Processing

Please wait...

Settings

Settings

Goto Application

1. WO2020205320 - AUTOMATICALLY PROCESSING A STREAM OF TRANSACTION ITEMS BASED ON IMAGE AND CALENDAR INFORMATION

Publication Number WO/2020/205320
Publication Date 08.10.2020
International Application No. PCT/US2020/024349
International Filing Date 23.03.2020
IPC
G06Q 20/40 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G06Q 40/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
CPC
G06K 9/00463
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
9Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
00442Document analysis and understanding; Document recognition
00463Document analysis by extracting the geometrical structure, e.g. layout tree; Block segmentation, e.g. bounding boxes for graphics, paragraphs, words or letters
G06K 9/00483
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
9Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
00442Document analysis and understanding; Document recognition
00483Document matching
G06K 9/344
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
9Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
20Image acquisition
34Segmentation of touching or overlapping patterns in the image field
344using recognition of characters or words
G06Q 10/1093
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
10Administration; Management
10Office automation, e.g. computer aided management of electronic mail or groupware
109Time management, e.g. calendars, reminders, meetings, time accounting
1093Calendar-based scheduling for a person or group
G06Q 20/209
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
20Point-of-sale [POS] network systems
209Specified transaction journal output feature, e.g. printed receipt or voice output
G06Q 20/389
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
389Keeping log of transactions for guaranteeing non-repudiation of a transaction
Applicants
  • MICROSOFT TECHNOLOGY LICENSING, LLC [US]/[US]
Inventors
  • CHAWDA, Hemanshu, Khimraj
  • BERNSTEIN, Neal, Alan
  • FROST, Harlan, Joy
  • RAZA, Syed, Farhan
  • WANG, James, Han
  • ROMANO, Nicholas
  • GUAN, Zeyuan
  • ROSILES, Armani, Ronaldo
  • CHOWDHURY, Amrita
  • NEWBRY, Chad, William
  • YU, Christopher
Agents
  • MINHAS, Sandip, S.
  • ADJEMIAN, Monica
  • BARKER, Doug
  • CHATTERJEE, Aaron, C.
  • CHEN, Wei-Chen, Nicholas
  • CHOI, Daniel
  • CHURNA, Timothy
  • DINH, Phong
  • EVANS, Patrick
  • GABRYJELSKI, Henry
  • GUPTA, Anand
  • HINOJOSA-SMITH, Brianna, L.
  • HWANG, William, C.
  • JARDINE, John, S.
  • LEE, Sunah
  • LEMMON, Marcus
  • MARQUIS, Thomas
  • MEYERS, Jessica
  • ROPER, Brandon
  • SPELLMAN, Steven
  • SULLIVAN, Kevin
  • SWAIN, Cassandra, T.
  • WALKER, Matt
  • WIGHT, Stephen, A.
  • WISDOM, Gregg
  • WONG, Ellen
  • WONG, Thomas, S.
  • ZHANG, Hannah
  • TRAN, Kimberly
Priority Data
16/377,12705.04.2019US
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) AUTOMATICALLY PROCESSING A STREAM OF TRANSACTION ITEMS BASED ON IMAGE AND CALENDAR INFORMATION
(FR) TRAITEMENT AUTOMATIQUE D'UN FLUX D'ÉLÉMENTS DE TRANSACTION D'APRÈS DES INFORMATIONS D'IMAGE ET DE CALENDRIER
Abstract
(EN)
A computer-implemented technique is described for using an automation tool to facilitate the preparation of a summary document, such as an expense report. In a first data path, a receipt-processing component generates receipt items based on images of physical receipts that a user captures using a camera. In a second data path, one or more transaction-processing systems forward transaction items to the automation tool upon their capture; the transaction items correspond to electronic records of transactions made by the user. The technique then generates a set of receipt-transaction (R-T) pairings by matching pairs of receipt items and transaction items that describe the same respective transactions. The technique then uses context information to supplement the R-T pairings, and generates a summary document that summarizes transactions made by the user based on the supplemented R-T pairings. In one case, the context information corresponds to calendar information specified in a user's electronic calendar.
(FR)
L'invention concerne une technique mise en œuvre par ordinateur permettant d'utiliser un outil d'automatisation pour faciliter la préparation d'un document récapitulatif, tel qu'un rapport de dépenses. Dans un premier trajet de données, un composant de traitement de réception génère des éléments de réception d'après les images de reçus physiques qu'un utilisateur capture à l'aide d'une caméra. Dans un second trajet de données, un ou plusieurs systèmes de traitement de transaction transmettent des éléments de transaction à l'outil d'automatisation lors de leur capture; les éléments de transaction correspondent aux enregistrements électroniques des transactions effectuées par l'utilisateur. La technique génère ensuite un ensemble d'appariements réception-transaction (R-T) en appariant des paires d'éléments de réception et d'éléments de transaction qui décrivent les mêmes transactions respectives. La technique utilise ensuite des informations contextuelles pour compléter les appariements R-T, puis génère un document récapitulatif qui résume les transactions effectuées par l'utilisateur d'après les appariements R-T complétés. Dans un cas, les informations contextuelles correspondent aux informations de calendrier spécifiées dans un calendrier électronique d'un utilisateur.
Latest bibliographic data on file with the International Bureau