Search International and National Patent Collections

1. (WO2018099336) CPK-BASED DIGITAL BANK, DIGITAL CURRENCY, AND PAYMENT METHOD

Pub. No.:    WO/2018/099336    International Application No.:    PCT/CN2017/113017
Publication Date: Fri Jun 08 01:59:59 CEST 2018 International Filing Date: Tue Nov 28 00:59:59 CET 2017
IPC: G06Q 20/36
Applicants: NAN, Xianghao
南相浩
Inventors: NAN, Xianghao
南相浩
Title: CPK-BASED DIGITAL BANK, DIGITAL CURRENCY, AND PAYMENT METHOD
Abstract:
Disclosed are a CPK-based digital bank, a digital currency and a payment method. The digital currency is a core component of the digital bank. The digital currency is realized by means of a CPK digital signature, and a payer provides an account authenticity certification, an amount authenticity certification and a fund allocation authenticity certification, thereby effectively preventing crimes inside or outside a bank. The digital currency directly takes an account identifier as an account number. The digital currency can be used in on-line operations, as well as off-line operations, thereby satisfying face-to-face trade requirements between a great number of retail accounts. The CPK digital bank is realized by means of a CPK chip without support of other devices, such that everyone can check the authenticity of the digital currency.