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1. (WO2018160833) AUTOMATED TRANSACTION SYSTEM AND METHOD
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Pub. No.: WO/2018/160833 International Application No.: PCT/US2018/020451
Publication Date: 07.09.2018 International Filing Date: 01.03.2018
Chapter 2 Demand Filed: 30.11.2018
IPC:
G06Q 20/10 (2012.01) ,G06Q 20/02 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
08
Payment architectures
10
specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
02
involving a neutral third party, e.g. certification authority, notary or trusted third party [TTP]
Applicants:
DIEBOLD NIXDORF INCORPORATED [US/US]; 5995 Mayfair Road North Canton, OH 44720, US
Inventors:
CAPPELLI, Tom; US
HELIG, Roy; US
Agent:
SCHWEIKERT, James, D; US
MEIERS, Ray; US
Priority Data:
62/465,47201.03.2017US
Title (EN) AUTOMATED TRANSACTION SYSTEM AND METHOD
(FR) SYSTÈME ET PROCÉDÉ DE TRANSACTION AUTOMATISÉE
Abstract:
(EN) A system and method provide for enhanced in-lobby-teller (ILT) machines. A banking system includes a local switch, a bank core, a teller terminal, and an ILT machine. The teller terminal allows a bank teller to approve customer requests entered at an ILT. The ILT receives requests and determines if teller approval is needed for the request. If so, the request is forwarded to a teller/teller terminal. When approved, an indication is set in the banking request and the now approved request is sent back to the ILT machine. The ILT machine detects the approval indication and transmits the request to the external- partner switch. This switch returns the transaction request to the local bank switch for forwarding to the bank core. The core is may update account information associated with the banking request and then route it back to the ILT where any remaining tasks of the transaction request are completed.
(FR) L'invention concerne un système et un procédé qui permettent de fournir des machines de guichet automatique bancaire (ILT) améliorées. Un système bancaire comprend un commutateur local, un cœur de banque, un terminal de guichet et une machine de guichet automatique bancaire. Le terminal de caissier de banque permet à un caissier de banque d'approuver des demandes de clients entrées à un guichet automatique bancaire. Le guichet automatique bancaire reçoit des demandes et détermine si une approbation de caissier de banque est nécessaire pour la demande. Si tel est le cas, la demande est transmise à un caissier de banque/terminal de caissier de banque. Lorsqu'elle est approuvée, une indication est établie dans la demande bancaire et la demande maintenant approuvée est renvoyée à la machine de guichet automatique bancaire. La machine de guichet automatique bancaire détecte l'indication d'approbation et transmet la demande au commutateur de partenaire externe. Ce commutateur renvoie la demande de transaction au commutateur de banque local pour l'acheminement au cœur de banque. Le cœur peut mettre à jour des informations de compte associées à la demande bancaire, puis les acheminer vers le guichet automatique bancaire où toute tâche restante de la demande de transaction est achevée.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)