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1. WO2020006904 - METHOD AND DEVICE FOR FINANCIAL TRANSFER, COMPUTER APPARATUS, AND STORAGE MEDIUM

Publication Number WO/2020/006904
Publication Date 09.01.2020
International Application No. PCT/CN2018/108418
International Filing Date 28.09.2018
IPC
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02
Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
G06Q 40/02 (2012.01)
CPC
G06Q 20/102
G06Q 20/405
G06Q 40/125
Applicants
  • 平安科技(深圳)有限公司 PING AN TECHNOLOGY (SHENZHEN) CO., LTD. [CN/CN]; 中国广东省深圳市 福田区福田街道福安社区益田路5033号平安金融中心23楼 23F Ping'an Financial Center, No. 5033 Yitian Road, Fu'an community of Futian Street, Futian district Shenzhen, Guangdong 518000, CN
Inventors
  • 刘建 LIU, Jian; CN
  • 宁之孟 NING, Zhimeng; CN
  • 魏尧东 WEI, Yaodong; CN
  • 金明 JIN, Ming; CN
Agents
  • 深圳市明日今典知识产权代理事务所(普通合伙) SHENZHEN MINGRIJINDIAN INTELLECTUAL PROPERTY AGENCY FIRM(GENERAL); 中国广东省深圳市 南山区南头街道智恒新兴产业园E区01B栋405室 Room 405 Building 01B, E District, Zhiheng New Industrial Park, Nantou Street, Nanshan District Shenzhen, Guangdong 518000, CN
Priority Data
201810708681.502.07.2018CN
Publication Language Chinese (ZH)
Filing Language Chinese (ZH)
Designated States
Title
(EN) METHOD AND DEVICE FOR FINANCIAL TRANSFER, COMPUTER APPARATUS, AND STORAGE MEDIUM
(FR) PROCÉDÉ ET DISPOSITIF DE TRANSFERT FINANCIER, APPAREIL INFORMATIQUE ET SUPPORT D'INFORMATIONS
(ZH) 财务调拨方法、装置、计算机设备和存储介质
Abstract
(EN)
A method and device for financial transfers, a computer apparatus, and a storage medium. An enterprise-side front-end processor can establish direct connections with different types of banks. Multiple UKey interfaces are arranged at the enterprise-side front-end processor to ensure normal access to various bank accounts. In the invention, a financial transfer task can be initiated without having to manually log into different transfer bank accounts to check the balances thereof and manually perform a transfer to a transfer bank account having an insufficient balance, thereby improving the efficiency of financial transfers.
(FR)
L'invention concerne un procédé et un dispositif de transferts financiers, un appareil informatique et un support d'informations. Un processeur frontal côté entreprise peut établir des connexions directes avec différents types de banques. Multiples interfaces UClés sont agencées au niveau du processeur frontal côté entreprise pour assurer un accès normal à divers comptes bancaires. Dans l'invention, une tâche de transfert financier peut être lancée sans avoir à accéder manuellement à différents comptes bancaires de transfert pour vérifier leurs soldes et effectuer manuellement un transfert vers un compte bancaire de transfert ayant un solde insuffisant, ce qui permet d'améliorer l'efficacité des transferts financiers.
(ZH)
一种财务调拨方法、装置、计算机设备和存储介质,企业端前置机能够与多个不同种类的银行进行银企直联功能,在企业端前置机上设置多个UKey接口,保证各个银行账户的正常使用;发起财务调拨任务,无需手动地登录不同的调拨银行账户查询其余额,无需手动地向需要转账的调拨银行账户进行转账,提高了财务调拨的效率。
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