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1. (WO2018205468) BIOMETRIC TRANSACTION PROCESSING METHOD, ELECTRONIC DEVICE AND STORAGE MEDIUM

Pub. No.:    WO/2018/205468    International Application No.:    PCT/CN2017/100047
Publication Date: Fri Nov 16 00:59:59 CET 2018 International Filing Date: Fri Sep 01 01:59:59 CEST 2017
IPC: G06Q 20/38
H04L 9/32
Applicants: PING AN TECHNOLOGY (SHENZHEN) CO., LTD.
平安科技(深圳)有限公司
Inventors: SHI, Guanghui
史光辉
WANG, Jianming
王建明
XIAO, Jing
肖京
Title: BIOMETRIC TRANSACTION PROCESSING METHOD, ELECTRONIC DEVICE AND STORAGE MEDIUM
Abstract:
A biometric transaction processing method, an electronic device and a storage medium. The method comprises: when a transaction request and biometric characteristics of a user are detected, determining a transaction processing mode of the transaction request according to a transaction type corresponding to the transaction request (S10); calling a first processing mode if the transaction type corresponding to the transaction request is a first type of transaction, verifying the identity of the user for the first time according to the biometric characteristics of the user, and processing the transaction request after the first verification is passed (S20); calling a second processing mode if the transaction type corresponding to the transaction request is a second type of transaction, verifying the identity of the user for the first time according to the biometric characteristics of the user, verifying the identity of the user for the second time according to the non-biological characteristics of the user after the first verification is passed, and processing the transaction request after the second verification is passed (S30). The method can process the financial transaction requests of a user more safely and conveniently.