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1. WO2020116813 - DIGITAL VIRTUAL CURRENCY ISSUED BY BEING MATCHED WITH BIOMETRIC AUTHENTICATION SIGNAL, AND TRANSACTION METHOD THEREFOR

Publication Number WO/2020/116813
Publication Date 11.06.2020
International Application No. PCT/KR2019/015647
International Filing Date 15.11.2019
IPC
G06Q 20/36 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
36using electronic wallets or electronic money safes
G06Q 20/32 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
G06Q 20/06 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
04Payment circuits
06Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
G06Q 20/38 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
G06Q 20/40 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G06F 21/32 2013.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
32using biometric data, e.g. fingerprints, iris scans or voiceprints
CPC
G06F 21/32
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
32using biometric data, e.g. fingerprints, iris scans or voiceprints
G06Q 20/06
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
04Payment circuits
06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
G06Q 20/32
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
G06Q 20/36
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
36using electronic wallets or electronic money safes
G06Q 20/38
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
G06Q 20/40
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Applicants
  • 주식회사 올아이티탑 ALL IT TOP CO., LTD. [KR]/[KR]
Inventors
  • 최성호 CHOI, Sung Ho
  • 송청자 SONG, Chung Ja
  • 박대진 PARK, Dae Jin
Agents
  • 특허법인 아주 AJU INTERNATIONAL LAW & PATENT GROUP
Priority Data
10-2018-015659407.12.2018KR
10-2019-001361501.02.2019KR
Publication Language Korean (KO)
Filing Language Korean (KO)
Designated States
Title
(EN) DIGITAL VIRTUAL CURRENCY ISSUED BY BEING MATCHED WITH BIOMETRIC AUTHENTICATION SIGNAL, AND TRANSACTION METHOD THEREFOR
(FR) MONNAIE VIRTUELLE NUMÉRIQUE ÉMISE PAR APPARIEMENT AVEC UN SIGNAL D'AUTHENTIFICATION BIOMÉTRIQUE, ET PROCÉDÉ DE TRANSACTION ASSOCIÉ
(KO) 디지털 가상화폐를 생체인증신호와 매칭시켜 발행되는 디지털 가상화폐 및 그 거래방법
Abstract
(EN)
The present invention relates to a digital virtual currency issued by being matched with a biometric authentication signal, in which authentication information about a fingerprint or finger vein is matched with each basic file unit of virtual currency by a matching program (344) and stored therein, so that authentication information about a fingerprint or finger vein of a donator can be converted to authentication information about a fingerprint or finger vein of a donee by a blockchain-based digital virtual currency transaction guide server (200), wherein the digital virtual currency is characterized in that a donator terminal (300) determines whether the file of the virtual currency is matched with the authentication information about the fingerprint or finger vein, and the blockchain-based digital virtual currency transaction guide server (200) determines whether conversion of the authentication information about the fingerprint or finger vein of the donator, having been matched and stored with the file of the virtual currency, to the authentication information about the fingerprint or finger vein of the donee is requested, and converts the information thereof.
(FR)
L’invention concerne une monnaie virtuelle numérique émise par appariement avec un signal d'authentification biométrique, les informations d'authentification concernant une empreinte digitale ou une veine de doigt étant appariées avec chaque unité de fichier de base de monnaie virtuelle par un programme d'appariement (344), puis stockées dans celui-ci, de façon à ce que les informations d'authentification concernant une empreinte digitale ou une veine de doigt d'un donateur puissent être converties en informations d'authentification concernant une empreinte digitale ou une veine de doigt d'un bénéficiaire par un serveur de guidage de transaction en monnaie virtuelle numérique à base de chaîne de blocs (200), la monnaie virtuelle numérique étant caractérisée en ce qu'un terminal de donateur (300) détermine si le fichier de la monnaie virtuelle est apparié avec les informations d'authentification concernant l'empreinte digitale ou la veine de doigt, et le serveur de guidage de transaction en monnaie virtuelle numérique à base de chaîne de blocs (200) détermine si la conversion des informations d'authentification concernant l'empreinte digitale ou la veine de doigt du donateur, qui ont été appariées et stockées avec le fichier de la monnaie virtuelle, en informations d'authentification concernant l'empreinte digitale ou la veine de doigt du bénéficiaire est demandée, puis convertit les informations.
(KO)
본 발명은 매칭 프로그램(344)에 의하여 가상화폐의 화일 기본 단위마다 지문 또는 지정맥의 인증정보와 매칭되어 저장되어 있어, 증여자의 지문 또는 지정맥의 인증정보는 블록체인 기반 디지털 가상화폐 거래안내서버(200)에 의하여 수증자의 지문 또는 지정맥의 인증정보로 변환될 수 있게 되는 디지털 가상화폐에 대하여 상기 증여자 단말기(300)가 가상화폐의 화일과 지문 또는 지정맥의 인증정보와 매칭되어 있는지 여부를 판단할 수 있도록 형성되고, 상기 블록체인 기반 디지털 가상화폐 거래안내서버(200)가 가상화폐의 화일과 매칭되어 저장된 증여자의 지문 또는 지정맥의 인증정보를 수증자의 지문 또는 지정맥의 인증정보로 변환하는 요청이 있는지 여부를 판단하고, 이의 정보를 변환시키는 것을 특징으로 하는 디지털 가상화폐를 생체인증신호와 매칭시켜 발행되는 디지털 가상화폐이다.
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