respective selection corresponding to the first device; and
in accordance with receiving the respective selection corresponding to the first device:
causing the transaction account to become disassociated from the second device; and
causing the transaction account to become associated with the first device.
148.    A computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display and one or more input devices, the one or more programs including instructions for performing the method of any of claims 133 - 147.
149.    An electronic device, comprising:
a display;
one or more input devices;
one or more processors; and
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for performing the method of any of claims 133 - 147.
150.    An electronic device, comprising:
a display;
one or more input devices; and
means for performing the method of any of claims 133 - 147.
151.    A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display and one or more input devices, the one or more programs including instructions for:
displaying, on the display, representations of a plurality of devices associated with a user account, wherein the representations of the plurality of devices include a first representation of a first device and a second representation of a second device, wherein the first device is associated with a transaction account and the second device is not associated with the transaction account; receiving, via the one or more input devices, a selection corresponding to the displayed representation of the second device; and
in accordance with receiving the selection corresponding to the displayed representation of the second device:
causing the transaction account to become associated with the second device ; and causing the transaction account to become disassociated from the first device.
152.    An electronic device, comprising:
a display;
one or more input devices;
one or more processors; and
a memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
displaying, on the display, representations of a plurality of devices associated with a user account, wherein the representations of the plurality of devices include a first representation of a first device and a second representation of a second device, wherein the first device is associated with a transaction account and the second device is not associated with the transaction account;
receiving, via the one or more input devices, a selection corresponding to the displayed representation of the second device; and
in accordance with receiving the selection corresponding to the displayed representation of the second device:
causing the transaction account to become associated with the second device ; and
causing the transaction account to become disassociated from the first device.
153.    An electronic device, comprising:
a display;
one or more input devices;
means for displaying, on the display, representations of a plurality of devices associated with a user account, wherein the representations of the plurality of devices include a first representation of a first device and a second representation of a second device, wherein the first device is associated with a transaction account and the second device is not associated with the transaction account;
means for receiving, via the one or more input devices, a selection corresponding to the displayed representation of the second device; and
means, in accordance with receiving the selection corresponding to the displayed representation of the second device, for:
causing the transaction account to become associated with the second device ; and causing the transaction account to become disassociated from the first device.
154.    A method, comprising:
at an electronic device with an electronic wallet application:
detecting that a set of one or more payment criteria for making a payment using a stored-value account has been met;
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account has been met and in accordance with a determination that payment credentials of the stored-value account are not available in the electronic wallet application of the electronic device, requesting payment credentials of the stored-value account from a second device that is different from the electronic device; and
subsequent to requesting the payment credentials of the stored-value account from the second device when the payment credentials of the stored-value account are available at the second device, receiving payment credentials of the stored-value account at the electronic device from the second device.
155.    The method of claim 154, wherein the payment credentials of the stored-value account are received at the electronic device from the second device using a device-to-device communication over a short-range wireless network.
156.    The method of any of claims 154 - 155, wherein a first payment criterion of the set of one or more payment criteria is met when the electronic device receives a request for payment.
157.    The method of any of claims 154 - 156, wherein the electronic device includes one or more short-range communication radios, and wherein a second payment criterion of the set of one or more payment criteria is met when the electronic device detects, using the one or more short range communication radios, a field.
158.    The method of any of claims 154 - 157, wherein a third payment criterion of the set of one or more payment criteria is met when the electronic device detects a context indicating that a payment will be requested.
159.    The method of any of claims 154 - 158, wherein a fourth payment criterion of the set of one or more payment criteria is met when the electronic device detects activation of an option corresponding to the stored-value account.
160.    The method of any of claims 154 - 159, wherein a fifth payment criterion of the set of one or more payment criteria is met when the electronic device determines that the stored-value account has been designated to be available at the electronic device.
161.    The method of any of claims 154 - 160, wherein the stored-value account is a first type of account, and wherein a sixth payment criterion of the set of one or more payment criteria is met when the electronic device receives a request for payment using the first type of account.
162.    The method of any of claims 154 - 161, wherein requesting payment credentials of the stored-value account from the second device includes transmitting a request to the second device, wherein the request identifies the stored-value account.
163.    The method of any of claims 154 - 162, further comprising:
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account have been met and in accordance with a determination that payment credentials of the stored-value account are available in the electronic wallet application of the electronic device, proceeding with the payment using the stored-value account.
164.    The method of any of claims 154 - 163, further comprising:
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account have been met and in accordance with the determination that payment credentials of the stored-value account are not available in the electronic wallet application of the electronic device and in accordance with not receiving payment credentials of the stored-value account:
forgoing proceeding with the payment using the stored-value account; and presenting a notification to the user indicating that the stored-value account is not available for use with the payment.
165.    The method of any of claims 154 - 164, comprising:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
transferring funds from the stored-value account to a transaction terminal to make the payment; and
in response to transferring funds from the stored-value account to the transaction terminal, transmitting payment credentials of the stored-value account from the electronic device to the second device.
166.    The method of any of claims 154 - 164, comprising:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
transferring funds from the stored-value account to a transaction terminal to make the payment; and
in response to transferring funds from the stored-value account to the transaction terminal, forgoing transmitting payment credentials of the stored-value account from the electronic device to the second device.
167.    The method of any of claims 154 - 164, comprising:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
receiving, from the second device, a request for payment credentials of the stored value account; and
in response to receiving the request of payment credentials of the stored-value account, transmitting payment credentials of the stored-value account from the electronic device to the second device.
168.    The method of any of claims 154 - 164, comprising:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
determining whether a predetermined schedule event condition is met;
in accordance with a determination that the predetermined schedule event condition is met, transmitting payment credentials of the stored-value account from the electronic device to the second device.
169.    The method of any of claims 154 - 168, wherein the electronic device uses a first communication protocol to receive payment credentials of the stored-value account from the second device and the electronic device uses a second communication protocol different from the first communication protocol to make the payment to a transaction terminal.
170.    The method of any of claims 154 - 169, wherein the electronic device includes one or more radio units, and wherein the electronic device uses a first set of the one or more radios of the electronic device to receive payment credentials of the stored-value account from the second device and the electronic device uses a second set of the one or more radios different from the first set of the one or more radios to make the payment to a transaction terminal.
171.    The method of any of claims 154 - 170, comprising:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
presenting an indication requesting authentication for making payment using payment credentials of the stored-value account;
receiving authentication information; and
in accordance with a determination that the authentication information is consistent with enrolled authentication information that is enabled to authorize transactions, transferring funds from the stored-value account to a transaction terminal to make the payment.
172.    A computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with an electronic wallet application, the one or more programs including instructions for performing the method of any of claims 154 - 171.
173.    An electronic device, comprising:
an electronic wallet application;
one   or  more  processors;      and 
memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for performing the method of any of claims 154 - 171.
174.    An electronic device, comprising:
an electronic wallet application; and
means for performing the method of any of claims 154 - 171.
175.    A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with an electronic wallet application, the one or more programs including instructions for:
detecting that a set of one or more payment criteria for making a payment using a stored value account has been met;
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account has been met and in accordance with a determination that payment credentials of the stored-value account are not available in the electronic wallet application of the electronic device, requesting payment credentials of the stored-value account from a second device that is different from the electronic device; and
subsequent to requesting the payment credentials of the stored-value account from the second device when the payment credentials of the stored-value account are available at the second device, receiving payment credentials of the stored-value account at the electronic device from the second device.
176.    An electronic device, comprising:
an electronic wallet application;
one or more processors; and
a memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
detecting that a set of one or more payment criteria for making a payment using a stored-value account has been met;
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account has been met and in accordance with a determination that payment credentials of the stored-value account are not available in the electronic wallet application of the electronic device, requesting payment credentials of the stored-value account from a second device that is different from the electronic device; and
subsequent to requesting the payment credentials of the stored-value account from the second device when the payment credentials of the stored-value account are available at the second device, receiving payment credentials of the stored-value account at the electronic device from the second device.
177.    An electronic device, comprising:
an electronic wallet application;
means for detecting that a set of one or more payment criteria for making a payment using a stored-value account has been met;
means, in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account has been met and in accordance with a determination that payment credentials of the stored-value account are not available in the electronic wallet application of the electronic device, for requesting payment credentials of the stored-value account from a second device that is different from the electronic device; and
means, subsequent to requesting the payment credentials of the stored-value account from the second device when the payment credentials of the stored-value account are available at the second device, for receiving payment credentials of the stored-value account at the electronic device from the second device.
178.    An electronic device, comprising:
one or more input device units;
one or more short-range communication radio units; and
a processing unit coupled to the one or more input device units and the one or more short-range communication radio units, the processing unit configured to:
receive, by the one or more short-range communication radio units, a card account number of a card, wherein the card has a stored value;
request verification information to verify ownership of the card;
receive, via the one or more input device units, input from a user of the electronic device that includes verification information for verifying ownership of the card;
verify ownership of the card by comparing the verification information with separate information about the card that is received separately from the verification information; and in accordance with a determination that verification of ownership is successful:
generating a prompt to perform a value transfer operation for a value transfer; and in conjunction with the value transfer operation, transfer at least some of the stored value from the card to a virtual card stored on the electronic device.
179.    The electronic device of claim 178, wherein the verification information is information that is not shown on the card.
180.    The electronic device of any of claims 178 - 179, wherein the card is a stored-value card.
181.    The electronic device of any of claims 178 - 180, wherein the processing unit is further configured to:
in accordance with a determination that the value transfer is not successful:
generating a second prompt to perform the value transfer operation for the value transfer.
182.    The electronic device of any of claims 178 - 181, wherein the processing unit is further configured to:
in accordance with a determination that verification of ownership is not successful:
generating feedback indicating that verification of ownership was not successful.
183.    The electronic device of any of claims 178 - 182, wherein:
in accordance with a determination that the card is registered:
requesting verification information to verify ownership of the card includes requesting information that is not shown on the card; and
in   accordance    with   a  determination      that  the   card  is  not  registered: 
requesting verification information to verify ownership of the card includes requesting information that is shown on the card.
184.    The electronic device of any of claims 178 - 183, wherein the processing unit is further configured to:
in accordance with a determination that the card is not registered and prior to verifying ownership of the card:
request a user-provided account number of the card as part of requesting verification information to verify ownership of the card;
receive the user-provided account number of the card as part of receiving input from the user of the electronic device that includes verification information for verifying ownership of the card; and
compare the user-provided account number to the card account number as part of verifying ownership of the card by comparing the verification information with separate information, wherein the separate information includes the received card account number of the card.
185.    The electronic device of any of claims 178 - 184, wherein the electronic device does not present the card account number of the card prior to receiving, via the one or more input device units, input from the user of the electronic device that includes verification information for verifying ownership of the card.
186.    The electronic device of any of claims 178 - 185, wherein the processing unit is further configured to:
in accordance with a determination that the card is registered:
transmit the card account number of the card; and
receive the separate information.
187.    The electronic device of any of claims 178 - 186, wherein the processing unit is further configured to:
forgo   receiving     a  user-provided      account   number     of  the  card. 
188.    The electronic device of any of claims 178 - 187, wherein the electronic device includes a display unit, and wherein the processing unit is further configured to:
subsequent to transferring at least some of the stored value from the card to the virtual card stored on the electronic device:
enable display, on the display unit, of transit plan information of the virtual card, the transit plan information based on the transferred at least some of the stored value.
189.    The electronic device of any of claims 178 - 188, wherein the electronic device includes a display unit, and wherein the processing unit is further configured to:
subsequent to transferring at least some of the stored value from the card to the virtual card stored on the electronic device:
enable display, on the display unit, of one or more of: a balance of the virtual card, a username of an account registered to the virtual card, and transit plan information of the virtual card.
190.    The electronic device of any of claims 178 - 189, wherein transferring at least some of the stored value from the card to the virtual card stored on the electronic device includes:
removing the stored value from the card; and
transmitting a request to a server to deactivate the card.
191.    The electronic device of any of claims 178 - 190, wherein the processing unit is further configured to:
in accordance with a determination that the electronic device does not have another linked transit account, designate an account of the virtual card to be made available for use without checking authentication; and
in accordance with a determination that the electronic device has one or more other linked transit accounts, forgo designating the account of the virtual card to be made available for use without checking authentication.
192.    The electronic device of any of claims 178 - 191, wherein the processing unit is further configured to:
in accordance with a determination that the electronic device does not have another linked transit account:
in accordance with receiving user input indicating a desire not to have accounts be made available for use without checking authentication, forgo designating the account of the virtual card to be made available for use without checking authentication.
193.    The electronic device of any of claims 178 - 192, wherein the processing unit is further configured to:
receive user input indicating a desire not to have accounts be made available for use without checking authentication; and
in response to receiving the user input indicating the desire not to have accounts be made available for use without checking authentication, designate an account of the virtual card to not be made available for use without checking authentication.
194.    The electronic device of any of claims 178 - 193, wherein the processing unit is further configured to:
receive user input selecting an account to be made available for use without checking authentication; and
in response to receiving the user input selecting the account to be made available for use without checking authentication, designate the selected account to be made available for use without checking authentication.
195.    The electronic device of any of claims 178 - 194, wherein prior to receiving the card account number of the card and prior to verifying ownership of the card, the virtual card is stored on the device.
196.    The electronic device of any of claims 178 - 195, wherein the electronic device includes a display unit, and wherein the processing unit is further configured to:
subsequent to transferring at least some of the stored value from the card to the virtual card stored on the electronic device:
enable display, on the display unit, of a stored value of the virtual card.
197.    An electronic device, comprising:
a display unit;
one or more input device units;
one or more short-range communication radio units; and
a processing unit coupled to the display unit, the one or more short-range communication radio units, and the one or more input device units, the processing unit configured to:
request verification information to verify ownership of a stored-value card, wherein the stored-value card has a stored value;
receive, via the one or more input device units, input from a user of the electronic device that includes verification information for verifying ownership of the card, wherein the verification information includes information that is not shown on the card;
enable display, on the display unit of the electronic device, of a prompt to place the electronic device within communication range of the stored-value card;
receive, by the one or more short-range communication radio units, identifying information from the stored-value card;
verify ownership of the stored-value card by comparing the verification information with the identifying information; and
in accordance with a determination that verification of ownership is successful:
transfer at least some of the stored value from the stored-value card to a virtual card stored on the electronic device.
198.    The electronic device of claim 197, wherein the processing unit is further configured to: in accordance with a determination that verification of ownership is not successful: generating feedback indicating an indication that verification of ownership was not successful; and
request verification information to verify ownership of the stored-value card.
199.    The electronic device of any of claims 197 - 198, wherein transferring at least some of the stored value from the stored-value card to the virtual card stored on the electronic device includes:
remove the stored value from the stored-value card; and
transmit a request to a server to deactivate the stored-value card.
200.    The electronic device of any of claims 197 - 199, wherein the stored-value card is a stored value transit card.
201.    The electronic device of any of claims 197 - 200, wherein the virtual card is a transit virtual card.
202.    The electronic device of any of claims 197 - 201, wherein the virtual card is a stored-value virtual card.
203.   The electronic device of any of claims 197 - 202, wherein the verification information is a card account number of the stored-value card.
204.   The electronic device of any of claims 197 - 203, wherein the electronic device does not present the card account number of the stored-value card prior to receiving, via the one or more input device units, input from the user of the electronic device that includes verification information for verifying ownership of the card.
205.   The electronic device of any of claims 197 - 204, wherein the processing unit is further configured to:
subsequent to transferring at least some of the stored value from the stored-value card to the virtual card stored on the electronic device:
enable display, on the display unit, of a stored value of the virtual card.
206.    The electronic device of any of claims 197 - 205, wherein the processing unit is further configured to:
subsequent to transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device:
enable display of transit plan information of the virtual card, the transit plan information based on the transferred at least some of the stored value.
207.    The electronic device of any of claims 197 - 206, wherein the processing unit is further configured to:
subsequent to transferring at least some of the stored value from the stored-value card to a virtual card stored on the electronic device:
enable display of one or more of: a balance of the virtual card, a username of an account registered to the virtual card, and transit plan information of the virtual card.
208.    The electronic device of any of claims 197 - 207, wherein the verification information is information that is personal to a registered user of the stored-value card.
209.    The electronic device of any of claims 197 - 208, wherein the processing unit is further configured to:
in accordance with a determination that the electronic device does not have another linked transit account, designate an account of the virtual card to be made available for use without checking authentication; and
in accordance with a determination that the electronic device has one or more other linked transit accounts, forgo designating the account of the virtual card to be made available for use without checking authentication.
210.    The electronic device of any of claims 197 - 209, wherein the processing unit is further configured to:
in accordance with a determination that the electronic device does not have another linked transit account:
in accordance with receiving user input indicating a desire not to have accounts be made available for use without checking authentication, forgo designating the account of the virtual card to be made available for use without checking authentication.
211.    The electronic device of any of claims 197 - 210, wherein the processing unit is further configured to:
receive user input indicating a desire not to have accounts be made available for use without checking authentication; and
in response to receiving the user input indicating the desire not to have accounts be made available for use without checking authentication, designate an account of the virtual card to not be made available for use without checking authentication.
212.    The electronic device of any of claims 197 - 211, wherein the processing unit is further configured to:
receive user input selecting an account to be made available for use without checking authentication; and
in response to receiving the user input selecting the account to be made available for use without checking authentication, designate the selected account to be made available for use without checking authentication.
213.    The electronic device of any of claims 197 - 212, wherein prior to receiving the card account number of the card and prior to verifying ownership of the card, the virtual card is stored on the electronic device.
214.    An electronic device, comprising:
a display unit;
one or more input device units; and
a processing unit coupled to the display unit and the one or more input device units, the processing unit configured to:
enable display, on the display unit, of a representation of a stored-value account that includes an activatable add-value option, wherein the electronic device has an electronic wallet application that includes the stored-value account and a payment account;
while enabling display of the representation of the stored-value account, detect, via the one or more input device units, activation of the add-value option;
detect, via the one or more input device units, activation of a fund-account option to add value to the stored-value account using the payment account of the electronic wallet application; while enabling display of a proposed transaction to add funds to the stored-value account from the payment account, receive authentication information at the electronic device; and in response to receiving the authentication information and in accordance with a determination that the authentication information is consistent with enrolled authentication information for performing payment transactions using the payment account, add value to the stored-value account using the payment account.
215.    The electronic device of claim 214, wherein the processing unit is further configured to: in response to receiving the authentication information and in accordance with a determination that the authentication information is not consistent with enrolled authentication information for performing payment transactions using the payment account, forgo adding value to the stored-value account using the payment account.
216.    The electronic device of any of claims 214 - 215, wherein the processing unit is further configured to:
prior to receiving the authentication information, generate a prompt to generate authorization to add value to the stored-value account from the payment account.
217.    The electronic device of any of claims 214 - 216, wherein the representation of a stored value account includes a current balance of the stored-value account.
218.    The electronic device of claim 217, wherein the processing unit is further configured to: subsequent to adding value to the stored-value account using the payment account, update display of the current balance of the stored-value account to reflect the value added to the stored-value account.
219.    The electronic device of any of claims 214 - 218, wherein the processing unit is further configured to:
enable display, on the display unit, of a representation of a second payment account that does not include an activatable add-value option.
220.    The electronic device of any of claims 214 - 219, wherein the processing unit is further configured to:
enable display, on the display unit, of a user interface for user entry of value to add to the stored-value account using the payment account, wherein the user interface for user entry of value to add concurrently includes:
a virtual numeric keypad,
one or more suggested amounts, and
the current balance of the stored-value account;
receive input at the virtual numeric keypad of an amount for adding value to the stored value account using the payment account; and
in response to receiving the input at the virtual numeric keypad, update display of the one or more suggested amounts based on the input received at the virtual numeric keypad.
221.    The electronic device of claim 220, wherein:
the received input at the virtual numeric keypad corresponds to an amount exceeding a maximum permissible amount for adding value to the stored-value account using the payment account; and
updating display of the one or more suggested amounts based on the input received at the virtual numeric keypad includes updating display of one of the one or more suggested amounts to reflect the maximum permissible amount.
222.    The electronic device of any of claims 220 - 221, wherein at least one of the one or more suggested amounts is based on a previous amount used for adding value to the stored-value account using the payment account.
223.    The electronic device of any of claims 220 - 222, wherein at least one of the one or more suggested amounts is based on a current day of the current month.
224.    The electronic device of any of claims 220 - 223:
wherein the user interface for user entry of value to add to the stored-value account using the payment account further concurrently includes a graphical depiction of a card corresponding to the stored-value account;
wherein the received input at the virtual numeric keypad corresponds to an amount exceeding a maximum permissible amount for adding value to the stored-value account using the payment account; and
wherein the processing unit is further configured to:
in response to receiving the input at the virtual numeric keypad, animate the graphical depiction of the card corresponding to the stored-value account to shake for a period of time.
225.    The electronic device of any of claims 214 - 224, wherein the processing unit is further configured to:
receive user input of a selected amount to add value to the stored-value account;
in response to receiving user input of the selected amount, enable display, on the display unit, of a user interface requesting authentication.
226.    The electronic device of any of claims 214 - 225, wherein the stored-value account is a transit account.
227.    The electronic device of any of claims 214 - 226, wherein the stored-value account is a gift card account.
228.    The electronic device of any of claims 214 - 227, wherein adding value to the stored-value account using the payment account is part of recurring transactions to add value to the stored value account using the payment account.
229.    The electronic device of any of claims 214 - 228, wherein the processing unit is further configured to:
detect that a current balance of the stored-value account is below a minimum balance notification level; and
in response to detecting that the current balance of the stored-value account is below the minimum balance notification level, generate a notification that the current balance of the stored value account is below the minimum balance notification level.
230.    The electronic device of claim 229, wherein the processing unit is further configured to: receive user input activating the notification; and
in response to receiving the user input activating the notification, enable display, on the display unit, of the user interface for user entry of value to add to the stored-value account using the payment account.
231.    The electronic device of any of claims 214 - 226 and 228 - 230:
wherein the stored-value account is a transit account; and
wherein the representation of the stored-value account includes:
an indication of a transit plan associated with the transit account, and
an indication of an expiration date of the transit plan.
232.    The electronic device of any of claims 214 - 226 and 228 - 231, wherein the stored-value account is a transit account, and wherein the processing unit is further configured to:
enable display, on the display unit, of a user interface for funding the transit account using the payment account, wherein the user interface for funding the transit account concurrently includes:
one or more suggested amounts, and
a start date and an end date of a recommended transit plan.
233.    The electronic device of any of claims 214 - 226 and 228 - 232, wherein the stored-value account is a transit account, and wherein the processing unit is further configured to:
in accordance with a determination that a transit plan of the stored-value account is due for renewal, generate a notification indicating that the transit plan of the stored-value account is due for renewal.
234.    The electronic device of any of claims 214 - 226 and 228 - 233, wherein the stored-value account is a transit account, and wherein the processing unit is further configured to:
detect proximity to a transit station;
determine an expected destination based on one or more context factors;
in accordance with a determination that the stored-value account does not have sufficient funds for travel from the transit station to the expected destination, generate a notification that the stored-value account does not have sufficient funds for travel from the transit station to the expected destination; and
wherein enabling display of the representation of the stored-value account that includes the activatable add-value option is in response to detecting activation of the notification that the stored-value account does not have sufficient funds.
235.    An electronic device, comprising:
a display unit;
one or more short-range communication radio units;
an electronic wallet application unit that includes a stored-value account; and
a processing unit coupled to the display unit, the one or more short-range communication radio units, and the electronic wallet application unit that includes a stored-value account, the processing unit configured to:
enable display, on the display unit, of an indication of an available credit of the stored value account;
transfer, using the one or more short-range communication radio units, credentials of the stored-value account to a contactless transaction terminal that is separate from the electronic device; and
replace, based on a transaction performed with the contactless transaction terminal using the credentials of the stored-value account that were transferred to the contactless transaction terminal using the one or more short-range communication radio units, display of the indication of the available credit with display of an indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
236.    The electronic device of claim 235, wherein the stored-value account is a stored-value transit account.
237.    The electronic device of any of claims 235 - 236, wherein:
enabling display, on the display unit, of the indication of the available credit of the stored-value account includes:
enabling display, at a first location on the display unit, of the indication of the available credit of the stored-value account; and
replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal includes:
enabling display, at a second location on the display, of the indication of the available credit, wherein the second location is different from the first location, and
enabling display, at the first location on the display unit, of the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
238.    The electronic device of any of claims 235 - 237, wherein:
replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal includes, concurrently:
sliding in a first direction, on the display unit, the indication of the available credit from a first location to a second location that is different from the first location, and
sliding in the first direction, onto the display unit, the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal.
239.    The electronic device of any of claims 235 - 238, wherein the processing unit is further configured to:
in response to transferring the credentials of the stored-value account to the contactless transaction terminal, concurrently enable display, on the display unit, of:
the  indication    of  the   available    credit, 
the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal, and
an indication that the transfer of credentials of the stored-value account to the contactless transaction terminal is complete.
240.    The electronic device of any of claims 235 - 239, wherein a determination that the transaction was performed using the credentials of the stored-value account includes detecting that the available credit of the stored-value account has changed.
241.    The electronic device of any of claims 235 - 240, wherein replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials to the contactless transaction terminal is in response to detecting that the available credit of the stored-value account has changed.
242.    The electronic device of any of claims 235 - 241, wherein the processing unit is further configured to:
update the indication of the available credit to reflect the transfer of credentials.
243.    The electronic device of any of claims 235 - 242, wherein the processing unit is further configured to:
concurrently enable display, on the display unit, of a graphical depiction of the stored value account with the indication of the available credit and the indication of the transaction corresponding to the transfer of credentials.
244.    The electronic device of any of claims 235 - 243, wherein the processing unit is further configured to:
prior to transferring, using the one or more short-range communication radio units, credentials of the stored-value account to the contactless transaction terminal and prior to replacing display of the indication of the available credit with display of the indication of the transaction corresponding to the transfer of credentials:
present an indication requesting authentication to transfer credentials of the stored-value account to the contactless transaction terminal;
receive authentication information; and
wherein transferring credentials of the stored-value account to the contactless transaction terminal is in accordance with a determination that the authentication information is consistent with enrolled authentication information that is enabled to authorize transactions.
245.    The electronic device of any of claims 235 - 244, wherein the processing unit is further configured to:
subsequent to transferring, using the one or more short-range communication radio units, credentials of the stored-value account to the contactless transaction terminal, enable display, on the display unit, of a history of transactions, the history of transactions including one or more representations of transit trips.
246.    The electronic device of claim 245, wherein the displayed history of transactions includes one or more representations of transit trips indicated as being covered by a transit plan.
247.    The electronic device of any of claims 245 - 246, wherein the displayed history of transactions includes one or more representations of transit trips that are in progress and the one or more representations of transit trips that are in progress include a displayed status indication that indicates that the one or more transit trips are in progress.
248.    The electronic device of claim 247, wherein an indication of a transit trip that is in progress is at the top of a list of the history of transactions, and wherein the processing unit is further configured to:
subsequent to enabling display of the history of transactions including the indication of transit trip that is in progress at the top of the list of the history of transactions, transfer, using the one or more short-range communication radio units, credentials of the stored-value account to a second contactless transaction terminal for a non-transit transaction;
move the display of the indication of transit trip that is in progress in the list of the history of transactions and enable display of an indication of the non-transit transaction at a location previously occupied by the indication of the transit trip that is in progress; and
transfer, using the one or more short-range communication radio units, credentials of the stored-value account to a third contactless transaction terminal for the transit trip that is in progress to end the trip; and
in response to transferring credentials of the stored-value account to the third contactless transaction terminal for the transit trip that is in progress:
move the display of the indication of the non-transit transaction to accommodate moving the display of the indication of the transit trip that was in progress to the top of the list of the history of transactions.
249.    The electronic device of any of claims 235 - 248, wherein the processing unit is further configured to:
receive a request to display a device-status user interface; and
in response to receiving the request to display the device-status user interface, enable display of the device-status user interface, including:
in accordance with a determination that the device is using the stored-value account for an in-progress transit trip, enabling display of information about the use of the transit account for the in-progress transit trip in the device-status user interface; and
in accordance with a determination that the device is not using the stored value account for an in-progress transit trip, enabling display of the device-status user interface without displaying information about the transit account for a transit trip.
250.    The electronic device of any of claims 235 - 248, wherein the processing unit is further configured to:
while using on the stored-value account for an in progress transit trip in accordance with transferring the credentials of the stored-value account to the contactless transaction terminal, and in accordance with the stored-value account being in use in a transit system and in accordance with the electronic device being in a locked state:
enable display, on a lock screen of the display unit, of an indication of the stored value account.
251.    The electronic device of any of claims 248 - 250, wherein the processing unit is further configured to:
detect activation of the indication of the stored-value account; and
in response to detecting activation of the indication of the stored-value account, enable display of a card detail view for the stored-value account that includes information about recent transactions for which the stored-value account was used.
252.    The electronic device of any of claims 248 - 250, wherein the processing unit is further configured to:
detect activation of the indication of the stored-value account; and
in response to detecting activation of the indication of the stored-value account, enable display of a virtual boarding pass, the virtual boarding pass including one or more details about the in progress transit trip associated with the stored-value account.
253.    An electronic device, comprising:
one or more short-range communication radio units;
an account information application unit that includes a first account; and
a processing unit coupled to the one or more short-range communication units and the account information application unit that includes a first account, the processing unit configured to: detect, by the one or more short-range communication radio units, a wireless signal; in accordance with a determination that the wireless signal corresponds to a first type of request, transmit information corresponding to the first account without checking for authentication; and
in accordance with a determination that the wireless signal corresponds to a second type of request, check for authentication before proceeding with a transaction corresponding to the wireless signal.
254.    The  electronic     device   of  claim    253,  wherein: 
the first type of request is a type of request for which transmission of account information has been pre-authorized to be made automatically available without authentication; and
the second type of request is a type of request for which transmission of account information has not been pre-authorized to be made automatically available without authentication.
255.    The electronic device of any of claims 253 - 254, wherein the first account is a stored-value account.
256.    The electronic device of any of claims 253 - 255, wherein transmitting information corresponding to the first account without checking for authentication includes transmitting the information corresponding to the first account without requiring user input subsequent to detecting, by the one or more short-range communication radio units, the wireless signal.
257.    The electronic device of any of claims 253 - 256, wherein the account information application unit includes a second account that is different from the first account.
258.    The electronic device of any of claims 253 - 257, wherein checking for authentication includes:
presenting an indication requesting authentication;
receiving authentication information; and
in accordance with a determination that the authentication information is consistent with enrolled authentication information that is enabled to authorize transactions, proceeding with the transaction.
259.    The electronic device of claim 258, wherein proceeding with the transaction includes: transmitting information corresponding to the first account.
260.    The electronic device of claim 258, wherein proceeding with the transaction includes: transmitting information corresponding to a second account different from the first account.
261.    The electronic device of any of claims 253 - 260, wherein the processing unit is further configured to:
in accordance with the determination that the wireless signal corresponds to the first type of request:
forgo presenting any indication requesting authentication.
262.    The electronic device of any of claims 253 - 261, wherein the first account is one of a plurality of transit accounts stored by the account information application unit and the account information application unit stores one or more additional accounts that are not transit accounts, and wherein the processing unit is further configured to:
prior to detecting, by the one or more short-range communication radio units, the wireless signal:
receive user input selecting the first account as an account to be made available for use without checking authentication; and
in response to receiving user input selecting the first account as an account to be made available for use without checking authentication, designate the first account to be made available for use without checking authentication.
263.    The electronic device of any of claims 253 - 262, wherein the first account is an identification account.
264.    The electronic device of any of claims 253 - 263, wherein the electronic device is in a locked state prior to detecting the wireless signal and continues to remain in the locked state while transmitting information corresponding to the first account without checking for authentication.
265.    The electronic device of any of claims 253 - 264, wherein the information corresponding to the first account includes an account number of the first account.
266.    The electronic device of any of claims 253 - 265, wherein the first account is a stored-value account and the information corresponding to the first account includes funds from the first account.
267.    The electronic device of any of claims 253 - 265, wherein the first account is a payment account and the information corresponding to the first account includes payment account information of the first account.
268.    The electronic device of any of claims 253 - 265, wherein the first account is a transit commuter account and the information corresponding to the first account includes transit pass information of the first account.
269.    The electronic device of any of claims 253 - 264, wherein the first account is a stored-value account and the information corresponding to the first account includes an account number of the first account, and wherein the processing unit is further configured to:
detect, by the one or more short-range communication radio units, a second wireless signal that includes a request for an amount of funds; and
in accordance with a determination that the second wireless signal corresponds to the first type of request, transmit funds from the first account without checking for authentication.
270.    The electronic device of any of claims 253 - 264, wherein the information corresponding to the first account includes an account number of the first account, and wherein the processing unit is further configured to:
detect, by the one or more short-range communication radio units, a second wireless signal that includes a request for an amount of funds;
in accordance with a determination that the second wireless signal corresponds to the first type of request, and:
in accordance with a determination that the requested amount of funds does not exceed a pre-authorized transaction amount, transmit funds from the first account without checking for authentication; and
in accordance with a determination that the requested amount of funds exceeds the pre-authorized transaction amount:
generate feedback indicating that the requested amount of funds does not correspond to an expected cost; and
check for authentication to proceed with the transaction.
271.    The electronic device of claim 270, wherein the processing unit is further configured to: in accordance with the determination that the second wireless signal corresponds to the first type of request, and:
in accordance with the determination that the requested amount of funds exceeds the pre-authorized transaction amount:
receive second authentication information; and
in accordance with a determination that the second authentication information is consistent with enrolled authentication information that is enabled to authorize transactions, proceed with the transaction; and
in accordance with a determination that the second authentication information is not consistent with enrolled authentication information that is enabled to authorize transactions, forgo proceeding with the transaction.
272.    The electronic device of any of claims 253 - 271, wherein the determination that the wireless signal corresponds to the first type of request is based on contextual information of the electronic device that corresponds to the time when the wireless signal was detected by the electronic device.
273.    The electronic device of any of claims 253 - 272, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a first contextual condition of the one or more contextual conditions is met when content of the wireless signal includes a predetermined value.
274.    The electronic device of any of claims 253 - 273, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a second contextual condition of the one or more contextual conditions is met when a physical location of the electronic device that corresponds to the time when the wireless signal was detected by the electronic device corresponds to a predetermined location.
275.    The electronic device of any of claims 253 - 274, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a third contextual condition of the one or more contextual conditions is met when the electronic device is within range of one or more wireless signals different from the wireless signal.
276.    The electronic device of any of claims 253 - 275, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more contextual conditions has been met, wherein a fourth contextual condition of the one or more contextual conditions is met when the wireless signal includes a request for an amount of funds that does not exceed a fund threshold.
277.    The electronic device of any of claims 253 - 276, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more unlock conditions has been met, wherein a first unlock condition of the set of one or more unlock conditions is met when the electronic device has been unlocked within a previous amount of time.
278.    The electronic device of any of claims 253 - 277, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more unlock conditions has been met, wherein a second unlock condition of the set of one or more unlock conditions is met when the electronic device has been unlocked after a predetermined time of day on the day that the wireless signal is detected.
279.    The electronic device of any of claims 253 - 278, wherein the determination that the wireless signal corresponds to the first type of request includes a determination that a set of one or more unlock conditions has been met, wherein a third unlock condition of the set of one or more unlock conditions is met when the electronic device has been unlocked after a restart.
280.    An electronic device, comprising:
a display unit;
one or more input device units; and
a processing unit coupled to the display unit and the one or more input device units, the processing unit configured to:
enable display, on the display unit, of representations of a plurality of devices associated with a user account, wherein the representations of the plurality of devices include a first representation of a first device and a second representation of a second device, wherein the first device is associated with a transaction account and the second device is not associated with the transaction account;
receive, via the one or more input device units, a selection corresponding to the displayed representation of the second device; and
in accordance with receiving the selection corresponding to the displayed representation of the second device:
cause the transaction account to become associated with the second device ; and cause the transaction account to become disassociated from the first device.
281.    The electronic device of claim 280, wherein the first device is the electronic device that caused the transaction account to become associated with the second device and disassociated with the first device.
282.    The electronic device of claim 280, wherein the second device is the electronic device that caused the transaction account to become associated with the second device and disassociated with the first device.
283.    The electronic device of any of claims 280 - 282, wherein the transaction account is a payment account.
284.    The electronic device of any of claims 280 - 282, wherein the transaction account is transit account.
285.    The electronic device of any of claims 280 - 284, wherein the transaction account is a stored-value account.
286.    The electronic device of any of claims 280 - 285, wherein the transaction account is a stored-value account, and wherein the processing unit is further configured to:
prior to enabling display of the representations of the plurality of devices, enable display of a representation of the account concurrently with an activatable add-value option and an activatable transfer-account option;
receive activation of the transfer-account option; and
wherein enabling display of the representations of the plurality of devices associated with the user account is in response to receiving activation of the transfer-account option.
287.    The electronic device of any of claims 280 - 286, wherein the processing unit is further configured to:
receive user input designating the transaction account as an account to be available for use at two or more devices of the plurality of devices.
288.    The electronic device of any of claims 280 - 287, wherein the electronic device is the second device, and wherein the processing unit is further configured to:
receive user input designating a third device of the plurality of devices as a device for which the transaction account is to be made available for use;
subsequent to causing the transaction account to become associated with the second device and subsequent to causing the transaction account to become disassociated from the first device:
receive a request for payment credentials of the transaction account from the third device that is different from the electronic device; and
in accordance with a determination that the third device is designated as a device for which the transaction account is to be made available for use, transmit payment credentials of the transaction account to the third device from the second device.
289.    The electronic device of any of claims 280 - 288, wherein the processing unit is further configured to:
in accordance with a determination that a time condition has been met:
cause the transaction account to become disassociated from the second device; and
cause the transaction account to become associated with the first device.
290.    The electronic device of any of claims 280 - 289, wherein causing the transaction account to become associated with the second device includes restricting the transaction account to a maximum payment amount at the second device.
291.    The electronic device of any of claims 280 - 290, wherein causing the transaction account to become associated with the second device includes restricting the transaction account at the second device to require, from the first device, respective pre-approvals for proposed payments to be made at the second device.
292.    The electronic device of any of claims 280 - 291, wherein the representations of the plurality of devices associated with the user account includes representations of devices that are logged into a service under the same user account as the electronic device.
293.    The electronic device of any of claims 280 - 292, wherein the representations of the plurality of devices associated with the user account includes representations of devices logged into a service using respective user accounts that are associated with the user account with which the electronic device is logged into the service.
294.    The electronic device of any of claims 280 - 293, wherein the processing unit is further configured to:
subsequent to causing the transaction account to become associated with the second device and subsequent to causing the transaction account to become disassociated from the first device:
enable display, on the display unit, of representations of the plurality of devices, wherein the first device is not associated with the transaction account and the second device is associated with the transaction account;
receive, via the one or more input device units, a respective selection corresponding to the first device; and
in accordance with receiving the respective selection corresponding to the first device:
cause the transaction account to become disassociated from the second device; and
cause the transaction account to become associated with the first device.
295.    An electronic device, comprising:
an electronic wallet application unit; and
a processing unit, the processing unit configured to:
detect that a set of one or more payment criteria for making a payment using a stored value account has been met;
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account has been met and in accordance with a determination that payment credentials of the stored-value account are not available in the electronic wallet application of the electronic device, request payment credentials of the stored-value account from a second device that is different from the electronic device;
subsequent to requesting the payment credentials of the stored-value account from the second device when the payment credentials of the stored-value account are available at the second device, receive payment credentials of the stored-value account at the electronic device from the second device.
296.    The electronic device of claim 295, wherein the payment credentials of the stored-value account are received at the electronic device from the second device using a device-to-device communication over a short-range wireless network.
297.    The electronic device of any of claims 295 - 296, wherein a first payment criterion of the set of one or more payment criteria is met when the electronic device receives a request for payment.
298.    The electronic device of any of claims 295 - 297, wherein the electronic device includes one or more short-range communication radio units, and wherein a second payment criterion of the set of one or more payment criteria is met when the electronic device detects, using the one or more short-range communication radio units, a field.
299.    The electronic device of any of claims 295 - 298, wherein a third payment criterion of the set of one or more payment criteria is met when the electronic device detects a context indicating that a payment will be requested.
300.    The electronic device of any of claims 295 - 299, wherein a fourth payment criterion of the set of one or more payment criteria is met when the electronic device detects activation of an option corresponding to the stored-value account.
301.    The electronic device of any of claims 295 - 300, wherein a fifth payment criterion of the set of one or more payment criteria is met when the electronic device determines that the stored value account has been designated to be available at the electronic device.
302.    The electronic device of any of claims 295 - 301, wherein the stored-value account is a first type of account, and wherein a sixth payment criterion of the set of one or more payment criteria is met when the electronic device receives a request for payment using the first type of account.
303.    The electronic device of any of claims 295 - 302, wherein requesting payment credentials of the stored-value account from the second device includes transmitting a request to the second device, wherein the request identifies the stored-value account.
304.    The electronic device of any of claims 295 - 303, wherein the processing unit is further configured to:
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account have been met and in accordance with a determination that payment credentials of the stored-value account are available in the electronic wallet application unit of the electronic device, proceed with the payment using the stored-value account.
305.    The electronic device of any of claims 295 - 304, wherein the processing unit is further configured to:
in response to detecting that the set of one or more payment criteria for making the payment using the stored-value account have been met and in accordance with the determination that payment credentials of the stored-value account are not available in the electronic wallet application unit of the electronic device and in accordance with not receiving payment credentials of the stored-value account:
forgo proceeding with the payment using the stored-value account; and present a notification to the user indicating that the stored-value account is not available for use with the payment.
306.    The electronic device of any of claims 295 - 305, wherein the processing unit is further configured to:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
transfer funds from the stored-value account to a transaction terminal to make the payment; and
in response to transferring funds from the stored-value account to the transaction terminal, transmit payment credentials of the stored-value account from the electronic device to the second device.
307.    The electronic device of any of claims 295 - 305, wherein the processing unit is further configured to:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
transfer funds from the stored-value account to a transaction terminal to make the payment; and
in response to transferring funds from the stored-value account to the transaction terminal, forgo transmitting payment credentials of the stored-value account from the electronic device to the second device.
308.    The electronic device of any of claims 295 - 305, wherein the processing unit is further configured to:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
receive, from the second device, a request for payment credentials of the stored value account; and
in response to receiving the request of payment credentials of the stored-value account, transmit payment credentials of the stored-value account from the electronic device to the second device.
309.    The electronic device of any of claims 295 - 305, comprising:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
determine whether a predetermined schedule event condition is met; in accordance with a determination that the predetermined schedule event condition is met, transmit payment credentials of the stored-value account from the electronic device to the second device.
310.    The electronic device of any of claims 295 - 309, wherein the electronic device uses a first communication protocol to receive payment credentials of the stored-value account from the second device and the electronic device uses a second communication protocol different from the first communication protocol to make the payment to a transaction terminal.
311.    The electronic device of any of claims 295 - 310, wherein the electronic device includes one or more radio units, and wherein the electronic device uses a first set of the one or more radio units of the electronic device to receive payment credentials of the stored-value account from the second device and the electronic device uses a second set of the one or more radio units different from the first set of the one or more radio units to make the payment to a transaction terminal.
312.    The electronic device of any of claims 295 - 311, wherein the processing unit is further configured to:
subsequent to receiving payment credentials of the stored-value account at the electronic device from the second device:
present an indication requesting authentication for making payment using payment credentials of the stored-value account;
receive authentication information; and
in accordance with a determination that the authentication information is consistent with enrolled authentication information that is enabled to authorize transactions, transfer funds from the stored-value account to a transaction terminal to make the payment.
313.    The method of any of claims 1-19, wherein the electronic device includes a secure element, and wherein transferring at least some of the stored value from the card to the virtual card stored on the electronic device includes storing, in the secure element of the electronic device, information for accessing the stored value of the virtual card.
314.    The method of any of claims 26-42, wherein the electronic device includes a secure element, and wherein transferring at least some of the stored value from the stored-value card to the virtual card stored on the electronic device includes storing, in the secure element of the electronic device, information for accessing the stored value of the virtual card.
315.    The method of any of claims 49-69, wherein the electronic device includes a secure element, and wherein adding value to the stored-value account using the payment account includes storing, in the secure element of the electronic device, information for accessing the stored value of the stored-value account.
316.    The method of any of claims 76-93, wherein the electronic device includes a secure element, and wherein transferring credentials of the stored-value account to the contactless transaction terminal includes releasing, from the secure element of the electronic device, information for accessing the credentials of the stored-value account.
317.    The method of any of claims 100-126, wherein the electronic device includes a secure element, and wherein transmitting information corresponding to the first account without checking for authentication includes releasing, from the secure element of the electronic device, information for accessing the information corresponding to the first account.
318.    The method of any of claims 133-147, wherein causing the transaction account to become associated with the second device includes causing the second device to store, in a secure element of the second device, information for retrieving value of the transaction account, and wherein causing the transaction account to become disassociated from the first device includes causing the first device to no longer store, in a secure element of the first device, information for retrieving value of the transaction account.
319.    The method of any of claims 154-171, wherein the electronic device includes a secure element, the method further comprising:
subsequent to receiving the payment credentials of the stored-value account at the electronic device, storing, in the secure element of the electronic device, information for accessing a value of the stored-value account.