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1. (WO2018076443) METHOD, APPARATUS AND SYSTEM FOR CARDLESS WITHDRAWAL
국제사무국에 기록된 최신 서지정보    정보 제출

공개번호: WO/2018/076443 국제출원번호: PCT/CN2016/107836
공개일: 03.05.2018 국제출원일: 30.11.2016
IPC:
H04L 29/06 (2006.01)
H SECTION H — 전기
04
전기통신기술
L
디지털 정보의 전송, 예. 전신통신
29
그룹 1/00에서 H04L 27/00의 하나에도 포함되지 않는 배치, 장치회로 또는 시스템
02
통신제어; 통신처리
06
프로토콜(protocol)에 의하여 특징지어지는 것
출원인:
宇龙计算机通信科技(深圳)有限公司 YULONG COMPUTER TELECOMMUNICATION SCIENTIFIC (SHENZHEN) CO., LTD. [CN/CN]; 中国广东省深圳市 南山区科技园北区梦溪道2号 NO. 2 Mengxi Road, North of High-Tech Garden, Nanshan District Shenzhen City, Guangdong 518057, CN
발명자:
邹家须 ZOU, Jiaxu; CN
대리인:
深圳市赛恩倍吉知识产权代理有限公司 SHENZHEN SCIENBIZIP INTELLECTUAL PROPERTY AGENCY CO.,LTD.; 中国广东省深圳市 龙华新区龙观东路83号荣群大厦9楼 9F,Rongqun Building NO.83 Longguan East Rd.Longhua New Dist. Shenzhen City, Guangdong 518109, CN
우선권 정보:
201610969892.527.10.2016CN
발명의 명칭: (EN) METHOD, APPARATUS AND SYSTEM FOR CARDLESS WITHDRAWAL
(FR) PROCÉDÉ, APPAREIL ET SYSTÈME POUR RETRAIT SANS CARTE
(ZH) 一种无卡取款的方法、装置和系统
요약서:
(EN) A method, apparatus and system for cardless withdrawal. The method comprises: a mobile terminal receiving a read request sent by a self-service device, the read request being used for requesting the mobile terminal to reply user information (S101); the mobile terminal responding to the read request, acquiring the user information, and sending a response message to the self-service device, the response information comprising the user information (S102); the mobile terminal receiving verification information returned by the self-service device according to the response message, and signing the verification information based on a signature key so as to obtain signature verification information (S103); and the mobile terminal sending a request amount and the signature verification information to the self-service device, so as to complete withdrawal (S104). The method can improve the security of cardless withdrawal, and satisfy intelligent requirements for information security.
(FR) L'invention concerne un procédé, un appareil et un système pour retrait sans carte. Le procédé comprend les étapes suivantes : un terminal mobile reçoit une demande de lecture envoyée par un dispositif en libre-service, la demande de lecture étant utilisée pour demander au terminal mobile de répondre par des informations concernant l'utilisateur (S101) ; le terminal mobile répond à la demande de lecture, acquiert les informations concernant l'utilisateur et envoie un message de réponse au dispositif en libre-service, les informations de réponse comprenant les informations concernant l'utilisateur (S102) ; le terminal mobile reçoit des informations de vérification renvoyées par le dispositif en libre-service selon le message de réponse, et signe les informations de vérification sur la base d'une clé de signature de façon à obtenir des informations de vérification de signature (S103) ; et le terminal mobile envoie le montant demandé et les informations de vérification de signature au dispositif en libre-service, de façon à mener à bien le retrait (S104). Le procédé peut améliorer la sécurité du retrait sans carte et satisfaire des exigences intelligentes pour la sécurité des informations.
(ZH) 一种无卡取款的方法、装置和系统,其中方法包括:移动终端接收自助设备发出的读取请求,所述读取请求用于请求所述移动终端回复用户信息(S101);所述移动终端响应所述读取请求,获取用户信息,并向所述自助设备发送响应消息,所述响应消息包括用户信息(S102);所述移动终端接收所述自助设备根据所述响应消息返回的验证信息,并基于签名密钥对所述验证信息进行签名后,得到签名验证信息(S103);所述移动终端将请求数额和所述签名验证信息发送给所述自助设备,以便于完成取款(S104)。该方法可提高无卡取款的安全性,满足对信息安全的智能化需求。
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지정국: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
아프리카지역 지식재산권기구(ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
유라시아 특허청 (AM, AZ, BY, KG, KZ, RU, TJ, TM)
유럽 특허청(EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
공개언어: 중국어 (ZH)
출원언어: 중국어 (ZH)