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1. WO2020111699 - GROUP ACCOUNT SERVICE PROVIDING SERVER AND METHOD

Publication Number WO/2020/111699
Publication Date 04.06.2020
International Application No. PCT/KR2019/016292
International Filing Date 25.11.2019
IPC
G06Q 40/02 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
G06Q 50/10 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
50Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
10Services
CPC
G06Q 40/02
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
G06Q 50/10
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
50Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
10Services
Applicants
  • 한국카카오은행 주식회사 KAKAO BANK OF KOREA CORP. [KR]/[KR]
Inventors
  • 이병수 LEE, Byeoung Su
  • 송형근 SONG, Hyung Keun
  • 김진우 KIM, JIn Woo
  • 고은혜 KHO, Eun Hyi
  • 고정희 KO, Jung Hee
  • 오종환 OH, Jong Hwan
  • 모근원 MO, Geun Won
  • 김성준 KIM, Sung Jun
  • 유종선 YOO, Jong Sun
  • 김용준 KIM, Yong Jun
  • 김태완 KIM, Tae Wan
  • 이선범 LEE, Seon Beom
  • 한진 HAN, Jin
Agents
  • 특허법인 천문 ASTRAN INT'L IP GROUP
Priority Data
10-2018-014938528.11.2018KR
Publication Language Korean (KO)
Filing Language Korean (KO)
Designated States
Title
(EN) GROUP ACCOUNT SERVICE PROVIDING SERVER AND METHOD
(FR) SERVEUR ET PROCÉDÉ DE FOURNITURE DE SERVICES DE COMPTE DE GROUPE
(KO) 모임통장 서비스 제공 서버 및 방법
Abstract
(EN)
According to one aspect of the present invention, a group account service providing server capable of converting a private account into a group account in real time through a terminal of the leader of a group comprises: an account management unit for converting a first account into a group account when a group account conversion request for the first account of the leader of the group occurs; a transaction ledger management unit for recording change information in a transaction ledger of the group account when the change information including a transaction occurrence event and/or an information occurrence event is generated for the group account; a virtual ledger management unit for generating a virtual ledger to be mapped to the transaction ledger when the first account is changed to the group account, copying the change information recorded in the transaction ledger when the change information is recorded in the transaction ledger, and recording same in the virtual ledger; and an interface unit for displaying the transaction ledger on a first agent installed in a first terminal of the leader of the group, and displaying the virtual ledger on a second agent installed in a second terminal of a group member sharing the group account.
(FR)
Selon un aspect de la présente invention, un serveur de fourniture de services de compte de groupe, capable de convertir un compte privé en un compte de groupe en temps réel par l'intermédiaire d'un terminal du chef d'un groupe, comprend: une unité de gestion de compte destinée à convertir un premier compte en un compte de groupe lorsqu'une demande de conversion de compte de groupe, pour le premier compte du chef du groupe, est effectuée; une unité de gestion de registre de transactions destinée à enregistrer des informations de changement dans un registre de transactions du compte du groupe lorsque des informations de changement contenant un événement d'occurrence de transaction et/ou un événement d'occurrence d'informations sont générées pour le compte de groupe; une unité de gestion de registre virtuel destinée à générer un registre virtuel devant être mis en correspondance avec le registre de transaction lorsque le premier compte est changé en compte de groupe, à copier les informations de changement enregistrées dans le registre de transactions lorsque les informations de changement sont enregistrées dans le registre de transactions, et à les enregistrer dans le registre virtuel; et une unité d'interface destinée à afficher le registre de transactions sur un premier agent installé dans un premier terminal du chef du groupe, et afficher le registre virtuel sur un second agent installé dans un second terminal d'un membre du groupe partageant le compte de groupe.
(KO)
모임주의 단말기를 통해 실시간으로 개인계좌를 모임계좌로 전환할 수 있는 본 발명의 일 측면에 따른 모임통장 서비스 제공 서버는, 모임주의 제1 계좌에 대한 모임통장 전환요청이 발생하면 상기 제1 계좌를 모임계좌로 전환하는 계좌 관리부; 상기 모임계좌에 대해 거래발생 이벤트 또는 정보발생 이벤트 중 적어도 하나를 포함하는 변동정보가 발생되면 상기 모임계좌의 거래원장에 상기 변동정보를 기록하는 거래원장 관리부; 상기 제1 계좌가 상기 모임계좌로 변경되면 상기 거래원장에 매핑되는 가상원장을 생성하고, 상기 변동정보가 상기 거래원장에 기록되면 상기 거래원장에 기록된 변동정보를 복제하여 상기 가상원장에 기록하는 가상원장 관리부; 및 상기 모임주의 제1 단말에 설치된 제1 에이전트 상에서 상기 거래원장을 표시하고, 상기 모임계좌를 공유하는 모임원의 제2 단말에 설치된 제2 에이전트 상에서 상기 가상원장을 표시하는 인터페이스부를 포함하는 것을 특징으로 한다.
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