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1. (WO2018142143) TERMINAL FOR CONDUCTING ELECTRONIC TRANSACTIONS
Latest bibliographic data on file with the International Bureau    Submit observation

Pub. No.: WO/2018/142143 International Application No.: PCT/GB2018/050297
Publication Date: 09.08.2018 International Filing Date: 01.02.2018
IPC:
G06Q 20/32 (2012.01) ,G06Q 20/40 (2012.01) ,H04W 4/80 (2018.01) ,H04B 5/00 (2006.01) ,H04B 17/309 (2015.01) ,H04B 17/318 (2015.01) ,G06Q 20/34 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
[IPC code unknown for H04W 4/80]
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
B
TRANSMISSION
5
Near-field transmission systems, e.g. inductive loop type
[IPC code unknown for H04B 17/309][IPC code unknown for H04B 17/318]
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
34
using cards, e.g. integrated circuit [IC] cards or magnetic cards
Applicants: WORLDPAY LIMITED[GB/GB]; The Walbrook Building 25 Walbrook London EC4N 8AF, GB
Inventors: VOKES, Jonathan; GB
TELFORD-REED, Nicholas; GB
Agent: A.A. THORNTON & CO.; 10 Old Bailey London EC4M 7NG, GB
Priority Data:
1701816.903.02.2017GB
Title (EN) TERMINAL FOR CONDUCTING ELECTRONIC TRANSACTIONS
(FR) TERMINAL POUR EFFECTUER DES TRANSACTIONS ÉLECTRONIQUES
Abstract:
(EN) From a first aspect, a method, computer readable storage medium, and terminal is provided, wherein the method provides an application-based payment terminal on an electronic device. The method comprises: receiving user credentials from the user input module; transmitting an authentication request message to a remote data centre via the network interface module, the authentication request message including the user credentials; receiving an authentication response message from the remote data centre, the authentication response message including an indication as to whether authentication was successful; and in the event authentication was successful, the method further comprising provisioning the application- based payment terminal on the electronic device by: receiving at least one encryption key from the data centre; and storing the at least one encryption key in the volatile storage module. From another aspect, a method of generating an indicia representative of the location of a radio frequency identification antenna within an electronic device is provided. From a further aspect, a method of determining the proximity of an antenna located in a payment instrument to a wireless communication antenna located within an electronic device, is provided.
(FR) Selon un premier aspect, l'invention concerne un procédé, un support d'informations lisible par ordinateur et un terminal, le procédé fournissant un terminal de paiement basé sur une application sur un dispositif électronique. Le procédé consiste à : recevoir des justificatifs d'identité d'utilisateur en provenance du module d'entrée d'utilisateur ; transmettre un message de demande d'authentification à un centre de données distant par l'intermédiaire du module d'interface de réseau, le message de demande d'authentification comprenant les justificatifs d'identité d'utilisateur ; recevoir un message de réponse d'authentification en provenance du centre de données distant, le message de réponse d'authentification comprenant une indication afin de savoir si l'authentification a été réussie ; et dans le cas où l'authentification d'événement aurait réussi, le procédé consiste en outre à fournir au dispositif électronique le terminal de paiement basé sur une application en : recevant au moins une clé de chiffrement en provenance du centre de données ; et mémorisant ladite ou lesdites clés de chiffrement dans le module de mémoire volatile. Selon un autre aspect, l'invention concerne un procédé de production d'un indice représentant l'emplacement d'une antenne d'identification par radiofréquence dans un dispositif électronique. Selon un autre aspect, l'invention concerne un procédé de détermination de la proximité d'une antenne située à l'intérieur d'un instrument de paiement par rapport à une antenne de communication sans fil située à l'intérieur d'un dispositif électronique.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)