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1. (WO2018200842) SYSTEM AND METHOD FOR GENERATING ACCESS CREDENTIALS

Pub. No.:    WO/2018/200842    International Application No.:    PCT/US2018/029608
Publication Date: Fri Nov 02 00:59:59 CET 2018 International Filing Date: Fri Apr 27 01:59:59 CEST 2018
IPC: G06F 21/33
G06F 21/60
Applicants: VISA INTERNATIONAL SERVICE ASSOCIATION
Inventors: RAVI, Abhishek
HRIBOVSEK, Francois
CHEW, Kok Seng
OCTORIO, Ardi
Title: SYSTEM AND METHOD FOR GENERATING ACCESS CREDENTIALS
Abstract:
A method is disclosed. The method includes receiving, by a resource provider computer operated by a resource provider, a request from a communication device operated by a user to obtain a restricted access credential to access a resource, and then generating, by the resource provider computer, interaction history data relating to past interactions between the resource provider computer and the communication device. The method also includes transmitting, by the resource provider computer, the interaction history data relating to the past interactions, to an authorizing entity computer, the authorizing entity computer determining a restricted access credential in response to receipt of the interaction history data. The method also includes receiving, by the resource provider computer, the restricted access credential from the authorizing entity computer. The restricted access credential allows a user of the communication device to obtain the resource.