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1. WO2020065543 - A SYSTEM FOR IMPLEMENTING A SPONSORED DISCOUNT PAYMENT METHODOLOGY

Publication Number WO/2020/065543
Publication Date 02.04.2020
International Application No. PCT/IB2019/058111
International Filing Date 25.09.2019
IPC
G06Q 40/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
CPC
G06Q 40/00
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Applicants
  • SANTAM LIMITED [ZA]/[ZA]
Inventors
  • VAN HOUTEN, Wayne
Agents
  • SPOOR & FISHER
  • MOUBRAY, Hugh Robert
  • GILSON, David Grant
  • KEMP, Mark
  • WHITTAKER, Jonathan Denis
  • COCHRANE, David Hylton
  • ABRAMSON, Lance
  • MCKNIGHT, John Crawford
  • MAHOMED, Shanaaz
  • KAHN, Craig
  • BIAGIO, Dina
  • CILLIERS, Lodewyk Petrus
  • GRANT, Tyron James
  • BEHARIE, Tertia
  • VAN SCHALKWYK, Herman
  • PIENAAR, Danie
  • HANEKOM, Dirk Christiaan
Priority Data
2018/0642327.09.2018ZA
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) A SYSTEM FOR IMPLEMENTING A SPONSORED DISCOUNT PAYMENT METHODOLOGY
(FR) SYSTÈME DE MISE EN ŒUVRE DE PROCÉDURE DE PAIEMENT DE REMISE PARRAINÉ
Abstract
(EN)
A computer-based system of an insurer for implementing a sponsored discount payment methodology is provided. The system includes a database containing data. A hardware processor accesses the database and extracts information including relating to a building project contract and to an amount payable from an employer to a contractor. Data is transmitted from the insurer to a financial institution including an identification of the employer, contractor and building project. The data also including guarantee data for a guarantee for an advance amount. The guarantee providing performance criteria for the contractor as well as that if the advance amount is not paid back to the financial institution by the employer or the contractor by a predefined repayment date then it will be paid to the financial institution by the insurer.
(FR)
L'invention concerne un système informatique d'un assureur permettant de mettre en œuvre une procédure de paiement de remise parrainé. Le système comprend une base de données contenant des données. Un processeur matériel accède à la base de données et extrait des informations, y compris des informations se rapportant à un contrat de projet de construction et à un montant payable d'un employeur à un entrepreneur. Les données sont transmises de l'assureur à une institution financière, les données comprenant une identification de l'employeur, de l'entrepreneur et du projet de construction. Les données comprennent également des données de garantie assurant un montant d'avance. La garantie offre des critères de rendement pour l'entrepreneur, et en outre, si le montant d'avance n'est pas payé à l'institution financière par l'employeur ou l'entrepreneur à une date de remboursement prédéfinie, il sera alors payé à l'institution financière par l'assureur.
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