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1. (WO2018163312) ELECTRONIC WALLET AND COMPUTER PROGRAM
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Pub. No.: WO/2018/163312 International Application No.: PCT/JP2017/009176
Publication Date: 13.09.2018 International Filing Date: 08.03.2017
IPC:
G06Q 20/32 (2012.01) ,G06Q 20/06 (2012.01) ,G06Q 20/36 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
04
Payment circuits
06
Private payment circuits, e.g. involving electronic currency used only among participants of a common payment scheme
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
36
using electronic wallets or electronic money safes
Applicants:
株式会社ミックナイン MIC.9 CO.,LTD [JP/JP]; 東京都渋谷区渋谷1-6-10 Qビル3F 3rd floor, ShibuyaQ Bldg., 1-6-10, Shibuya, Shibuya-ku, Tokyo 1500002, JP
Inventors:
小林 幹直 KOBAYASHI Mikinao; JP
石川 拓也 ISHIKAWA Takuya; JP
Agent:
伊藤 充 ITO Mitsuru; JP
吉田 淳一 YOSHIDA Junichi; JP
Priority Data:
Title (EN) ELECTRONIC WALLET AND COMPUTER PROGRAM
(FR) PORTEFEUILLE ÉLECTRONIQUE ET PROGRAMME INFORMATIQUE
(JA) 電子ウォレット及びコンピュータプログラム
Abstract:
(EN) The present invention provides an electronic wallet which can more simply make payments between individuals. The electronic wallet is provided with: an input unit to which an instruction to transmit a payment request is input from an operator; an electronic money control unit which controls a communication unit and allows the communication unit to transmit, to another electronic wallet, the payment request; and the communication unit which transmits, to the other electronic wallet, a payment request instruction, when the other electronic wallet contacts the present electronic wallet. In addition, the other electronic wallet is provided with: a communication unit which receives a payment request from another electronic wallet; an electronic money control unit which transmits, to a communication means, electronic money that corresponds to the amount of electronic money included in the payment request and subtracts, from a money amount information holding unit, the amount of the electronic money included in the payment request; and the money amount information holding unit, wherein the communication unit transmits the electronic money to an electronic wallet that is contacting the present electronic wallet.
(FR) La présente invention concerne un portefeuille électronique qui permet de simplifier des paiements entre des individus. Le portefeuille électronique comprend : une unité d'entrée à laquelle une instruction pour transmettre une demande de paiement est entrée à partir d'un opérateur; une unité de commande d'argent électronique qui commande une unité de communication et permet à l'unité de communication de transmettre, à un autre portefeuille électronique, la demande de paiement; et l'unité de communication qui transmet, à l'autre portefeuille électronique, une instruction de demande de paiement, lorsque l'autre portefeuille électronique entre en contact avec le portefeuille électronique présent. De plus, l'autre portefeuille électronique est pourvu : d'une unité de communication qui reçoit une demande de paiement provenant d'un autre portefeuille électronique; une unité de commande d'argent électronique qui transmet, à un moyen de communication, de l'argent électronique qui correspond à la quantité d'argent électronique inclus dans la demande de paiement et soustrait, à partir d'une unité de conservation d'informations de montant d'argent, la quantité de l'argent électronique inclus dans la demande de paiement; et l'unité de conservation d'informations de montant d'argent, l'unité de communication transmettant l'argent électronique à un portefeuille électronique qui est en contact avec le portefeuille électronique présent.
(JA) 個人間決済を、より簡単に行える電子ウォレットを提供する。 電子ウォレットは、操作者から支払い請求の送信指示を入力する入力部と、通信部を制御し、通信部に支払い請求を他の電子ウォレットに送信させる電子マネー制御部と、前記他の電子ウォレットが本電子ウォレットと接触している場合に、支払い請求指示を前記他の電子ウォレットに送信する通信部と、を備えている。また他の電子ウォレットは、他の電子ウォレットからの支払い請求を受信する通信部と、支払い請求に含まれる電子マネーの金額に相当する電子マネーを、通信手段に送信させるとともに、金額情報保持部から、支払い請求に含まれる電子マネーの金額を減算する電子マネー制御部と、前記金額情報保持部と、を備え、通信部は、電子マネーを本電子ウォレットと接触している電子ウォレットに対して送信する。
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Japanese (JA)
Filing Language: Japanese (JA)