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1. WO2020108109 - JOINT PAYMENT METHOD AND SYSTEM BASED ON BINDING RELATIONSHIP

Publication Number WO/2020/108109
Publication Date 04.06.2020
International Application No. PCT/CN2019/110513
International Filing Date 11.10.2019
IPC
G06Q 20/20 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
20Point-of-sale network systems
CPC
G06Q 20/102
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
10specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
102Bill distribution or payments
G06Q 20/3274
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
327Short range or proximity payments by means of M-devices
3274using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
Applicants
  • 阿里巴巴集团控股有限公司 ALIBABA GROUP HOLDING LIMITED
Inventors
  • 王向红 WANG, Xianghong
Agents
  • 北京博思佳知识产权代理有限公司 BEIJING BESTIPR INTELLECTUAL PROPERTY LAW CORPORATION
Priority Data
201811430699.X28.11.2018CN
Publication Language Chinese (ZH)
Filing Language Chinese (ZH)
Designated States
Title
(EN) JOINT PAYMENT METHOD AND SYSTEM BASED ON BINDING RELATIONSHIP
(FR) PROCÉDÉ ET SYSTÈME DE PAIEMENT COMMUN BASÉS SUR UNE RELATION DE LIAISON
(ZH) 一种基于绑定关系的联合支付方法及系统
Abstract
(EN)
Disclosed are a joint payment method and system based on a binding relationship. A joint payment method based on a binding relationship. The method comprises: a client sends a joint payment request to a server; the server parses a joint payment initiator identifier carried in the received joint payment request and an identifier corresponding to the current joint object; the server determines, according to the joint payment initiator identifier and the identifier corresponding to the current joint object, whether a binding relationship is established between the joint payment initiator and the current joint object; if yes, the server generates graphic codes respectively corresponding to the joint payment initiator and the current joint object, and sends said graphic codes to the client; and the client receives said graphic codes, and displays said graphic codes to complete joint payment.
(FR)
L'invention concerne un procédé et un système de paiement commun basés sur une relation de liaison. L'invention concerne un procédé de paiement commun basé sur une relation de liaison. Le procédé comprend les étapes suivantes : un client envoie une demande de paiement commun à un serveur ; le serveur analyse un identifiant d'initiateur de paiement commun porté dans la demande de paiement commun reçue et un identifiant correspondant à l'objet commun actuel ; le serveur détermine, en fonction de l'identifiant d'initiateur de paiement commun et de l'identifiant correspondant à l'objet commun actuel, si une relation de liaison est établie entre l'initiateur de paiement commun et l'objet commun actuel ; si tel est le cas, le serveur génère des codes graphiques correspondant respectivement à l'initiateur de paiement commun et à l'objet commun actuel, et envoie lesdits codes graphiques au client ; et le client reçoit lesdits codes graphiques, et affiche lesdits codes graphiques pour terminer le paiement commun.
(ZH)
公开了基于绑定关系的联合支付方法及系统。基于绑定关系的联合支付方法,该方法包括:客户端向服务端发送联合支付请求;服务端解析所接收到的联合支付请求中携带的联合支付发起方标识以及当次联合对象对应的标识;服务端根据联合支付发起方标识以及当次联合对象对应的标识,判断联合支付发起方与当次联合对象之间是否已建立绑定关系;若是,服务端生成与联合支付发起方、当次联合对象分别对应的图形码,并将与联合支付发起方、当次联合对象分别对应的图形码发送至客户端;客户端接收与联合支付发起方、当次联合对象分别对应的图形码,展示与联合支付发起方、当次联合对象分别对应的图形码以完成联合支付。
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