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1. (WO2018165830) PAYMENT METHOD AND DEVICE BASED ON VERIFICATION TERMINAL

Pub. No.:    WO/2018/165830    International Application No.:    PCT/CN2017/076504
Publication Date: Fri Sep 21 01:59:59 CEST 2018 International Filing Date: Tue Mar 14 00:59:59 CET 2017
IPC: H04L 29/06
Applicants: HUAWEI TECHNOLOGIES CO., LTD.
华为技术有限公司
Inventors: ZHAO, Xiaona
赵晓娜
MEI, Jingqing
梅敬青
LI, Guoqing
李国庆
Title: PAYMENT METHOD AND DEVICE BASED ON VERIFICATION TERMINAL
Abstract:
Specific embodiments of the present invention provide a payment method and device based on a verification terminal. A user terminal obtains a terminal identifier of the verification terminal and sends, to a server, a first message comprising the terminal identifier of the verification terminal, so that after the server determines, according to the terminal identifier of the verification terminal, a second account that has logged in on the verification terminal, the server checks a first account and the second account that have logged on the terminal device; and when the it is determined that the first account and the second account do not match, the server switches the first account that has logged on the user terminal to the second account, and completes payment authorization in this payment transaction by means of the verification terminal. When it is determined that the account logging in on the verification terminal does not match the account logged in on the user terminal, the account logged in on the user terminal is rapidly switched, and the troubles and the processing delay caused by manual processing of a user are avoided, and the seamless integration between webpage payment on the user terminal and the payment authorization on the verification terminal and smoothness of user experience are ensured.