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1. (WO2018219010) OVER-THE-AIR CARD ISSUING METHOD AND APPARATUS

Pub. No.:    WO/2018/219010    International Application No.:    PCT/CN2018/078871
Publication Date: Fri Dec 07 00:59:59 CET 2018 International Filing Date: Wed Mar 14 00:59:59 CET 2018
IPC: G06Q 40/02
H04L 9/08
H04L 29/06
Applicants: CHINA UNIONPAY CO., LTD.
中国银联股份有限公司
Inventors: CHEN, Chengchao
陈成超
JI, Naigeng
冀乃庚
FU, Yisheng
傅宜生
TIAN, Feng
田丰
Title: OVER-THE-AIR CARD ISSUING METHOD AND APPARATUS
Abstract:
Provided are an over-the-air card issuing method and apparatus. The method comprises: a terminal requesting, according to a first card issuing application, acquisition of verification information from a trusted service management (TSM) platform, wherein the first card issuing application is received by a card issuer client arranged on the terminal, and the verification information comprises a verification code and a transmission public key; the terminal using the transmission public key to encrypt the verification code and user information to obtain a second card issuing application; the terminal sending the second card issuing application to the TSM platform, wherein the second card issuing application is used for enabling the TSM platform to use a transmission private key corresponding to the transmission public key to decrypt the second card issuing application, and then to send, after the verification is passed, the user information to a card issuer back-end, and the user information is used for enabling the card issuer back-end to carry out verification and to feed back personalization data after the verification is passed; and the terminal setting, according to the received personalization data, the state of a card as an activated state. It can be seen that the method can simplify the operating process of over-the-air card issuing, thus shortening the time for the whole over-the-air card issuing.