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1. (WO2019033097) CLOUD-BASED ON-PREMISE PAYMENT METHOD
Latest bibliographic data on file with the International BureauSubmit observation

Pub. No.: WO/2019/033097 International Application No.: PCT/US2018/046482
Publication Date: 14.02.2019 International Filing Date: 13.08.2018
IPC:
G06Q 20/00 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
Applicants:
AERO PAYMENTS, LLC [US/US]; 1426 West Leland Avenue, #1 Chicago, Illinois 60640, US
Inventors:
MULLER, Daniel; US
Agent:
LEWIN, Barry; US
Priority Data:
62/544,35711.08.2017US
Title (EN) CLOUD-BASED ON-PREMISE PAYMENT METHOD
(FR) PROCÉDÉ DE PAIEMENT SUR PLACE BASÉ SUR UN NUAGE
Abstract:
(EN) A payment system and method between a consumer and a merchant is described, in which the method requires proximity between a device in possession of a consumer and a device in possession of a merchant. The system and method further includes a payment system, typically cloud-based, that allows for financial settlement of a transaction without the literal exchange of money, cards (e.g., credit or debit), or near field technology.
(FR) L'invention concerne un système et un procédé de paiement d'un client à un commerçant. Le procédé suppose que le dispositif du client soit proche de celui du commerçant. Le système et le procédé intègrent un système de paiement, habituellement en nuage, qui permet un règlement financier d'une transaction littéralement sans échange d'argent, de carte (par exemple de crédit ou de débit) ni technique de communication en champ proche.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)