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1. WO2020112061 - SYSTÈME DE PARTENARIAT ET D'INVESTISSEMENT BASÉ SUR UN NOUVEAU PARTAGE DE PROFIT

Note: Texte fondé sur des processus automatiques de reconnaissance optique de caractères. Seule la version PDF a une valeur juridique

[ EN ]

PARTNERSHIP AND INVESTMENT SYSTEM BASED ON A NOVEL PROFIT

SHARING

Subject of the Invention and Technical Field

The present invention relates to a partnership and investment system based on a novel profit sharing. The present invention particularly relates to a partnership which does not comprise interest, and which, however, enables risk contribution, according to time, of financial value invested, and fairly sharing of obtained commercial profit, and to computer software and electronic system that facilitate operation of said partnership system.

State of the Art

Since the invention of money, finance has been a very important issue for people and societies. Especially after the industrial revolution, following the improvement in communication subsequent to the World War I and II, money has become more important. Today, those who manage finance well together with production and trade are the ones who also have the power. This situation applies almost everywhere both in human relations and in social life. Even though finance has gained such importance, it is also surprising that financial instruments have improved only on the axis of“interest”. Almost all the banks work basically with the interest system for collection of money or granting loan. In financial income, such as insurance fund, government bonds, stock market gains, acquired based on earning money from money investment, either interest is obtained directly, or the profits obtained based on interest are divided. Although investment instruments such as the stock market are based on the profit sharing acquired according to the profits of the company, interest calculations are certainly used in obtaining manner of the profits of a company. A classical financial investment in the form of investing money to a bank and earning gain from it is the most well-known and in the great demand

l

in the world. However, the incomes of such financial investments are low and do not accord with all lifestyles. On the other hand, it is a thesis that many people argue that investing money to the bank and gaining interest is not an investment instrument because of the fact that it makes a profit on a very small amount higher than the inflation, and that the value of money is aimed to be protected which the value lost in inflation.

There are also instruments which are other financial instruments developed in the world and are called as "Islamic Finance System” or "Interest-free banking or participation bank", and by which interests are claimed not to be involved in the accounts. The basic working system of the referred to as participation partnerships or interest-free banking is almost the same as regular banking activities. However, in this financial account, it is stated that there is profit or loss, not absolute interest, so that there is not a guaranteed gain such as gain with interest, and there may be loss. It can be seen that, in practice, the gain called as profit share in such interest-free banking activities is almost equivalent to banks implementing interest. It is known that these interest-free banks consider the current interest rates in the calculation of the premium even if they do not use the term “interest” in their literature. In other words, profit or loss is calculated according to the current interest rates, and therefore it can be seen that the share or profit partnership amount is almost equivalent to the interests. On the other hand, regardless of when the investor invests the money in any profit partnership system, a profit distribution is made according to the current situation, wherein it should be noted that the person who invested money earlier takes more risk than the one investing money later.

Business angel is a newly developing financial investment tool in the world, by which investors who have money become partner of a company for a certain period of time, then for example after 4-5 years, they terminate their partnership, if the company has grown during that period, they obtain financial gain in the rate of growth or in the rate of increased profits. Such financial investments are more suitable for people who have enough money to become partner of a company and for people who know financial management in general. People who have little savings cannot benefit from them.

Another developing investment tool in the world is the mass funding investment, also called as "crowdfunding". Such investments are made such that people having little or big money invest in projects or companies that are under the control of mass funding companies. The feature of mass funding companies, where majorly there are innovation projects, is that if that project or company makes money, it gives profit to its investor, if it does not make money then, it does not give profit, and even there is risk that the money invested may not be recovered. Mass funding is an area where people having money can invest money regardless of the amount. However, it is important that the project where they invest money should be well known and the investor should know either the good projects or the money-making business well, or the rumors they trust should come true. This is actually difficult to occur in practice. In other words, it should be noted that although mass funding is a good method, projects and project managers that actually have potential to make money should be well known.

in the state of the art, examining the US patent No. US9773242, it is seen that mass funding is carried out electronically and especially POS devices where credit card collection is performed become the part of it. It is seen that said patent discloses shopping history of an entity requesting financial support, especially credit payment history, and a system where collection system by POS devices is also used.

In the state of the art, the US patent No. US9830651 appears to be disclosing a system that brings the parties together and brings the real-world network to the electronic environment in a mass funding system.

In the state of the art, examining the US patent application No. US2003/0229555, it can be seen that it discloses a system which includes the elements required for the operation of an Islamic financial system.

In the state of the art, the US patent application No. US201 1/004570 discloses a system regarding receiving goods jointly and sharing according to Islamic system. The basic logic of the invention that is subject matter of this patent is a system based on becoming partners of goods such as real estate, cars, machinery, etc., and

becoming a partner of its profits, losses and expenses. A computer program and system provided by this system is disclosed.

In the state of the art, the US patent application No. US2011/087569 discloses a banking system in which profit and loss are shared. This system set forth that the interest-free system, which is the base of Islamic banking, is integrated into normal banking system with said structure and the interest is thus eliminated.

In the state of the art, the US patent application No. US2014279682 discloses a management of a fund regarding the mass funding. Said patent is related to an electronic platform and it is alleged that it makes better analysis, financial valuation of the projects or companies that will receive investment and it performs the most suitable classification for investors.

In the state of the art, an international PCT patent document No. WO06047828 discloses a transparent electronic structure for conducting and managing transactions between investors, investments and those who support these investments with debt money. In this structure, investments can be converted into coupons and purchased and sold.

In the state of the art, the international PCT patent document No. WO06103471 discloses the application of an Islamic insurance system known as“takaful" against the factors constituting risk in order to overcome the difficulties in an Islamic finance system operated such that goods are purchased by an Islamic financial institution and then sold to the real buyer on credit in an Islamic finance system.

In the state of the art, international PCT patent No. W018009973 discloses an electronic system that regulates the relations between an entrepreneur or operator in need of money (borrower) and the institutions that provide money (lender). In this system, the sharing of profit comes into existence in the system where the information of the money requestor and the financier is clearly disclosed, the conditions of the money given are determined and the money is provided by being approved. An innovative system, which in a way resembles the mass funding system, but based on lending money and profit sharing in return instead of money donating, is proposed.

The Technical Problems That the Present Invention Aims to Solve

In the subject matter investment and partnership system based on profit sharing, basically; a system based on the profit sharing grounding on usage period and profits obtained in this period of invested money, not on the interest value with respect to time, regarding how much money is invested by accepting the investment risks and operation transparently determined for an investment, and electronic and software structure allowing this system to be transparently conducted are aimed.

An advantage of the subject matter investment and partnership system based on profit sharing is that it includes a truly interest-free profit-sharing model. In this way, it not only ensures that the projects that need money are allowed to focus only on doing business properly and making profits, and also offers a structure that can be called perfect for those who want to make profit by investing their small or large amounts of money away from interest. In particular, it is not affected by current interest rates by differentiating from the banks operating under the normal interest system or from the banks also called as "Islamic finance" (from most of them) with its structure.

Another advantage of the subject matter investment and partnership system based on profit sharing is that it has a structure by which the electronic and software infrastructure allows investors to deposit money when desired (if the system is authorized) instantly, or to withdraw their money when desired (if the system is authorized) instantaneously. This structure also makes it possible to transfer the investments when desired (if the system is authorized).

Another advantage of the subject matter investment and partnership system based on profit sharing is that all the investments or each individual project when desired (if the system is authorized) can be monitored in a transparent manner.

Another advantage of the subject matter investment and partnership system based on profit sharing is that it is not affected by the speculations that can be seen in modern investment instruments such as stock market, bill of exchange, bitcoin (or virtual money systems called as block chain), and that profit and loss is occurred by business in real world, not in virtual world, and its reflection to investors.

Description of the Figures

FIGURE-1 illustrates the conceptual design showing the electronic basic infrastructure of the subject matter investment and partnership system based on profit sharing.

FIGURE-2 schematically illustrates the distribution of the investments made by the subject matter investment and partnership system based on profit sharing according to the investments.

FIGURE-3 schematically illustrates the money contribution of the investors of subject matter investment and partnership system based on profit sharing taking the time as a basis and share of the profit obtained therefrom.

Reference Numbers of Sections and Parts Assisting the Description of the Invention

1 - Profit sharing company

1 a- System administrator

2- Investments

2a- First investment

2b- Second investment

2c- Third investment

2d- Fourth investment

3- Investors

3a- First investor

3b- Second investor

3c - Third investor

3d- Fourth Investor

4- Software

5- Server system

5a- Data server

5b- Web server

5C- Security System

5d- Modem

6- Communication devices 7- Internet

8- Satellite

9- Base station

10-Company capital

10a- Company Expenditures 10b- Investment capital

11 -Contributions

11 a- First contribution 11 b- Second contribution 11 c- Third contribution 11 d- Fourth contribution

11 - Fifth contribution 11 f- Sixth contribution 11 h- Seventh contribution

12- Profit

12-a First profit

12b- Second profit

12c- Third Profit

12d- Fourth profit

N- Any number

K- Coefficient

KM- Contribution Amount

KS- Capital with coefficient

KO- Profit rate

KP- Profit share

YK- Investment profit

SMD- Brand value of capital

YOK- Average coefficient of investment

KBK- Profit per coefficient

TK- Total coefficient

Detailed Description of the Invention

The subject matter investment and partnership system based on profit sharing is basically based on the principle that investors investing money in an investor organization (legal entity complying with the laws of the cooperative, company and country) receive the share of the profit obtained from the projects. However, the effect of the time the money enters the system and the time the money remains in the system is included in the system with a separate calculation, not the time value of money or interest systems, except for the profit. The effect of this said time is based on the use of a coefficient in which in which the former depositor earns more money because he is at greater risk, and in parallel, the person who takes the money back late or holds money in the system for a longer time makes more money while he takes more risk by keeping his money there. However, this coefficient will be determined according to the predetermined values according to the increase and decrease of time (or the time when the money stops in the system) different from interest. Although it is an important factor if money enters the system earlier, it should be also noted that the money remaining in the system and“a fair share of profit" is an important factor. This coefficient and profit can be calculated automatically and instantly with the electronic and software infrastructure established according to the calculation methods to be determined in the following and can be viewed accurately. Here, the investor may be a company or a cooperative. The investor institution hereinafter called as company considering that the system can be operated all over the world. However, in order that the operation is feasible before the laws during the period when this information is compiled in Turkey it is preferred to be cooperative. Although the form of the enterprise or institution is not very important, it may be a legal entity that allows the operation of the system according to the laws of the country. It is clear that the mode of operation will not be binding, but the system is the most important. The investor may be human and also another institution, company or fund. Therefore, these generalizations should be accepted, and it should be known that revision requirements to be made according to country conditions shall not be binding.

The conceptual design showing the basic elements of the subject matter investment and partnership system based on profit sharing as electronic and communication system is shown in Figure-1. It comprises basically the elements of a profit sharing company (1 ), investments (2) of said profit sharing company (1 ), investors (3) investing money in said profit sharing company (1 ), a software (4) in which said investments are managed and information is shared with investors, a server system (5) in which said software (4) is located, communication devices (6) allowing said investors (3) to access said software (4), internet (7), satellite (8) and base stations (8).

In the subject matter investment and partnership system based on profit sharing, the investor's deposit into the system and its distribution to the investments are shown schematically in Figure-2. The total capital of the profit-sharing company (1 ) will be considered here as the company capital (10) and can be divided into two part as investment capital (10b) which is reserved investments (2) and company expenditures (10a) which basically cover the expenses of the company. The investment capital (10b) shall be spent on multiple (if desired) investments (2) which are one and more than one such as the first investment (2a), the second investment (2b), the third investment (2c) and the fourth investment (2d). The details of these investment forms will be explained further below. The investors (3) are at least one, if desired and preferably more than one different investor such as the first investor (3a), the second investor (3b), the third investor (3c), the fourth investor (3d), and the details thereof will be further explained below. Each investor (3) is able to make one investment and also is able to make more than one investment at different times. Accordingly, the contributions (1 1 ) of investors (3) can be theoretically unlimited such as first contribution (1 1 a), second contribution (1 1 b), third contribution (1 1 c), fourth contribution (1 1 d), fifth contribution (1 1 e), sixth contribution (1 1 f) and seventh contribution (1 1 h). The sum of these contributions (1 1 ) is also the company capital (10) of the profit-sharing company (1 ). Namely, the profit-sharing company (1 ) is created by the contributions (1 1 ) provided by the investors (3). Of course, contributions in the first establishment must cover all the expenses of the work to be done, while subsequent contributions provide the money required for business capital or new investments. The system is designed to protect the investors who deposit the money first and withdraw it at the latest, namely, the investors who holds money in the system for the longest periods of time. However, it should not be construed that the system is solely designed according to the first depositor. The first money investment naturally means money stays in the system longer, which will naturally be more valuable. The profits (12) obtained from the investments (2) made by the profit sharing company (1 ) by the money from the investors (3), namely the contributions (1 1 ) and the profits (12) from each investment is divided as the first profit (12a), the second profit (12b), the third profit (12c) and the fourth profit (12d), and of course the number of which increases or decreases with respect to the number of investments. While these profits (12) would normally be a winning profit, of course it could also be a loss, namely the negative (-) profit. Normally the accounts and the system are considered to be a profit, namely (+) positive, system, but the loss does not interfere with the operation of the system. The sum of all profits is the profit (12) of the profit-sharing company (1 ). Hereby, the main characterization of the subject matter profit sharing system is that the total acquired profit varies according to entering time of contribution (1 1 ) into the system, how long it stayed in the system and to its time of withdrawal from the system if withdrawal is performed, not according to the amount of money invested and to rates of interest or to time value of the money as generally thought. The time period that the money stayed in the system shall be taken into consideration if not exiting from the system but remaining in the system. How earlier the contribution (1 1 ) enters the system, and how long it remains in the system since it enters the system, as will be

discussed below, is an aspect that gets priority in profit sharing, namely a system that gives a high share of profit sharing. It is preferable and recommended for investor to put money in the system earlier as it will increase the time it stays in the system. However, it shall not be binding and mandatory. The main reason for this is not the time value of interest or money in that period according to the classical market conditions, but that the money put at risk is put at risk earlier and withdrawn later than other partners, and that the profit obtained from investments made with money kept in this system is the gain. The profit here is the real profit (12). However, this profit (12) is shared according to the amount of money in the system and the time period of risk.

In the subject matter investment and partnership system based on profit sharing, the scheme showing that the contribution of the investors affects the profit sharing over time is shown in Figure-3. An important element of the subject matter investment and partnership system based on profit sharing is that when investors (3) put their contributions (1 1 ), which is the amount of money they have invested to the system, and that how long these contributions remain (1 1 ) in the system and that when a part or whole of them are withdrawn from the system. This time calculation is one of the superior features of the invention and will be made by the calculation methods and formulas given below. The expressions used to understand the system are as follows;

K = Coefficient,

N = The code of any number of elements to be counted or numbered, or any number. Just like in classical mathematics, it is the N value expressed as

1 ,2,3,4... . as in order of natural numbers.

The coefficient (K) is a multiplier element to be used in the following formula for the time period the contributed money (the money deposited in the system) which is to be used in system, remains in the system, that is, up to the moment of exiting from the system, or the time it stayed in the system in terms of number of days if it stays in the system. For the calculation of the coefficient (K), the following is performed. Coefficient (K); is the sum of ratios of number of days to number of years (how long it stayed, aging) for each year that between entrance date of money invested into system by an investor and withdrawal date of money from the system, or on the basis of the entrance date also when it does not exit from the system . This coefficient (K) is a concept that changes momentarily. For example, if the investor did not exit the system, since the time spent in the system is important, there will be a difference between the calculated even one day and the next day. The day is important since the calculation is made over the number of days. However, when desired, the time can be considered not in days but in hours and even minutes and seconds according to the theory of the work.

It shall be calculated as;

K
+

N

1 2 3

Here, for example, if the money entered into the system stayed over 1 year, and maintained in the 2nd year, the number of days in the first year is 365, and the number of days in the second year is the day it stayed in the 2nd year in the system. To give another example for indicating the time being in the system as days in calculation of coefficient (K),

Example-1 ;

2 years and 5 months, i.e. 2 years 5x30, shall be indicated as 2 years and 150 days. It should be noted that the calculation should be done as K = 365/1 + 365/2 + 150/3.

In the subject matter investment and partnership system based on profit sharing, the amount of contributions (1 1 ) made by the investors is important. However, another important factor is when this amount enters into the system and how long it stays in the system or when it exits the system. The effect of this entry time and time spent in the system on the capital, i.e. to the contribution, will be calculated by the coefficient (K). For ease of formula, the contribution (1 1 ) will be indicated as the contribution amount (KM).

KM = Contribution amount, or what is expressed by the amount of contribution, the contribution (11 ) mentioned above and the contribution amount (KM) are the same. The term (KM) is preferred only for calculation.

Coefficient capital (KS) is a value calculated based on the length of time that the money, i.e. contribution amount (KM), invested by an investor to the system stays in the system varying according to entrance and exit dates that is important for the system. This value is obtained by the interaction, i.e. multiplication, of capital with the coefficient (K). However, the coefficient (K) here must not be confused with interest. The point where the coefficient (K) differs fundamentally from interest is that; the coefficient (K) increases according to the formula, given above according to the period of stay in the system and this increase is used in the sharing of the profit obtained from the investments, however in the interest system, the interest rate changes only according to the risk of the market and time and the gain is obtained from interest, not from the investments. Coefficient Capital (KS) is equal to the multiplication of Participation Amount (KM) and coefficient (K) transferred by investors to the system. To formulate this statement;

KS = K x KM

In the subject matter investment and partnership system based on profit sharing, after the expression of the effect of the contribution amount (KM) of investors according to entrance of money into the system and the time it stays in the system as the Coefficient Capital (KS), that is to say, for determining its effect in total capita, profit rate (KO) and the values that are obtained by this profit rate (KO) within the total profit. These values will be the profit gain to be received by the investor who invests money into the system within the amount of profit obtained in the system as will be calculated below. Whereas; if the following are accepted as

KO = Profit rate

YK = Investment profit

According to the subject matter system, the profit rate (KO) obtained by the investor (2); is the ratio of his own coefficient capital (KS) to total coefficient capital (KS).

Total coefficient capital (KS) is the sum of each coefficient capital (KS) generated according to the duration of each investment in the system, which enters the system. That is, to formulate;


KO


The Profit rate (KO) to be determined above determines how much profit, namely the profit share, the investor earns from the profit obtained from investment company. The profit of the investor will be multiplied by the Profit Rate (KO) and the investment profit (YK), which will give the calculated investor's profit, namely the profit share (KP).

KP = Profit share

YK = Investment profit

Profit share (KP) is the amount of the contribution amount (KP) that the investor deserves from the sum of values such as the first profit (12a), second profit (12b)A...+ Nth profit (12N). Profit (12) is given here as investment profit (YK) for ease of formula. It is given here only for ease of calculation. Accordingly, the profit of an investor from an investment is as follows;

KP = KO x YK

In other words, the profit share (KP) that an investment will acquire is expressed as the investment profit (YK), which constitutes the total profits (12), multiplied by the profit rate (KO) of the investment.

The following illustration will be useful in order to make it easier to understand the subject matter investment and partnership system based on profit sharing.

Example-2;

Three independent investors invest their equal amount of Turkish Lira in the investment company in certain periods and how much profit share they will acquire from the investment company in a certain period will be calculated according to the subject matter system.


In the Example

The coefficient of investor named Hasan (K) is K Hasan,

The coefficient of investor named Aykut (K) is K Aykut,

The coefficient of investor named Terhan (K) is K Terhan,

Whereas;

K Hasan= 365 /1 + 365/2 + 365/3

K Hasan= 669,166

K Aykut= 365 /1 + 365/2

K Aykut= 547,500

K Terhan= 365 /1

K Terhan= 365

Again, in the example

The coefficient capital (KS) of investor named Hasan (K) is KS Hasan,

The coefficient capital (KS) of investor named Aykut (K) is KS Aykut,

The coefficient capital (KS) of investor named Terhan (K) is KS Terhan,

Accordingly, for Contribution Amounts (KM) of 100.000 TL for the capitals

KS Hasan= 669, 166 x 100.000

KS Hasan= 66.916.000

KS Aykut= 547,500 x 100.000

KS aykut= 54.570.000

KS Terhan— 365 X 100.000

KS Terhan— 36.500.000

Again, in the example;

Profit Rate (KO) of investor named Hasan is KO Hasan,

Profit Rate (KO) of investor named Aykut is KO Aykut,

Profit Rate (KO) of investor named Terhan is KO Terhan,

Accordingly, each investor's profit rates (KO) for their own capital (Contribution Amounts (KM))

KO Hasan= 66.916.000 / (66.916.000 + 54.570.000 + 36.500.000)

KO Hasan= 0,423

KO Hasan= % 42,3

KO Aykut= 54.570.000 / (66.916.000 + 54.570.000 + 36.500.000)

KO Aykut= 0,345

KO Aykut— % 34,5

KO Terhan= 36.500.000 / (66.916.000 + 54.570.000 + 36.500.000)

KO Terhan— 0,231

KO Terhan— % 23,1

As it can be seen in the example above, although each investor invests an equal amount of money to the investment company, previous investors are those who obtain more profit share than the others. In this example, the investor named Hasan will obtain share from profit gained, namely profit share, in the rate of %42.3 as he remained in the system for 3 years, investor named Aykut in the rate of %34.5 as he remained in the system for 2 years, and investor named Terhan in the rate of %23.1 as he remained in the system for 1 year. It should be noted here that for convenience, only one digit after the comma is taken into procedure. Accordingly, it is possible that the total profit value may be less than“100" in the calculations made. In this example, if the investor company is assumed to have made an investment profit of TL 100,000 as a result of the company's activities in that period, the first investor named Hasan, will earn a profit of TL 42,300, namely profit share (KP) for that TL 100,000 he invested 3 years ago. Similarly, the second investor named Aykut, will earn TL 34,500 on that day for the TL 100,000 he invested 2 years ago. Again Similarly, the third investor named Terhan, will earn TL 23,100 on that day for the TL 100,000 he invested 1 years ago. These gains are not interest, as will be explained below. Interest is variable and takes value based on time and market risks. However, here it is important only how much money the investors have invested in the system, when they invest it and how long they keep it in the system. The factor that comes to the forefront here is the sharing of profit that is the basic factor and the time of entry into the system and the length of stay in the system. It is not just the entry time in the system.

Of course, if there is profit, this profit will be distributed in the subject matter investment and partnership system based on profit sharing. If there is no profit, or if the profit is negative (-), there is loss, which means that the money invested is decreased. Truly a good system has been achieved in terms of making common profits by sharing the profit and loss, without any interest (excluding interest).

In the subject matter investment and partnership system based on profit sharing, in the case that an investor invests in a production or trading business, the schematic representation of the period of entry and stay of an investor, and the profit to be gained thereafter is shown in Figure-3. Here, an investor (3) invests in a profit-sharing company (1 ). Of course, this investment may be in the form of a partnership or direct deposit under the laws of the country concerned. For example, this in accordance with current laws in T urkey is defined as "being partner of a cooperative" which should not be binding. This should be construed as being a partner to a company, to an investment, to an enterprise, etc. and to be a partner to those who make business and earns money and to an activity or structure. The profit-sharing company (1 ) makes various investments (2). It can make these investments directly in the form of sales by producing production or services related to that business, as well as it may establish a company in any field of expertise. An investment profit (YK) is obtained from these investments (2). The investment profit (SC) is proportional to the money contributed by the investors (3), namely the contribution amount (KM), but this rate is not directly related to the amount, but also the date they invest and their duration in the system. As described above, the calculation of these periods and their effects on capital are determined as coefficient (K) and coefficient capital (KS). This linkage between them is defined by the formula and/or feature described above. Of course, the operating costs of the profit-sharing company (1 ) in the system are managed transparently according to national or international accounting standards. As described above, each income and expense is determined by entering them into the electronic system which runs the software at the time when the income and expense occurs transparently and also occurring profits (12) are determined. In this case, an investor (3) can see at any time the status of his investment, whether it is in profit or loss, and how much profit he has if it is in profit. The investor (3) will be able to see transparently the company or project information he has invested to the extent permitted by the system. This permission can be a transparency, just like in stock market companies, and permissions and

viewing the information can be variable, thus should not be binding. Theoretically, the investor can enter and exit the system whenever he/she desires. However, in practice, restrictions may be imposed on the withdrawal of part or all of the money in order to use the money invested in a real investment and not to be affected by economic variations or speculation in the market.

In the subject matter investment and partnership system based on profit sharing, when the investor puts a contribution (11 ), namely contribution amount (KM) in the system, the entry date of that is recorded. When an investor desires see how much money, namely profit share (KP) he/she obtains or gains when he wants to exit the system or even if he does not exit the system, the system calculates first the coefficient (K) according to duration in the system, then coefficient capital (KS) according to this coefficient and then profit rate (KO) according to that coefficient capital and finally the profit share (KP). This calculator can of course be in sequence or instantly. It is possible that the investor (3), who can be called user, can instantly see his/her own profit (or loss), exit the system, receive some money from the system, invest some money or similar transactions. If it is desired to withdraw all of the money invested in the system, namely the contribution amount (KM), the system can present it to him/her by making calculations as described above and calculating the investor's profit. However, if the investor (3) wants to withdraw some money, the system performs its calculation over the amount of money withdrawn, and the remaining money is continued to stay in the system with the date of its first entry. If the investor (3) adds new investments to the system, the former investments continue to be calculated as from their first entry date, and the new investments are to be calculated from the date they are added in the system. Therefore, while investors add or receive money to/from the system, former investments are calculated and determined instantly according to their own entry date and new investments according to their own entry date separately. Such flexibility enables to attract investments much more flexible and transparent way than conventional stock exchanges, and furthermore allows investors to make money more transparently and flexibly.

In the subject matter investment and partnership system based on profit sharing, the first money invested by the investor is more valuable due to the fact that its duration is longer in the system. The coefficient and therefore the profit rate (KO) and consequently the profit share (KP) of this money are more valuable due to its earlier entry date. For example; If someone who invested 100.000 TL in January 2015 sells this share in September 2018, it will be 100.000 TL again considering that it is sold at the same value under normal conditions. If a person, who has taken over said share, has taken over this share under normal conditions, he would actually put 100.000 TL into the system in September 2018 where the coefficient (K) will be reset despite the fact of the duration of the money produced in the system from January 2015 to September 2018, which is considered and assumed to be unfair for the investors. Therefore, in order to protect the investments entering the system formerly and to show that it is a more valuable asset the subject matter system, set forth the "brand value of investment" or "brand value of capital" concepts such that it enables to sell the money as more valuable in the form of a share stock to another investor without taking the money out of the system. The brand value of capital (SMD) is the value added or gain obtained by the money entering the system, namely the contribution amount (KM) according to the duration in the system. The brand value of capital (SMD) is directly proportional to the profit generating capacity of the coefficient capital of the capital. While the brand value of the capital (SMD) is a virtual value, this value does not exist in a commercial transaction. It is a value that is earned solely by the presence of the user's capital in the cooperative (or investment company). If the user wants to transfer his/her capital, it is a value that is set to generate an idea of the value of his capital corresponding in the system, and the user does not have to use it. For example; If the brand value of the user's 100,000 Liras amounts 20,000 Liras, he/she may demand 120,000 Liras to transfer the account.

Brand Value of Capital (SMD) in the subject matter system; is expressed as the added value of the capital, namely the contribution amount (KM) gained along the duration period in profit sharing company (1 ). This time of duration is related to the coefficient (K) as mentioned above. However, the coefficient (K) to be used here is not regular coefficient, but an average coefficient generated by the investment,

namely the average coefficient of investment (YOK). The resulting profit or profit share (KP) will not be a regular profit share (KP) but will be in the form of profit per coefficient (KBK). By means of these assumptions, the brand value of capital (SMD) will be expressed as the multiplication of the profit per coefficient (KBK) and the average coefficient of investment (YOK). To formulate this statement;

SMD = KBK x YOK

Brand value of capital = Profit per coefficient x average investment coefficient

When the subject matter system calculates the Brand Value of Capital (SMD), the average coefficient of investment (YOK), which is assumed to be a coefficient formed during the period of capital stayed in the system, will be calculated. Here the investment average coefficient (YOK);

YOK = (KM x K) / (KP +K)

Average Coefficient of Investment = (Contribution Amount x Coefficient) / (Profit Share + Coefficient)

YOK = Average coefficient of investment

KM = Contribution amount

K = Coefficient

KP = Profit share

In order to see the profit obtained per the coefficient of the investor, pre-assuming of Profit Per Coefficient (KBK) is done. Wherein

KBK = KM x KP / K

KBK- Profit per coefficient

KM = Contribution amount

KP = Profit share

K = Coefficient

In the pre-assumption made in the subject matter system, if the profit per coefficient (KBK) is lower than the profit per coefficient of the whole system, ½ of the difference is added per coefficient and the capital brand value-based profit per coefficient is obtained. Wherein

TKBK = YK / TK

TKBK = Per coefficient profit of whole system

YK = Investment profit, or total profit

TK = Total coefficient

The Brand Value of Capital (SMD) said initially according to this

SMD = KBK x YOK

Brand value of capital = Profit per coefficient x average investment coefficient

As described above, the brand value of the capital (SMD) is the pre-assumption made for the fact that the value of the capital remaining in the system for a long time may exceed the normal value. The mode of calculating can of course be changed. If desired, the profit share to be obtained from an investment can be calculated basically without calculating the brand value of the capital (SMD).

In the subject matter investment and partnership system based on profit sharing, the contribution (1 1 ) made by investors (3) namely the contribution amounts (KM) and the obtained profit share (KP) amounts are calculated according to abovementioned formula based on the facts that when the money enters and exits into/from the system and effect thereof, other contributing investors to the system, beside the profit in this system is a basic factor, on the contrary of conventional systems which calculates those factors according to profit obtained from investment and interest value thereof or time value of money. Accordingly, management and transparency in the subject matter investment and partnership system based on

profit sharing will become more manageable with the above-mentioned software (4) system and the network system open to the participation of each investor.

The subject matter investment and partnership system based on profit sharing is characterized by at least one profit sharing company (1 ), investments that include the profit sharing business (1 ) of the profit sharing company (1 ), investors (3) who are partners in or invest in the said investments (2), the contributions (1 1 ) which are transferred by said investors (3) to said investments (2) through said profit sharing company (1 ), profits (12) achieved by the operation of said profit sharing company (1 ) as said company capital (10) of said contributions (1 1 ), multiplying said profits (12) with the coefficient (K) representing the added value of the contributions (1 1 ) made by said investors (3) among the investors (3) over time, a system providing the profit share (KP) from profit (12) as much as the ratio of the obtained coefficient capital (KS) to the coefficient capital (KS) of all investors, the profit sharing company (1 ) containing the basic elements of the said system, investors (3), investments (3), company capital (10), contributions (1 1 ), profits (12), the software (4) that manages to receive said profit share (KP) and the server system (5) comprising said elements, communication devices (6) allowing access to information contained in said server system (5) with said software (5), and system operated by internet (7), satellite (8) and base station (9).

The subject matter investment and partnership system based on profit sharing is characterized basically with another expression by at least one profit sharing company (1 ), investments that include the profit sharing business (1 ) of the profit sharing company (1 ), investors (3) who are partners in or invest in the said investments (2), the contributions (1 1 ) which are transferred by said investors (3) to said investments (2) through said profit sharing company (1 ), profits (12) achieved by the operation of said profit sharing company (1 ) as said company capital (10) of said contributions (1 1 ), data server (5a) having said profit sharing company (1 ), investments (2), investors (3), contributions (1 1 ) and profits (12), the web server (5a) of said data server (5a) allowing access to said information, security system (5c) and modem (5d), a software (4) positioned in the server system (5) allowing management of said elements, a system allowing access to said server system (5)

with communication devices (6) and to internet (7), satellite (8) and base stations (9), multiplying said profits (12) with the coefficient (K) representing the added value of the contributions (1 1 ) made by said investors (3) among the investors (3) over time, a system providing the profit share (KP) from profit (12) as much as the ratio of the obtained coefficient capital (KS) to the coefficient capital (KS) of all investors, the profit sharing company (1 ) containing the basic elements of the said system, investors (3), investments (3), company capital (10), contributions (1 1 ), profits (12), the software (4) that manages to receive said profit share (KP) and the server system (5) comprising said elements, communication devices (6) allowing access to information contained in said server system (5) with said software (5), and system operated by internet (7), satellite (8) and base station (9).

In the subject matter investment and partnership system based on profit sharing, all activities of the profit sharing company (1 ), investments (2) and profits from investments (12), can be instantly viewed by means of software (4), server system (5), communication devices (6), internet (7), satellite (8) and base stations (9). Investors (3), contributions (1 1 ) of investors (3), the company capital (10) created by the said contributions (1 1 ), profits (12) generated using said company capital (10) and profit shares of said profits made by said investment and partnership system can be instantaneously monitored by said system.

The subject matter investment and partnership system based on profit sharing is characterized by profit sharing company (1 ), investors (3) who are partners in or invest in the said profit sharing company (1 ), the contributions (1 1 ) expressing the contributions of said investors (3) to said profit sharing company (1 ) in the form of capital, and a method enabling obtaining profit share (KP) from investment profit (YK) to the extent of the ratio of each contribution amount (KM) to the total of each coefficient capital (KS) formed in the system, of the coefficient capital (KS) expressing the multiplication of coefficient expressing the relation with duration in the system and entry date in the system of said contribution amount (KM) and the size of contribution amount (KP) expressing the contributions (1 1 ) between the investors of the profit (12) obtained by the said profit sharing company (1 ) through production, trade or investments, the server system (5) and software (4), wherein

said system is maintained and managed in electronic and written media, a system in which said server system (5) and software (4) can be implemented with a method comprising communication devices (6) and internet (7), satellite (8) and / or base station (9) of all parties (profit sharing company (1 ), investors (3)).

Industrial Applicability of the Present Invention

It is possible to apply the subject matter investment and partnership system based on profit sharing according to the laws of almost every country in every sector. Therefore, it can be used regardless of sector and geography. Said system can also be used by fields, institutions or persons such as finance accession partnerships, banks, mass funding companies, business angels etc. without a specific company or without an organization solely for this.