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1. WO2018090099 - "IDENTIFYING AN ENTITY"

Publication Number WO/2018/090099
Publication Date 24.05.2018
International Application No. PCT/AU2017/051269
International Filing Date 20.11.2017
Chapter 2 Demand Filed 21.09.2018
IPC
G06Q 20/00 2012.1
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
G06F 21/00 2013.1
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
G06Q 40/00 2012.1
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
CPC
G06F 21/31
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
G06F 21/316
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
316by observing the pattern of computer usage, e.g. typical user behaviour
G06F 21/32
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
32using biometric data, e.g. fingerprints, iris scans or voiceprints
G06F 2221/2111
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
2221Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
21Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
2111Location-sensitive, e.g. geographical location, GPS
G06F 2221/2151
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
2221Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
21Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
2151Time stamp
G06Q 20/24
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
22Payment schemes or models
24Credit schemes, i.e. "pay after"
Applicants
  • ISX IP LTD [GB]/[GB]
Inventors
  • KARANTZIS, Nickolas John
Agents
  • FB RICE PTY LTD
Priority Data
201690474821.11.2016AU
Publication Language English (en)
Filing Language English (EN)
Designated States
Title
(EN) "IDENTIFYING AN ENTITY"
(FR) IDENTIFICATION D’UNE ENTITÉ
Abstract
(EN) The present disclosure relates to identifying an entity to a current electronic payment transaction. A computer system (100) comprises a memory unit (202) that stores instructions. A device interface (206) communicates current transaction data indicative of the current electronic payment transaction with the first entity. The current transaction data includes current identity data representing the first entity. A processor (201) of the computer system (100)that obtains the instructions from the memory unit (202). The processor (201) receives (301) the current transaction data including the current identity data via the device interface (206). The processor (201) also determines (302) whether the first entity corresponds to a second entity by matching the current identity data against an identity profile that is based on historical transactions of the second entity. The processor (201) also identifies (303) the first entity as the second entity if it is determined that the first entity corresponds to the second entity.
(FR) La présente invention concerne l’identification d’une entité pour une transaction de paiement électronique actuelle. Un système informatique (100) comprend une unité de mémoire (202) qui stocke des instructions. Une interface de dispositif (206) communique des données de transaction actuelle indiquant la transaction de paiement électronique actuelle avec la première entité. Les données de transaction actuelle incluent des données d’identité actuelles représentant la première entité. Un processeur (201) du système informatique (100) obtient les instructions en provenance de l’unité de mémoire (202). Le processeur (201) reçoit (301) les données de transaction actuelle incluant les données d’identité actuelles via l’interface de dispositif (206). Le processeur (201) détermine également (302) si la première entité correspond à une seconde entité par une mise en correspondance des données d’identité actuelles à un profil d’identité qui est basé sur des transactions historiques de la seconde entité. Le processeur (201) identifie (303) également la première entité en tant que seconde entité s’il est déterminé que la première entité correspond à la seconde entité.
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SG11201903952VThis application is not viewable in PATENTSCOPE because the national phase entry has not been published yet or the national entry is issued from a country that does not share data with WIPO or there is a formatting issue or an unavailability of the application.
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