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1. (WO2019044920) POINT CONVERTING SYSTEM
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Pub. No.: WO/2019/044920 International Application No.: PCT/JP2018/032000
Publication Date: 07.03.2019 International Filing Date: 29.08.2018
IPC:
G06Q 20/06 (2012.01) ,G06Q 20/04 (2012.01) ,G06Q 30/02 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
04
Payment circuits
06
Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
04
Payment circuits
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30
Commerce, e.g. shopping or e-commerce
02
Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
Applicants:
株式会社MRSホールディングズ MRS HOLDINGS CO., LTD. [JP/JP]; 東京都渋谷区恵比寿南3-1-26 1-26, Ebisuminami 3-chome, Shibuya-ku, Tokyo 1500022, JP
Inventors:
松原 高司 MATSUBARA Takashi; JP
Agent:
アインゼル・フェリックス=ラインハルト EINSEL Felix-Reinhard; JP
前川 純一 MAEKAWA Junichi; JP
二宮 浩康 NINOMIYA Hiroyasu; JP
上島 類 UESHIMA Rui; JP
Priority Data:
2017-16787131.08.2017JP
Title (EN) POINT CONVERTING SYSTEM
(FR) SYSTÈME DE CONVERSION DE POINTS
(JA) ポイント変換システム
Abstract:
(EN) Provided is a system for converting points accumulated on a point card into an electronic currency, and for cashing the points by way of the electronic currency. The system is provided with a main server, a bank management server, a settlement system management server and a point management server. The point management server calculates the points of a user on the basis of a point granting rate, and transmits information relating to the calculated points to the main server. The main server converts the points into the electronic currency on the basis of a conversion rate, and transmits electronic currency information to the point management server. The point management server performs a remittance to the bank management server on the basis of the electronic currency information. The bank management server updates an electronic currency total sum in a representative account into which the electronic currency accumulated by all users is temporarily deposited, on the basis of the electronic currency information. The bank management server reports the electronic currency information to the settlement system management server, and the settlement system management server updates the electronic currency total sum usable by the user on the basis of the electronic currency information.
(FR) L'invention concerne un système de conversion de points accumulés sur une carte de points en monnaie électronique, et d’encaissement des points au moyen de la monnaie électronique. Le système est pourvu d'un serveur principal, d'un serveur de gestion de banque, d'un serveur de gestion de système de règlement et d'un serveur de gestion de points. Le serveur de gestion de points calcule les points d'un utilisateur sur la base d'un taux d'octroi de points, et transmet des informations relatives aux points calculés au serveur principal. Le serveur principal convertit les points en monnaie électronique sur la base d'un taux de conversion, et transmet les informations de monnaie électronique au serveur de gestion de points. Le serveur de gestion de points effectue une remise au serveur de gestion de banque sur la base des informations de monnaie électronique. Le serveur de gestion de banque met à jour une somme totale de monnaie électronique dans un compte représentatif dans lequel la monnaie électronique accumulée par tous les utilisateurs est temporairement déposée, sur la base des informations de monnaie électronique. Le serveur de gestion de banque rapporte les informations de monnaie électronique au serveur de gestion de système de règlement, et le serveur de gestion de système de règlement met à jour la somme totale de monnaie électronique utilisable par l'utilisateur sur la base des informations de monnaie électronique.
(JA) ポイントカードに蓄積されたポイントを電子通貨に変換し、電子通貨を介してポイントを現金化するシステムを提供する。 システムは、メインサーバと、銀行管理サーバと、決済システム管理サーバと、ポイント管理サーバと、を備え、ポイント管理サーバは、ポイント付与率に基づいて、ユーザのポイントを計算し、計算したポイントの情報をメインサーバに送信し、メインサーバは、変換率に基づいて、ポイントを電子通貨に変換し、電子通貨の情報をポイント管理サーバに送信し、ポイント管理サーバは、銀行管理サーバに対して、電子通貨の情報に基づいて送金を行い、銀行管理サーバは、電子通貨の情報に基づいて、すべてのユーザが蓄積した電子通貨が一旦入金される代表口座の電子通貨総合計額を更新し、銀行管理サーバは、電子通貨の情報を決済システム管理サーバに通知し、決済システム管理サーバは、電子通貨の情報に基づいて、ユーザが使用可能な電子通貨合計額を更新する。
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Japanese (JA)
Filing Language: Japanese (JA)