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1. (WO2019040616) SYSTEMS AND METHODS FOR MULTILEVEL ANONYMOUS TRANSACTION COMPLIANCE EVALUATION
Latest bibliographic data on file with the International BureauSubmit observation

Pub. No.: WO/2019/040616 International Application No.: PCT/US2018/047513
Publication Date: 28.02.2019 International Filing Date: 22.08.2018
IPC:
G06Q 20/04 (2012.01) ,G06Q 20/40 (2012.01) ,G06Q 40/00 (2012.01) ,G06Q 40/02 (2012.01) ,G06Q 40/08 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
04
Payment circuits
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02
Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
08
Insurance, e.g. risk analysis or pensions
Applicants:
WALMART APOLLO, LLC [US/US]; 702 Southwest 8th Street Bentonville, AR 72712, US
Inventors:
MOUSTAFA, Rida, E.; US
SASTHIRI, Kishore, P.; US
LAYTON, Jeffrey; US
Agent:
KASSIM, Olajumoke O. O.; US
Priority Data:
62/549,28523.08.2017US
Title (EN) SYSTEMS AND METHODS FOR MULTILEVEL ANONYMOUS TRANSACTION COMPLIANCE EVALUATION
(FR) SYSTÈMES ET PROCÉDÉS D'ÉVALUATION DE CONFORMITÉ DE TRANSACTION ANONYME MULTI-NIVEAU
Abstract:
(EN) Systems and methods for transaction compliance evaluation are disclosed. Embodiments can provide rating based on the likelihood of non-compliant transactions at store sites and markets. Embodiments can gather transaction data from retail sites across a region and provide ratings based on a ratio of untraceable transactions above a value threshold. A scaled value is calculated for each transaction based on received market weighting factors and the monetary value of the transaction. The value threshold is selected based on a received cutoff percentage parameter. Site and market ratings are determined based on the number of transactions at each site above or below the value threshold.
(FR) La présente invention concerne des systèmes et des procédés d'évaluation de conformité de transaction. Des modes de réalisation peuvent fournir un classement sur la base de la probabilité de transactions non conformes au niveau de sites et de marchés de magasin. Des modes de réalisation peuvent rassembler des données de transaction provenant de sites de vente au détail sur une région et fournir des évaluations sur la base d'un rapport de transactions non traçables au-dessus d'un seuil de valeur. Une valeur mise à l'échelle est calculée pour chaque transaction sur la base de facteurs de pondération de marché reçus et de la valeur monétaire de la transaction. Le seuil de valeur est sélectionné sur la base d'un paramètre de pourcentage de coupure reçu. Des évaluations de site et de marché sont déterminées sur la base du nombre de transactions au niveau de chaque site au-dessus ou au-dessous du seuil de valeur.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)