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1. (WO2018107597) METHOD AND DEVICE FOR DATA PROCESSING, AND FUNDS MANAGEMENT SERVER

Pub. No.:    WO/2018/107597    International Application No.:    PCT/CN2017/076780
Publication Date: Fri Jun 22 01:59:59 CEST 2018 International Filing Date: Thu Mar 16 00:59:59 CET 2017
IPC: G06Q 40/00
Applicants: PING AN TECHNOLOGY (SHENZHEN) CO., LTD.
平安科技(深圳)有限公司
Inventors: KUANG, Xianwei
匡献威
Title: METHOD AND DEVICE FOR DATA PROCESSING, AND FUNDS MANAGEMENT SERVER
Abstract:
A method and a device for data processing, and a funds management server. The method comprises: a funds management server, after receiving first insurance policy loan request information from a user, verifying the request information (S101), if the request information has passed the verification, issuing first loan funds, the limit of which corresponds to first loan information, and recording the issuing date N (S102); the funds management server, after receiving second insurance policy loan request information from the user on the date W, verifying the second insurance policy loan request information, and if the request information has passed the verification, issuing second loan funds, the limit of which corresponds to second loan information of the second insurance policy loan request information, and recording the date M, on which the second loan funds are issued (S103); and the funds management server calculating the interest incurred from the date N to the date M for the first loan funds. The method can effectively solve the problem that, when the user continuously adds insurance policy loans on the loan arrival date, the funds management server cannot calculate the interest of the previous insurance policy loan.