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1. WO2020114113 - PAYMENT CODE GENERATION METHOD, APPARATUS AND DEVICE, AND MOBILE PAYMENT METHOD, APPARATUS AND DEVICE

Publication Number WO/2020/114113
Publication Date 11.06.2020
International Application No. PCT/CN2019/112170
International Filing Date 21.10.2019
IPC
G06Q 20/38 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
CPC
G06Q 20/385
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
385Use of an alias or a single-use code
G06Q 20/4014
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401Transaction verification
4014Identity check for transaction
Applicants
  • 阿里巴巴集团控股有限公司 ALIBABA GROUP HOLDING LIMITED
Inventors
  • 周孝佳 ZHOU, Xiaojia
Agents
  • 北京博思佳知识产权代理有限公司 BEIJING BESTIPR INTELLECTUAL PROPERTY LAW CORPORATION
Priority Data
201811476736.005.12.2018CN
Publication Language Chinese (ZH)
Filing Language Chinese (ZH)
Designated States
Title
(EN) PAYMENT CODE GENERATION METHOD, APPARATUS AND DEVICE, AND MOBILE PAYMENT METHOD, APPARATUS AND DEVICE
(FR) PROCÉDÉ, APPAREIL ET DISPOSITIF DE GÉNÉRATION DE CODES DE PAIEMENT, ET PROCÉDÉ, APPAREIL ET DISPOSITIF DE PAIEMENT MOBILE
(ZH) 支付码生成、移动支付方法、装置及设备
Abstract
(EN)
Disclosed are a payment code generation method, apparatus and device, and a mobile payment method, apparatus and device. The payment code generation method comprises: acquiring account information sent by a first terminal, wherein the first terminal is different from a device bound with the account information (S101); acquiring first identity verification information sent by the first terminal (S102); verifying the first identity verification information to obtain a first verification result (S103); when the first verification result indicates that the verification of the first identity verification information is successful, generating a payment code corresponding to the account information (S104); and sending the payment code to the first terminal (S105).
(FR)
L'invention concerne un procédé, un appareil et un dispositif de génération de codes de paiement, ainsi qu'un procédé, un appareil et un dispositif de paiement mobile. Le procédé de génération de codes de paiement comporte les étapes consistant à: acquérir des informations de compte envoyées par un premier terminal, le premier terminal étant différent d'un dispositif lié aux informations de compte (S101); acquérir des premières informations de vérification d'identité envoyées par le premier terminal (S102); vérifier les premières informations de vérification d'identité pour obtenir un premier résultat de vérification (S103); lorsque le premier résultat de vérification indique que la vérification des premières informations de vérification d'identité a réussi, générer un code de paiement correspondant aux informations de compte (S104); et envoyer le code de paiement au premier terminal (S105).
(ZH)
一种支付码生成方法、移动支付方法、装置及设备,该支付码生成方法包括:获取第一终端发送的账户信息;所述第一终端与所述账户信息的绑定设备不同(S101);获取所述第一终端发送的第一身份验证信息(S102);验证所述第一身份验证信息,得到第一验证结果(S103);当所述第一验证结果表示所述第一身份验证信息验证成功时,生成所述账户信息对应的支付码(S104);将所述支付码发送至所述第一终端(S105)。
Also published as
Latest bibliographic data on file with the International Bureau