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1. WO2020142465 - CREDENTIAL STORAGE MANAGER FOR PROTECTING CREDENTIAL SECURITY DURING DELEGATED ACCOUNT USE

Publication Number WO/2020/142465
Publication Date 09.07.2020
International Application No. PCT/US2019/069005
International Filing Date 30.12.2019
IPC
G06F 21/00 2013.1
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
CPC
G06F 21/45
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
45Structures or tools for the administration of authentication
G06Q 20/3674
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
36using electronic wallets or electronic money safes
367involving electronic purses or money safes
3674involving authentication
G06Q 20/3821
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
382insuring higher security of transaction
3821Electronic credentials
G06Q 20/40145
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401Transaction verification
4014Identity check for transactions
40145Biometric identity checks
G07G 1/0036
GPHYSICS
07CHECKING-DEVICES
GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
1Cash registers
0036Checkout procedures
H04L 63/0876
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
63Network architectures or network communication protocols for network security
08for supporting authentication of entities communicating through a packet data network
0876based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
Applicants
  • PAYPAL, INC. [US]/[US]
Inventors
  • JU, Yona
  • JOU, Fun-Chen
Agents
  • CHEN, Tom
Priority Data
16/237,55131.12.2018US
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) CREDENTIAL STORAGE MANAGER FOR PROTECTING CREDENTIAL SECURITY DURING DELEGATED ACCOUNT USE
(FR) GESTIONNAIRE DE STOCKAGE DE JUSTIFICATIF D'IDENTITÉ POUR PROTÉGER LA SÉCURITÉ D'UN JUSTIFICATIF D'IDENTITÉ PENDANT UNE UTILISATION DE COMPTE DÉLÉGUÉ
Abstract
(EN)
There are provided systems and methods for a credential storage manager for protecting credential security during delegated account use. A first user that controls the account may delegate usage of the account to a second user through a credential manager of a transaction process that manages sensitive authentication information and delegates account usage. The credential manager may automatically fill authentication information for use of the account by the second user. A device fingerprint of a device of the second user may be used to provide risk prevention and access the account. The credential manager may prevent revealing of the credentials and navigation to sensitive data or processes with the account. Two-factor authentication may be performed by receiving a code in a message received by a device of the first user, scraping the code from the message, and entering the code to a device of the second user.
(FR)
L'invention concerne des systèmes et des procédés pour un gestionnaire de stockage de justificatif d'identité pour protéger la sécurité d'un justificatif d'identité pendant l'utilisation d'un compte délégué. Un premier utilisateur qui commande le compte peut déléguer l'utilisation du compte à un second utilisateur par l'intermédiaire d'un gestionnaire de justificatif d'identité d'un processus de transaction qui gère des informations d'authentification sensibles et délègue l'utilisation du compte. Le gestionnaire de justificatif d'identité peut remplir automatiquement des informations d'authentification pour une utilisation du compte par le second utilisateur. Une empreinte digitale de dispositif d'un dispositif du second utilisateur peut être utilisée pour fournir une prévention de risque et accéder au compte. Le gestionnaire de justificatif d'identité peut empêcher la révélation des justificatifs d'identité et la navigation vers des données ou des processus sensibles avec le compte. Une authentification à deux facteurs peut être effectuée en recevant un code dans un message reçu par un dispositif du premier utilisateur, en grattant le code à partir du message et en entrant le code dans un dispositif du second utilisateur.
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Latest bibliographic data on file with the International Bureau