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1. JP2017215740 - FOREIGN CURRENCY EXCHANGE SYSTEM, METHOD, AND PROGRAM

Office Japan
Application Number 2016108626
Application Date 31.05.2016
Publication Number 2017215740
Publication Date 07.12.2017
Grant Number 6224168
Grant Date 13.10.2017
Publication Kind A
IPC
G06Q 40/02
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
G07G 1/12
GPHYSICS
07CHECKING-DEVICES
GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
1Cash registers
12electronically operated
Applicants SUMITOMO MITSUI BANKING CORP
株式会社三井住友銀行
Inventors SAKUMA TAKUMI
佐久間 匠
HOSOYA TADAHIRO
細矢 忠裕
Agents 特許業務法人 谷・阿部特許事務所
Title
(EN) FOREIGN CURRENCY EXCHANGE SYSTEM, METHOD, AND PROGRAM
(JA) 外貨両替システム、方法、およびプログラム
Abstract
(EN)

PROBLEM TO BE SOLVED: To provide a system capable of setting information necessary for foreign currency exchange on a customers smartphone in advance to perform foreign currency exchange using the information and a money exchange rate at that time afterwards, a method, and a program.

SOLUTION: A program for making a customer terminal execute foreign currency exchange setting includes the steps of: determining payment received and a payment account; and preparing identification data for identifying the determined payment received and the payment account. Based on the prepared identification data, a private terminal makes a server execute draw down of budget corresponding to an amount of payment received from the payment account. The private terminal is different from the customer terminal.

SELECTED DRAWING: Figure 3

COPYRIGHT: (C)2018,JPO&INPIT

(JA)

【課題】事前に顧客のスマートフォン上で外貨両替のために必要な情報を設定しておき、後で、これらの情報とその時点での両替レートを用いて外貨両替を行なうことができるシステム、方法、およびプログラムを提供する。
【解決手段】顧客端末に外貨両替設定を実行させるプログラムであって、前記外貨両替設定は、受け取り金額および出金口座を決定するステップと、前記決定した受け取り金額および出金口座を識別するための識別用データを作成するステップと、を含み、専用端末が、前記作成された識別用データに基づいて、前記出金口座からの前記受け取り金額分の資金の引き落としをサーバに実行させ、前記専用端末は前記顧客端末とは異なる端末である。
【選択図】図3