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1. (WO2018102032) SYSTEM AND METHOD FOR DEVICE FRAUD PREVENTION
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Pub. No.: WO/2018/102032 International Application No.: PCT/US2017/055729
Publication Date: 07.06.2018 International Filing Date: 09.10.2017
IPC:
G06F 21/44 (2013.01) ,H04W 12/06 (2009.01) ,H04W 12/12 (2009.01) ,H04L 29/06 (2006.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
21
Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30
Authentication, i.e. establishing the identity or authorisation of security principals
44
Program or device authentication
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
W
WIRELESS COMMUNICATION NETWORKS
12
Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity
06
Authentication
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
W
WIRELESS COMMUNICATION NETWORKS
12
Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity
12
Fraud detection
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
29
Arrangements, apparatus, circuits or systems, not covered by a single one of groups H04L1/-H04L27/136
02
Communication control; Communication processing
06
characterised by a protocol
Applicants:
MASTERCARD INTERNATIONAL INCORPORATED [US/US]; 2000 Purchase Street Purchase, NY 10577, US
Inventors:
UNNERSTALL, Rick; US
HIVELY, Corey M.; US
Agent:
DOBBYN, Colm J.; US
Priority Data:
15/365,26130.11.2016US
Title (EN) SYSTEM AND METHOD FOR DEVICE FRAUD PREVENTION
(FR) SYSTÈME ET PROCÉDÉ DE PRÉVENTION DE PIRATAGE DE DISPOSITIF
Abstract:
(EN) Users may enroll one or more devices based on device information and a resource information associated with a resource. Such information and identifiers may be tokenized according to a hash algorithm to generate an enrolled user token. This enrolled user token may be utilized to verify communications and status changes of the user device. In response to a change of status of the user, similar information as that used to generate the enrolled user token, or at least a portion thereof, may be gathered from the user device and subjected to the same hash algorithm to generate a current user token. The current user token and the enrolled user token may be compared to determine if the user device is a spoofed device.
(FR) L'invention concerne la possibilité pour des utilisateurs d'enregistrer un ou plusieurs dispositifs en fonction d'informations de dispositif et d'informations de ressource associées à une ressource. Lesdit(e)s informations et identifiants peuvent être segmentés selon un algorithme de hachage afin de générer un jeton d'utilisateur enregistré. Ledit jeton d'utilisateur enregistré peut être utilisé afin de vérifier des communications et des changements d'état du dispositif utilisateur. En réponse à un changement d'état de l'utilisateur, des informations similaires à celles utilisées afin de générer le jeton d'utilisateur enregistré, ou au moins une partie de ces dernières, peuvent être collectées à partir du dispositif utilisateur et soumises au même algorithme de hachage afin de générer un jeton d'utilisateur en cours. Le jeton d'utilisateur en cours et le jeton d'utilisateur enregistré peuvent être comparés afin de déterminer si le dispositif d'utilisateur est un dispositif usurpé.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)