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1. (WO2019067509) METHOD AND SYSTEM FOR TRANSACTION SCORING VIA SOCIAL MEDIA INTEGRATION
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Pub. No.: WO/2019/067509 International Application No.: PCT/US2018/052806
Publication Date: 04.04.2019 International Filing Date: 26.09.2018
IPC:
G06Q 20/40 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
Applicants:
MASTERCARD INTERNATIONAL INCORPORATED [US/US]; 2000 Purchase Street Purchase, NY 10577, US
Inventors:
BHATTACHARJEE, Manash; US
SHARMA, Prashant; US
HAYES, Joseph; US
Agent:
DOBBYN, Colm, J.; US
Priority Data:
15/715,67826.09.2017US
Title (EN) METHOD AND SYSTEM FOR TRANSACTION SCORING VIA SOCIAL MEDIA INTEGRATION
(FR) PROCÉDÉ ET SYSTÈME DE NOTATION DE TRANSACTION PAR L'INTERMÉDIAIRE D'UNE INTÉGRATION DE RÉSEAUX SOCIAUX
Abstract:
(EN) A method for distributing a travel score includes: storing a plurality of account profiles, each including a primary account number, contact data values, and a home country; receiving itinerary data, the data including specific contact data values, a visiting country, and a travel date; identifying a specific account profile where included contact data values correspond to the specific contact data values; receiving a transaction message for a payment transaction including the primary account number included in the specific account profile, a transaction date, and a transacting country; calculating a travel score for the payment transaction based on at least (i) a correspondence between the transacting country and the visiting country, and (ii) proximity of the transaction date and the travel date; and transmitting the transaction message and the calculated travel score.
(FR) L'invention concerne un procédé de distribution d'un score de voyage comprenant : le stockage d'une pluralité de profils de compte, comprenant chacun un numéro de compte principal, des valeurs de données de contact et un pays d'origine ; la réception de données d'itinéraire, les données comprenant des valeurs de données de contact spécifiques, un pays de visite et une date de voyage ; l'identification d'un profil de compte spécifique dans lequel des valeurs de données de contact incluses correspondent aux valeurs de données de contact spécifiques ; la réception d'un message de transaction pour une transaction de paiement comprenant le numéro de compte principal inclus dans le profil de compte spécifique, une date de transaction et un pays de transaction ; le calcul d'un score de voyage pour la transaction de paiement sur la base au moins (i) d'une correspondance entre le pays de transaction et le pays de visite et (ii) de la proximité de la date de transaction et de la date de voyage ; et la transmission du message de transaction et du score de voyage calculé.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)