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1. WO2020222558 - ACCOUNT SETTLEMENT SERVER AND METHOD

Publication Number WO/2020/222558
Publication Date 05.11.2020
International Application No. PCT/KR2020/005758
International Filing Date 29.04.2020
IPC
G06Q 20/10 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
10specially adapted for electronic funds transfer systems; specially adapted for home banking systems
G06Q 20/22 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
22Payment schemes or models
G06Q 20/26 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
22Payment schemes or models
26Debit schemes, i.e. "pay now"
G06Q 30/04 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
04Billing or invoicing
Applicants
  • 주식회사 하렉스인포텍 HAREXINFOTECH INC. [KR]/[KR]
Inventors
  • 박경양 PARK, Kyung Yang
Agents
  • 특허법인 지명 JIMYUNG PATENT FIRM
Priority Data
10-2019-005039130.04.2019KR
Publication Language Korean (KO)
Filing Language Korean (KO)
Designated States
Title
(EN) ACCOUNT SETTLEMENT SERVER AND METHOD
(FR) SERVEUR ET PROCÉDÉ DE RÈGLEMENT DE COMPTE
(KO) 정산 서버 및 그 방법
Abstract
(EN)
The present invention relates to an account settlement server and method for performing member store payment settlement and account management. An account settlement server according to the present invention comprises: a reception unit for receiving information for a deposit to a service business account following a payment approval, and payment information; memory storing a program for performing member store payment settlement by means of the deposit information and payment information; and a processor for executing the program, wherein the processor adjusts balances between bank-specific service business accounts.
(FR)
La présente invention concerne un serveur de règlement de compte et un procédé pour effectuer un règlement de paiement de magasin membre et une gestion de compte. Un serveur de règlement de compte selon la présente invention comprend : une unité de réception pour recevoir des informations pour un dépôt auprès d'un compte d'entreprise de service suite à une approbation de paiement, et des informations de paiement; une mémoire stockant un programme pour effectuer un règlement de paiement de magasin membre au moyen des informations de dépôt et des informations de paiement; et un processeur pour exécuter le programme, le processeur ajustant les soldes entre des comptes d'entreprises de service spécifiques aux banques.
(KO)
본 발명은 가맹점 지급 정산과 계좌 관리를 수행하는 정산 서버 및 그 방법에 관한 것이다. 본 발명에 따른 정산 서버는 결제 승인에 따른 서비스 사업자 계좌로의 입금 정보와 결제 정보를 수신하는 수신부와, 입금 정보와 결제 정보를 이용하여 가맹점 지급 정산을 수행하는 프로그램이 저장된 메모리 및 프로그램을 실행시키는 프로세서를 포함하되, 프로세서는 은행 별 서비스 사업자 계좌 간의 밸런스 조정을 수행하는 것을 특징으로 한다.
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