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1. (WO2018144788) TRANSMITTING SENSITIVE DATA FROM A DIGITAL WALLET ON A USER DEVICE TO A DESIGNATED SERVER FOR USE BY A TRANSACTION CARD APPLICATION PROCESS
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Pub. No.: WO/2018/144788 International Application No.: PCT/US2018/016544
Publication Date: 09.08.2018 International Filing Date: 02.02.2018
IPC:
G06Q 20/32 (2012.01) ,G06Q 20/36 (2012.01) ,G06Q 40/02 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
36
using electronic wallets or electronic money safes
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02
Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
Applicants:
MASTERCARD INTERNATIONAL INCORPORATED [US/US]; 2000 Purchase Street Purchase, NY 10577, US
Inventors:
RAY, Saurav; SG
MURALI, Manohar; SG
SHARMA, Prashant; US
BHATTACHARJEE, Manash; US
Agent:
DOBBYN, Colm, J.; US
Priority Data:
15/424,22603.02.2017US
Title (EN) TRANSMITTING SENSITIVE DATA FROM A DIGITAL WALLET ON A USER DEVICE TO A DESIGNATED SERVER FOR USE BY A TRANSACTION CARD APPLICATION PROCESS
(FR) TRANSMISSION DE DONNÉES SENSIBLES À PARTIR D'UN PORTEFEUILLE NUMÉRIQUE SUR UN DISPOSITIF UTILISATEUR À UN SERVEUR DÉSIGNÉ DESTINÉ À ÊTRE UTILISÉ PAR UN PROCESSUS D'APPLICATION DE CARTE DE TRANSACTION
Abstract:
(EN) A method of transmitting data from a digital wallet on a user device to a designated server for use by a transaction card application process on the designated server. The method includes receiving code data generated by scanning a code image using the digital wallet on the user device, the code image being associated with a transaction card offer. The code image includes encoded data relating to the transaction card, including an identity of the designated server. The method further includes displaying information relating to the transaction card application process on the user device, the displayed information being generated based at least in part on the code data. The method further includes transmitting, to the designated server, user data for use in the transaction card application process at least a portion of the user data being securely stored by the digital wallet.
(FR) La présente invention concerne un procédé de transmission de données d'un portefeuille numérique sur un dispositif utilisateur à un serveur désigné destiné à être utilisé par un processus d'application de carte de transaction sur le serveur désigné. Le procédé consiste : à recevoir des données de code générées par balayage d'une image de code à l'aide du portefeuille numérique sur le dispositif d'utilisateur, l'image de code étant associée à une offre de carte de transaction. L'image de code comprend des données codées se rapportant à la carte de transaction, comprenant une identité du serveur désigné. Le procédé consiste en outre : à afficher des informations se rapportant au processus d'application de carte de transaction sur le dispositif utilisateur, les informations affichées étant générées sur la base, au moins en partie, des données de code. Le procédé consiste par ailleurs : à transmettre, au serveur désigné, des données d'utilisateur destinées à être utilisées dans le processus d'application de carte de transaction, au moins une partie des données d'utilisateur étant stockée de manière sécurisée par le portefeuille numérique.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)