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1. (WO2018195644) RETAIL BLOCKCHAIN METHOD AND APPARATUS
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Pub. No.: WO/2018/195644 International Application No.: PCT/CA2018/000041
Publication Date: 01.11.2018 International Filing Date: 27.02.2018
IPC:
G06Q 20/40 (2012.01) ,G06F 21/32 (2013.01) ,H04L 9/32 (2006.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
21
Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30
Authentication, i.e. establishing the identity or authorisation of security principals
31
User authentication
32
using biometric data, e.g. fingerprints, iris scans or voiceprints
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9
Arrangements for secret or secure communication
32
including means for verifying the identity or authority of a user of the system
Applicants:
THE BANK OF NOVA SCOTIA [CA/CA]; 8th Floor, 44 King Street West Toronto, ON M5H 1H1, CA
Inventors:
DE LUCA, Michael; CA
KESISYAN, Henry; CA
Agent:
HUNTER, Christopher; Norton Rose Fulbright Canada LLP/S.E.N.C.R.L., s.r.l. 1 Place Ville Marie, Suite 2500 Montreal, Quebec H3B 1R1, CA
Priority Data:
62/489,99525.04.2017US
62/502,55305.05.2017US
62/505,60912.05.2017US
Title (EN) RETAIL BLOCKCHAIN METHOD AND APPARATUS
(FR) PROCÉDÉ ET APPAREIL DE CHAÎNE DE BLOCS DANS LA VENTE AU DÉTAIL
Abstract:
(EN) There is provided an example payment processing system comprises: a plurality of nodes, each hosting an instance of a block chain; a server in communication with the nodes by way of a network; a biometric scanning device in communication with the server for acquiring user credentials based on a biometric measurement and sending the user credentials to the server; wherein the block chain contains a data structure defining a concordance between the user credentials and user accounts in the blockchain.
(FR) Selon un exemple, l'invention concerne un système de traitement de paiement comprenant : une pluralité de nœuds, hébergeant chacun une instance d'une chaîne de blocs ; un serveur en communication avec les nœuds au moyen d'un réseau ; et un dispositif de lecture biométrique en communication avec le serveur afin d'acquérir des justificatifs d'identité d'utilisateur sur la base d'une mesure biométrique et d'envoyer lesdits justificatifs d'identité d'utilisateur au serveur, la chaîne de blocs contenant une structure de données qui définit une concordance entre les justificatifs d'identité d'utilisateur et des comptes d'utilisateur dans la chaîne de blocs.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)