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1. WO2020113400 - MOBILE PAYMENT METHOD, APPARATUS, AND DEVICE

Publication Number WO/2020/113400
Publication Date 11.06.2020
International Application No. PCT/CN2018/119059
International Filing Date 04.12.2018
IPC
G06Q 20/32 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
G06Q 20/40 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
Applicants
  • 新加坡矩阵有限公司 MATRIX TECH PTE. LTD. [SG]/[SG]
Inventors
  • 唐维 TANG, Wei
Agents
  • 北京同立钧成知识产权代理有限公司 LEADER PATENT & TRADEMARK FIRM
Priority Data
Publication Language Chinese (ZH)
Filing Language Chinese (ZH)
Designated States
Title
(EN) MOBILE PAYMENT METHOD, APPARATUS, AND DEVICE
(FR) PROCÉDÉ, APPAREIL ET DISPOSITIF DE PAIEMENT MOBILE
(ZH) 移动支付方法、装置及设备
Abstract
(EN)
A mobile payment method, apparatus, and device, the method comprising: scanning a payment code, the payment code comprising a payment account and a payment type of the payment account, the payment type and/or a receiving type of a receiving account being a digital certificate type (S201); and, on the basis of the payment account, the payment type, the receiving account, and the receiving type, requesting a payment system to implement payment (S202). The universality of mobile payment is thereby increased.
(FR)
La présente invention concerne un procédé, un appareil et un dispositif de paiement mobile, le procédé consistant : à balayer un code de paiement, le code de paiement comprenant un compte de paiement et un type de paiement du compte de paiement, le type de paiement et/ou un type de réception d'un compte de réception étant un type de certificat numérique (S201); et, sur la base du compte de paiement, du type de paiement, du compte de réception et du type de réception, à demander à un système de paiement de mettre en œuvre un paiement (S202). L'universalité du paiement mobile est ainsi augmentée.
(ZH)
一种移动支付方法、装置及设备,该方法包括:扫描支付码,支付码中包括付款账号和付款账号的付款类型,付款类型和/或收款账号的收款类型为数字凭证类型(S201);根据付款账号、付款类型、收款账号和收款类型,请求支付系统进行支付(S202)。提高了移动支付的通用性。
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