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|1. (WO2018205371) RISK ASSESSMENT METHOD AND APPARATUS, SERVER AND STORAGE MEDIUM|
|Applicants:||PING AN TECHNOLOGY (SHENZHEN)CO., LTD.
|Title:||RISK ASSESSMENT METHOD AND APPARATUS, SERVER AND STORAGE MEDIUM|
A risk assessment method, comprising: receiving a risk assessment request sent by a terminal; searching for a social network diagram; monitoring a risk factor, and determining an activated first stage activation node within the social network diagram according to the risk factor; calculating cumulative weights of the first stage activation node on adjacent associated nodes according to the social network diagram, and determining whether the cumulative weights exceed preset activation thresholds for the adjacent associated nodes, so as to determine second stage activation nodes; determining next stage activation nodes according to the first stage activation node and the second stage activation nodes, until the cumulative weights of the activated associated nodes are transferred to an assessment subject, obtaining a cumulative weight of the assessment subject, thereby obtaining a risk assessment result for the assessment subject, and sending the risk assessment result to the terminal.