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1. (WO2018140828) BROWSER EXTENSION FOR CLIENT-SIDE TOKENIZED AUTHENTICATION

Pub. No.:    WO/2018/140828    International Application No.:    PCT/US2018/015604
Publication Date: Fri Aug 03 01:59:59 CEST 2018 International Filing Date: Sat Jan 27 00:59:59 CET 2018
IPC: G06Q 20/00
Applicants: VISA INTERNATIONAL SERVICE ASSOCIATION
Inventors: GIRISH, Aparna
BANSAL, Parveen
Title: BROWSER EXTENSION FOR CLIENT-SIDE TOKENIZED AUTHENTICATION
Abstract:
A direct payment token generation method provides executable codes to a client device. The executable codes invokes functionalities in a browser application. The set of executable codes further provides login prompts to the user for logging to a virtual wallet account. The method provides a list of products for purchase from merchants in response to a successful login to the virtual wallet account. A graphical element is provided for purchasing one provided product from one of the merchants. In response to receiving a selection of the provided graphical element confirming the purchase, a payment token is generated for the virtual wallet account. The received selection includes confirming detailed information of the purchase. The payment token is transmitted to the client device and is embedded in a payment payload with the detailed information of the purchase. The payment load is transmitted to the one of the merchants to complete the purchase.