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1. (WO2018137080) DATA PROCESSING METHOD AND SYSTEM RELATED TO DAILY TRAVEL DISTANCE OF VEHICLE

Pub. No.:    WO/2018/137080    International Application No.:    PCT/CN2017/072351
Publication Date: Fri Aug 03 01:59:59 CEST 2018 International Filing Date: Wed Jan 25 00:59:59 CET 2017
IPC: G06Q 40/06
G06Q 50/26
Applicants: SHENZHEN SHUANGCHUANG TECHNOLOGY DEVELOPMENT CO., LTD.
深圳双创科技发展有限公司
Inventors: WAN, Zhongkai
万忠凯
Title: DATA PROCESSING METHOD AND SYSTEM RELATED TO DAILY TRAVEL DISTANCE OF VEHICLE
Abstract:
A data processing method and system related to a daily travel distance of a vehicle. The method comprises: a user terminal computing a total distance traveled by a vehicle during the current day; if it is determined that the total distance is within a distance range, in which financial management is allowed, then querying to obtain a target daily interest rate weighting coefficient corresponding to the total distance, the total distance being inversely proportional to the target daily interest rate weighting coefficient; reporting to a financial management platform a user identifier of the user terminal and the target daily interest rate weighting coefficient; the financial management platform identifying, according to the user identifier, a financial management account corresponding to the user identifier; adjusting, according to the target daily interest rate weighting coefficient, a daily interest rate for the current day to obtain an actual daily interest rate for the current day, which is greater than the daily interest rate; and the financial platform computing, according to the actual daily interest rate for the current day and a current amount in the financial management account, a daily increase amount corresponding to the financial management account for the current day. The present invention provides an incentive to reduce vehicle use, thus mitigating the urban heat island effect and mitigating environmental pollution.