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1. (WO2018184520) SERVICE DATA PROCESSING METHOD, DEVICE, SERVER AND STORAGE MEDIUM
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Pub. No.: WO/2018/184520 International Application No.: PCT/CN2018/081705
Publication Date: 11.10.2018 International Filing Date: 03.04.2018
IPC:
G06Q 40/08 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
08
Insurance, e.g. risk analysis or pensions
Applicants: PING AN TECHNOLOGY (SHENZHEN) CO., LTD.[CN/CN]; 6F, Ping An Building, Bagua 3rd Road, Bagualing, Futian District Shenzhen, Guangdong 518052, CN
Inventors: FANG, Yu; CN
ZHANG, Ying; CN
Agent: ADVANCE CHINA IP LAW OFFICE; Room 3901, No.85 Huacheng Avenue, Tianhe District Guangzhou, Guangdong 510623, CN
Priority Data:
201710224919.207.04.2017CN
Title (EN) SERVICE DATA PROCESSING METHOD, DEVICE, SERVER AND STORAGE MEDIUM
(FR) PROCÉDÉ DE TRAITEMENT DE DONNÉES DE SERVICE, DISPOSITIF, SERVEUR ET SUPPORT DE STOCKAGE
(ZH) 业务数据处理方法、装置、服务器和存储介质
Abstract:
(EN) A service data processing method, comprising: acquiring returned service data, and extracting account information from the returned service data; acquiring historical data records according to the account information; determining the type of the account according to the historical data records; determining an account risk level according to the type of the account; according to the historical data records, calculating an accumulated returned service numerical value of the account within a first preset time; and determining a service risk level according to the account risk level and the accumulated returned service numerical value.
(FR) Un procédé de traitement de données de service, comprenant les étapes consistant à : acquérir des données de service renvoyées, et extraire des informations de compte à partir des données de service renvoyées ; acquérir des enregistrements de données historiques selon les informations de compte ; déterminer le type du compte selon les enregistrements de données historiques ; déterminer un niveau de risque de compte en fonction du type du compte ; selon les enregistrements de données historiques, calculer une valeur numérique de service renvoyé accumulée du compte dans un premier temps prédéfini ; et déterminer un niveau de risque de service en fonction du niveau de risque de compte et de la valeur numérique de service renvoyé accumulée.
(ZH) 一种业务数据处理方法,包括:获取退回业务数据,并从所述退回业务数据中提取账户信息;根据所述账户信息获取历史记录数据;根据所述历史记录数据确定账户类型;根据所述账户类型划分账户风险等级;根据所述历史记录数据计算账户在第一预设时间内的累计退回业务数值;根据所述账户风险等级及累计退回业务数值确定业务风险等级。
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Chinese (ZH)
Filing Language: Chinese (ZH)