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1. (WO2019049711) INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, CLIENT SYSTEM, AND METHOD FOR CONTROLLING CLIENT SYSTEM
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Pub. No.: WO/2019/049711 International Application No.: PCT/JP2018/031661
Publication Date: 14.03.2019 International Filing Date: 28.08.2018
IPC:
G06Q 20/40 (2012.01) ,G06Q 20/32 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
Applicants:
ソニー株式会社 SONY CORPORATION [JP/JP]; 東京都港区港南1丁目7番1号 1-7-1, Konan, Minato-ku, Tokyo 1080075, JP
Inventors:
鈴木 謙治 SUZUKI Kenji; JP
王 啓宏 Wang QiHong; JP
Agent:
西川 孝 NISHIKAWA Takashi; JP
稲本 義雄 INAMOTO Yoshio; JP
Priority Data:
62/556,56411.09.2017US
Title (EN) INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, CLIENT SYSTEM, AND METHOD FOR CONTROLLING CLIENT SYSTEM
(FR) APPAREIL DE TRAITEMENT D'INFORMATIONS, PROCÉDÉ DE TRAITEMENT D'INFORMATIONS, SYSTÈME CLIENT ET PROCÉDÉ DE COMMANDE DE SYSTÈME CLIENT
(JA) 情報処理装置、および情報処理方法、並びに、クライアントシステム、およびクライアントシステムの制御方法
Abstract:
(EN) The present disclosure pertains to an information processing apparatus, an information processing method, a client system, and a method for controlling the client system, which are capable of reducing user's time and effort required for authentication without lowering the security level of a settlement process. According to the present invention, a user wears a wearable device that carries out fingerprint authentication and periodically transmits positional information to a bank server. The user carries out a settlement process by operating a client device comprising a smartphone, a PC, or the like. The client device transmits positional information of itself to the bank server when the settlement process is to be performed. The bank server reduces a risk score when the positional information of the wearable device and the positional information of the client device indicate that the wearable device and the client device are at the same position. The information processing apparatus can be applied to a settlement processing system.
(FR) La présente invention concerne un appareil de traitement d'informations, un procédé de traitement d'informations, un système client et un procédé de commande du système client, qui sont capables de réduire le temps et l'effort de l'utilisateur nécessaires à l'authentification sans abaisser le niveau de sécurité d'un processus de liquidation. Selon la présente invention, un utilisateur porte un dispositif vestimentaire qui réalise une authentification d'empreinte digitale et transmet périodiquement des informations de position à un serveur bancaire. L'utilisateur réalise un processus de liquidation en actionnant un dispositif client comprenant un smartphone, un PC ou similaire. Le dispositif client transmet des informations de position de lui-même au serveur bancaire lorsque le processus de liquidation doit être réalisé. Le serveur bancaire réduit un score de risque lorsque les informations de position du dispositif vestimentaire et les informations de position du dispositif client indiquent que le dispositif vestimentaire et le dispositif client se trouvent à la même position. L'appareil de traitement d'informations peut être appliqué à un système de traitement de liquidation.
(JA) 本開示は、決済処理のセキュリティレベルを下げることなく、ユーザによる認証の手間を低減することができるようにする情報処理装置、および情報処理方法、並びに、クライアントシステム、およびクライアントシステムの制御方法に関する。 ユーザが、指紋認証を行うと共に位置情報を定期的に銀行サーバに送信するウェアラブルデバイスを装着する。また、ユーザは、スマートフォンやPCなどからなるクライアント装置を操作して決済処理を行う。クライアント装置は、決済処理がなされる際、自らの位置情報を銀行サーバに送信する。銀行サーバは、ウェアラブルデバイスの位置情報と、クライアント装置の位置情報とから同一の位置に存在すれば、リスクスコアを低減する。決済処理システムに適用することができる。
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Japanese (JA)
Filing Language: Japanese (JA)