检索国际和国家专利汇编

WIPO logo
1. (WO2018222863) METHOD FOR PREDICTING BUSINESS INCOME FROM USER TRANSACTION DATA

Pub. No.:    WO/2018/222863    International Application No.:    PCT/US2018/035383
Publication Date: Fri Dec 07 00:59:59 CET 2018 International Filing Date: Fri Jun 01 01:59:59 CEST 2018
IPC: G06Q 40/00
G06Q 10/10
Applicants: INTUIT INC.
Inventors: CHEN, Meng
PEI, Lei
JENNINGS, Zachary Grove
HO, Ngoc Nhung Thi
Title: METHOD FOR PREDICTING BUSINESS INCOME FROM USER TRANSACTION DATA
Abstract:
A method includes obtaining data related to a plurality of historical transactions, where each historical transaction is associated with a label based on a click stream created by the first user, generating a vector of features from the data related to each historical transaction, training, using the vectors and labels, a multinomial classifier to generate a probability that a specific transaction belongs to a specific classification with respect to income, obtaining data related to a new transaction from a financial stream for a second financial account of a second user of the financial service, generating a new vector of features from the data related to the new transaction, determining a classification with respect to income for the new transaction, and presenting the classification to the second user for review in a view of a graphical user interface.