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1. WO2020107894 - DRIVING BEHAVIOR SCORING METHOD AND DEVICE AND COMPUTER-READABLE STORAGE MEDIUM

Publication Number WO/2020/107894
Publication Date 04.06.2020
International Application No. PCT/CN2019/095164
International Filing Date 09.07.2019
IPC
G06Q 40/08 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
08Insurance, e.g. risk analysis or pensions
CPC
G06Q 10/06393
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
10Administration; Management
06Resources, workflows, human or project management, e.g. organising, planning, scheduling or allocating time, human or machine resources; Enterprise planning; Organisational models
063Operations research or analysis
0639Performance analysis
06393Score-carding, benchmarking or key performance indicator [KPI] analysis
G06Q 40/08
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
08Insurance, e.g. risk analysis or pensions
Applicants
  • 众安信息技术服务有限公司 ZHONGAN INFORMATION TECHNOLOGY SERVICE CO., LTD. [CN]/[CN]
Inventors
  • 陆璐 LU, Lu
  • 梅鵾 MEI, Kun
  • 谢畅 XIE, Chang
  • 钱浩然 QIAN, Haoran
  • 王恒 WANG, Heng
  • 孙谷飞 SUN, Gufei
Agents
  • 中国国际贸易促进委员会专利商标事务所 CCPIT PATENT AND TRADEMARK LAW OFFICE
Priority Data
201811433626.628.11.2018CN
Publication Language Chinese (ZH)
Filing Language Chinese (ZH)
Designated States
Title
(EN) DRIVING BEHAVIOR SCORING METHOD AND DEVICE AND COMPUTER-READABLE STORAGE MEDIUM
(FR) PROCÉDÉ ET DISPOSITIF DE NOTATION DE COMPORTEMENTS DE CONDUITE ET SUPPORT DE STOCKAGE LISIBLE PAR ORDINATEUR
(ZH) 一种驾驶行为评分方法、装置及计算机可读存储介质
Abstract
(EN)
A driving behavior scoring method and device and a computer-readable storage medium. The driving behavior scoring method comprises: accumulating sample data, the sample data comprising sample driving data and sample insurance policy data of sample drivers (S1); determining, according to an accumulation amount of the sample driving data and the sample insurance policy data, a current accumulation stage of the sample data (S2); and employing a driving scoring method corresponding to the current accumulation stage, and using the accumulated sample data to score driving behaviors of a current driver (S3).
(FR)
Procédé et dispositif de notation de comportements de conduite et support de stockage lisible par ordinateur. Le procédé de notation de comportements de conduite comporte les étapes consistant à: cumuler des données d'échantillon, les données d'échantillon comportant des données d'échantillon de conduite et des données d'échantillon de polices d'assurance de conducteurs d'échantillon (S1); déterminer, d'après une quantité de cumul des données d'échantillon de conduite et des données d'échantillon de polices d'assurance, un stade actuel de cumul des données d'échantillon (S2); et employer un procédé de notation de conduite correspondant au stade actuel de cumul, et utiliser les données d'échantillon cumulées pour noter des comportements de conduite d'un conducteur actuel (S3).
(ZH)
一种驾驶行为评分方法、装置及计算机可读存储介质。驾驶行为评分方法包括:积累样本数据,所述样本数据包括样本驾驶员的样本驾驶数据及样本保险保单数据(S1);根据所述样本驾驶数据及样本保险保单数据的积累量,确定所述样本数据的当前积累阶段(S2);使用所述当前积累阶段对应的驾驶评分方法,利用所积累的样本数据对当前驾驶员的驾驶行为进行评分(S3)。
Also published as
Latest bibliographic data on file with the International Bureau