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1. (WO2018098699) TRANSACTION PROCESSING METHOD AND DEVICE

Pub. No.:    WO/2018/098699    International Application No.:    PCT/CN2016/108054
Publication Date: Fri Jun 08 01:59:59 CEST 2018 International Filing Date: Thu Dec 01 00:59:59 CET 2016
IPC: G06Q 20/16
Applicants: HUAWEI TECHNOLOGIES CO., LTD.
华为技术有限公司
Inventors: MEI, Jingqing
梅敬青
LI, Guoqing
李国庆
Title: TRANSACTION PROCESSING METHOD AND DEVICE
Abstract:
A transaction processing method and device. The method comprises: a server receiving a transaction request message, sent by a first terminal, of a user card waiting to carry out a transaction; determining that the PIN verification of the user card waiting to carry out a transaction fails, and judging whether a first message of a second terminal is received, wherein the first message is a PIN-free request message or a transaction response message; and if the first message of the second terminal is received, allowing the user card waiting to carry out a transaction to carry out a transaction according to the first message of the second terminal. It can be seen therefrom that in the present application, where a server determines that the PIN verification of a user card waiting to carry out a transaction fails, the server can execute a PIN-free transaction for the user card waiting to carry out a transaction according to a first message of a second terminal, so that when the user uses the user card to carry out a transaction, even if a correct PIN fails to be input, the transaction can also be completed, the memory burden on the user for memorizing the PIN is prevented, and the PIN is effectively prevented from being peeped and stolen.