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|1. (WO2018219010) OVER-THE-AIR CARD ISSUING METHOD AND APPARATUS|
|Applicants:||CHINA UNIONPAY CO., LTD.
|Title:||OVER-THE-AIR CARD ISSUING METHOD AND APPARATUS|
Provided are an over-the-air card issuing method and apparatus. The method comprises: a terminal requesting, according to a first card issuing application, acquisition of verification information from a trusted service management (TSM) platform, wherein the first card issuing application is received by a card issuer client arranged on the terminal, and the verification information comprises a verification code and a transmission public key; the terminal using the transmission public key to encrypt the verification code and user information to obtain a second card issuing application; the terminal sending the second card issuing application to the TSM platform, wherein the second card issuing application is used for enabling the TSM platform to use a transmission private key corresponding to the transmission public key to decrypt the second card issuing application, and then to send, after the verification is passed, the user information to a card issuer back-end, and the user information is used for enabling the card issuer back-end to carry out verification and to feed back personalization data after the verification is passed; and the terminal setting, according to the received personalization data, the state of a card as an activated state. It can be seen that the method can simplify the operating process of over-the-air card issuing, thus shortening the time for the whole over-the-air card issuing.