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1. (WO2018200118) SYSTEMS AND METHODS FOR IMPROVED ELECTRONIC DATA SECURITY

Pub. No.:    WO/2018/200118    International Application No.:    PCT/US2018/025015
Publication Date: Fri Nov 02 00:59:59 CET 2018 International Filing Date: Fri Mar 30 01:59:59 CEST 2018
IPC: G06F 21/34
G06F 21/43
G06Q 20/22
G06Q 20/38
G06Q 20/42
G06F 21/62
Applicants: MASTERCARD INTERNATIONAL INCORPORATED
Inventors: YASARAPU, Lova, Padmini Devi
NORTHINGTON, Jarrett
Title: SYSTEMS AND METHODS FOR IMPROVED ELECTRONIC DATA SECURITY
Abstract:
An electronic data protection (EDP) computing device for protecting sensitive data of a user during a computer interaction between the user and a business entity computing device associated with a business entity is provided. The EDP computing device is configured to receive interaction data for the computer interaction from the business entity computing device. The interaction data includes an interaction identifier, a business entity identifier, and a user identifier in lieu of a protected data object. The EDP computing device generates a token request message using the interaction data and a request token and transmits the token request message to the user computing device, prompting the user to pick a user account. The EDP computing device receives a response token identifying an account selected to complete the computer interaction, retrieves the protected data object, and completes the computer interaction using the protected data object.