1. WO2025073012 - SYSTEM, METHOD AND DATA COMMUNICATIONS NETWORK FOR CERTIFYING DIGITAL USER ACCOUNTS, PROFILES AND IDENTITIES

Publication Number WO/2025/073012

Publication Date 10.04.2025

International Application No. PCT/AU2024/051060

International Filing Date 07.10.2024

Chapter 2 Demand Filed 20.02.2025

IPC

G06Q 20/40 2012.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists

G06Q 20/18 2012.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
08	Payment architectures
18	involving self-service terminals , vending machines, kiosks or multimedia terminals

G06Q 30/06 2023.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
30	Commerce
06	Buying, selling or leasing transactions

G06Q 40/04 2012.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
04	Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

G06Q 50/26 2024.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
50	Information and communication technology specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
10	Services
26	Government or public services

H04L 9/32 2006.1

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Arrangements for secret or secure communications; Network security protocols
32	including means for verifying the identity or authority of a user of the system

G06Q 20/40 2012.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists

G06Q 20/18 2012.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
08	Payment architectures
18	involving self-service terminals , vending machines, kiosks or multimedia terminals

G06Q 30/06 2023.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
30	Commerce
06	Buying, selling or leasing transactions

G06Q 40/04 2012.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
04	Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

G06Q 50/26 2024.1

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
Q	INFORMATION AND COMMUNICATION TECHNOLOGY SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
50	Information and communication technology specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
10	Services
26	Government or public services

H04L 9/32 2006.1

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Arrangements for secret or secure communications; Network security protocols
32	including means for verifying the identity or authority of a user of the system

View less classifications

CPC

G06Q 20/18

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
08	Payment architectures
18	involving self- service terminals [SSTs], vending machines, kiosks or multimedia terminals

G06Q 20/401

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401	Transaction verification

G06Q 20/4014

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401	Transaction verification
4014	Identity check for transactions

G06Q 20/40145

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401	Transaction verification
4014	Identity check for transactions
40145	Biometric identity checks

G06Q 20/409

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
409	Device specific authentication in transaction processing

G06Q 2220/00

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
2220	Business processing using cryptography

View more classifications

G06Q 20/18

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
08	Payment architectures
18	involving self- service terminals [SSTs], vending machines, kiosks or multimedia terminals

G06Q 20/401

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401	Transaction verification

G06Q 20/4014

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401	Transaction verification
4014	Identity check for transactions

G06Q 20/40145

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401	Transaction verification
4014	Identity check for transactions
40145	Biometric identity checks

G06Q 20/409

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
38	Payment protocols; Details thereof
40	Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
409	Device specific authentication in transaction processing

G06Q 2220/00

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
2220	Business processing using cryptography

G06Q 30/018

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30	Commerce, e.g. shopping or e-commerce
01	Customer relationship, e.g. warranty
018	Business or product certification or verification

G06Q 30/0225

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30	Commerce, e.g. shopping or e-commerce
02	Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
0207	Discounts or incentives, e.g. coupons, rebates, offers or upsales
0225	Avoiding frauds

G06Q 30/0248

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30	Commerce, e.g. shopping or e-commerce
02	Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
0241	Advertisement
0248	Avoiding fraud

G06Q 30/06

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30	Commerce, e.g. shopping or e-commerce
06	Buying, selling or leasing transactions

G06Q 30/0609

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30	Commerce, e.g. shopping or e-commerce
06	Buying, selling or leasing transactions
0601	Electronic shopping
0609	Buyer or seller confidence or verification

G06Q 40/02

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02	Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking

G06Q 40/04

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40	Finance; Insurance; Tax strategies; Processing of corporate or income taxes
04	Exchange, e.g. stocks, commodities, derivatives or currency exchange

G06Q 50/01

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
50	Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
01	Social networking

G06Q 50/265

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
50	Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
10	Services
26	Government or public services
265	Personal security, identity or safety

H04L 2209/56

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
2209	Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
56	Financial cryptography, e.g. electronic payment or e-cash

H04L 9/0891

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
08	Key distribution ; or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
0891	Revocation or update of secret information, e.g. encryption key update or rekeying

H04L 9/32

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
32	including means for verifying the identity or authority of a user of the system ; or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials

H04L 9/3231

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
32	including means for verifying the identity or authority of a user of the system ; or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
3226	using a predetermined code, e.g. password, passphrase or PIN
3231	Biological data, e.g. fingerprint, voice or retina

H04L 9/3247

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
32	including means for verifying the identity or authority of a user of the system ; or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
3247	involving digital signatures

H04L 9/3268

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
32	including means for verifying the identity or authority of a user of the system ; or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
3263	involving certificates, e.g. public key certificate [PKC] or attribute certificate [AC]; Public key infrastructure [PKI] arrangements
3268	using certificate validation, registration, distribution or revocation, e.g. certificate revocation list [CRL]

H04L 9/50

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Applicants

• NEELY, Robert [AU]/[AU]

Inventors

• NEELY, Robert

Agents

• MURRAY TRENTO & ASSOCIATES PTY LTD

Priority Data

2023903215

06.10.2023

AU

Publication Language English (en)

Filing Language English (en)

Designated States

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AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CV, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IQ, IR, IS, IT, JM, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, MG, MK, MN, MU, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, WS, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, CV, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SC, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, ME, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)

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Title

(EN) SYSTEM, METHOD AND DATA COMMUNICATIONS NETWORK FOR CERTIFYING DIGITAL USER ACCOUNTS, PROFILES AND IDENTITIES

(FR) SYSTÈME, PROCÉDÉ ET RÉSEAU DE COMMUNICATION DE DONNÉES POUR CERTIFIER DES COMPTES, DES PROFILS ET DES IDENTITÉS D'UTILISATEURS NUMÉRIQUES

Abstract

(EN) The present invention relates to a computer-implemented system, method and data communications network for certifying digital user accounts, profiles and identities and, in particular, assessing and certifying user accounts, profiles or identities by associating same with an account previously established by the user with an organization that has observed Know Your Client (KYC) obligations, to thereby enable users to engage in online transactions using the certified account, profile or identity across multiple platforms with an increased confidence for users engaging in transactions regarding the bona fides of the certified user account, profile or identity.

(FR) La présente invention concerne un système, un procédé et un réseau de communication de données mis en œuvre par ordinateur pour certifier des comptes, des profils et des identités d'utilisateurs numériques et, en particulier, évaluer et certifier des comptes, des profils ou des identités d'utilisateurs en les associant à un compte préalablement établi par l'utilisateur avec une organisation ayant observé des obligations en matière connaissance des clients (KYC), pour permettre ainsi à des utilisateurs de réaliser des transactions en ligne à l'aide du compte, du profil ou de l'identité certifiée sur de multiples plateformes avec une confiance accrue pour les utilisateurs réalisant les transactions concernant l'authenticité du compte, du profil ou de l'identité d'utilisateur certifiée.

Latest bibliographic data on file with the International Bureau

The publication of an international application under the Patent Cooperation Treaty in PATENTSCOPE (which constitutes an element of the Gazette) does not imply the expression of any opinion whatsoever on the part of the International Bureau of WIPO concerning the legal status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries.