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1. (WO2018160795) SYSTEMS AND METHODS FOR DYNAMIC INCLUSION OF ENHANCED DATA IN TRANSACTIONS
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Pub. No.: WO/2018/160795 International Application No.: PCT/US2018/020383
Publication Date: 07.09.2018 International Filing Date: 01.03.2018
IPC:
G06Q 20/00 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
Applicants:
JPMORGAN CHASE BANK, N.A. [US/US]; 270 Park Avenue New York, NY 10017, US
Inventors:
SPECTOR, Howard; US
BEER, Allison; US
MULLANEY, Craig; US
BRAHMBHATT, Vimal; US
SAMUELS, Brent; US
Agent:
KING, Robert, A.; US
BAKER, David, E.; US
FAIRBANKS, R., Dennis; US
FARRES, Ozzie, A.; US
HANSON, Eric, J.; US
Priority Data:
15/908,20328.02.2018US
62/465,68301.03.2017US
62/469,13509.03.2017US
Title (EN) SYSTEMS AND METHODS FOR DYNAMIC INCLUSION OF ENHANCED DATA IN TRANSACTIONS
(FR) SYSTÈMES ET PROCÉDÉS D'INCLUSION DYNAMIQUE DE DONNÉES AMÉLIORÉES DANS DES TRANSACTIONS
Abstract:
(EN) Systems and methods for dynamic inclusion of enhanced data in transactions are disclosed. According to another embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a mobile wallet payment with dynamic enhanced data using a mobile payment application may include: (1) receiving, from a merchant point of transaction device, a transaction request from a mobile payment application executed by a mobile electronic device, the transaction request comprising a unique identifier for a financial instrument provisioned to a mobile wallet computer application and a payment option selection; and (2) processing the transaction request according to the payment option selection.
(FR) L'invention concerne des systèmes et des procédés d'inclusion dynamique de données améliorées dans des transactions. Selon un autre mode de réalisation, dans un appareil de traitement d'informations comprenant au moins un processeur informatique, un procédé permettant d'effectuer un paiement de portefeuille mobile comportant des données améliorées dynamiques à l'aide d'une application de paiement mobile peut consister : (1) à recevoir, d'un dispositif de point de transaction commerçant, une requête de transaction provenant d'une application de paiement mobile exécutée par un dispositif électronique mobile, la requête de transaction comprenant un identifiant unique d'instrument financier fourni sur une application informatique de portefeuille mobile et une sélection d'option de paiement ; et (2) à traiter la requête de transaction selon la sélection d'option de paiement.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)