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1. WO2014181487 - 企業通貨管理装置、企業通貨管理方法及びプログラム

公開番号 WO/2014/181487
公開日 13.11.2014
国際出願番号 PCT/JP2013/080354
国際出願日 08.11.2013
IPC
G06Q 20/06 2012.01
G物理学
06計算;計数
Q管理目的,商用目的,金融目的,経営目的,監督目的または予測目的に特に適合したデータ処理システムまたは方法;他に分類されない,管理目的,商用目的,金融目的,経営目的,監督目的または予測目的に特に適合したシステムまたは方法
20支払アーキテクチャ,スキーム,またはプロトコル
04支払経路
06私的な支払マネーの経路,例.共通の支払スキームの参加者の間でのみ使用される電子通貨を含むもの
CPC
G06Q 20/065
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
04Payment circuits
06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
065using e-cash
G06Q 20/0655
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
04Payment circuits
06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
065using e-cash
0655e-cash managed centrally
G06Q 20/34
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
34using cards, e.g. integrated circuit [IC] cards or magnetic cards
G06Q 20/341
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
34using cards, e.g. integrated circuit [IC] cards or magnetic cards
341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
G06Q 20/367
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
36using electronic wallets or electronic money safes
367involving electronic purses or money safes
G06Q 20/381
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
381Currency conversion
出願人
  • 東 佳弘 AZUMA, Yoshihiro [JP]/[JP]
発明者
  • 東 佳弘 AZUMA, Yoshihiro
代理人
  • 正林 真之 SHOBAYASHI, Masayuki
優先権情報
2013-09750507.05.2013JP
公開言語 (言語コード) 日本語 (JA)
出願言語 (言語コード) 日本語 (JA)
指定国 (国コード)
発明の名称
(EN) CORPORATE CURRENCY MANAGEMENT DEVICE, CORPORATE CURRENCY MANAGEMENT METHOD, AND PROGRAM
(FR) DISPOSITIF DE GESTION DE DEVISES D'ENTREPRISE, PROCÉDÉ DE GESTION DE DEVISES D'ENTREPRISE, ET PROGRAMME
(JA) 企業通貨管理装置、企業通貨管理方法及びプログラム
要約
(EN)
The objective of the present invention is to enable the equivalent value for products and services to be paid by means of corporate currency in every country in the world. A variable setting unit (201) variably sets the correspondence relationship between a key currency and a corporate currency according to prescribed conditions. On the basis of the correspondence relationship variably set by the variable setting unit (201), and a conversion rate between the key currency and an exchange currency at an activity location identified by an activity location identification unit (212), a corporate currency conversion unit (221) converts an amount in the exchange currency at the activity location, as recognized by an equivalent value recognition unit (213), into an amount in the corporate currency. A corporate currency management unit (222) uses corporate currency associated with a card medium (C) to execute a process for debiting the equivalent value amount after conversion to the corporate currency. A billing processing unit (211) controls the execution of a billing process for the equivalent value amount of the product or service, using the exchange currency at the activity location or the key currency.
(FR)
La présente invention concerne la possibilité de payer la valeur équivalente de produits et de services au moyen d'une devise d'entreprise dans tous les pays du monde. Une unité d'ajustement variable (201) ajuste de manière variable la relation de correspondance entre une devise clé et une devise d'entreprise en fonction de conditions prescrites. En fonction de la relation de correspondance ajustée de manière variable par l'unité d'ajustement variable (201), et d'un taux de conversion entre la devise clé et un taux de change au niveau d'un lieu d'activité identifié par une unité d'identification de lieu (212), une unité de conversion de devise d'entreprise (221) convertit une quantité de la devise d'échange au niveau du lieu d'activité, telle que reconnue par une unité de reconnaissance de valeur équivalente (213), dans une quantité de devise d'entreprise. Une unité de gestion de devise d'entreprise (222) utilise une devise d'entreprise associée à un support de carte (C) pour exécuter un processus afin de débiter le montant de valeur équivalente après la conversion dans la devise d'entreprise. Une unité de traitement de facturation (221) commande l’exécution d'un processus de facturation pour le montant de la valeur équivalente du produit ou du service, au moyen de la devise d’échange au niveau du lieu d'activité ou de la devise clé.
(JA)
 世界各国で、企業通貨により商品又は役務の対価に対する支払いを行うこと。 可変設定部201は、基軸通貨と企業通貨との対応関係を所定の条件により可変設定する。企業通貨換算部221は、可変設定部201により可変設定された対応関係及び行為地特定部212により特定された行為地の為替通貨と基軸通貨の換算レートに基づいて、対価認識部213により認識された行為地の為替通貨の額を、企業通貨の額に換算する。企業通貨管理部222は、カード媒体Cに対応付けられた企業通貨を用いて、企業通貨に換算後の対価の額を減額する管理を実行する。課金処理部211は、行為地の為替通貨又は基軸通貨を用いた、商品又は役務の対価の額の課金処理の実行を制御する。
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