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1. WO2022072681 - IMPROVED SYSTEMS AND METHODS FOR SECURED FUND ALLOCATION AND PROVISION

Publication Number WO/2022/072681
Publication Date 07.04.2022
International Application No. PCT/US2021/052944
International Filing Date 30.09.2021
IPC
G06Q 40/02 2012.1
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
CPC
G06Q 40/025
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
025Credit processing or loan processing, e.g. risk analysis for mortgages
Applicants
  • GREENSKY SOFTWARE, LLC [US]/[US]
Inventors
  • ZALIK, David
  • WOULFIN, Stefan
  • COCHRAN, Kyle
  • BAXTER, Matthew
  • PARKS, Chris
  • MELCHER, Joshua
  • KULKAMI, Rahul
  • RAAGHAVAN, Guhan
  • ANDERSON, Paul
  • RAFFERTY, Paul
  • KALIBAN, Timothy
  • SCHUMAN, Michael
  • STILL, William
Agents
  • CLOSE, JR., Christopher C.
  • SCHNEIDER, Ryan A.
Priority Data
17/039,96630.09.2020US
Publication Language English (en)
Filing Language English (EN)
Designated States
Title
(EN) IMPROVED SYSTEMS AND METHODS FOR SECURED FUND ALLOCATION AND PROVISION
(FR) SYSTÈMES ET PROCÉDÉS AMÉLIORÉS POUR L'ATTRIBUTION ET LA FOURNITURE SÉCURISÉES DE FONDS
Abstract
(EN) In an example implementation, a method includes receiving, at a computing device, borrower information and requested financing plan information. Likewise, a method includes outputting at least a portion of the received information to a second computing device and, after receiving an indication of a decision denying the requested financing plan, outputting at least a portion of the received information to a computing device associated with a lender and confirming, to a computing device associated with a borrower or a merchant that the information has been sent to the lender.
(FR) L'invention concerne, dans un exemple de mise en œuvre, un procédé consistant à recevoir, au niveau d'un dispositif informatique, des informations d'emprunteur et des informations de plan de financement demandées. De même, un procédé comprenant l'émission d'au moins une partie des informations reçues vers un second dispositif informatique et, après réception d'une indication d'une décision de refus du plan de financement demandé, la fourniture d'au moins une partie des informations reçues à un dispositif informatique associé à un prêteur et la confirmation, à un dispositif informatique associé à un emprunteur ou à un commerçant que les informations ont été envoyées au prêteur.
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