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1. (WO2018088867) FINANCIAL PAYMENT METHOD AND PAYMENT SYSTEM USING MOBILE DEVICE
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Pub. No.: WO/2018/088867 International Application No.: PCT/KR2017/012829
Publication Date: 17.05.2018 International Filing Date: 14.11.2017
IPC:
G06Q 20/32 (2012.01) ,G06Q 20/40 (2012.01) ,G06Q 20/38 (2012.01) ,G06F 21/32 (2013.01) ,G06K 9/00 (2006.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
21
Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30
Authentication, i.e. establishing the identity or authorisation of security principals
31
User authentication
32
using biometric data, e.g. fingerprints, iris scans or voiceprints
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
K
RECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
9
Methods or arrangements for reading or recognising printed or written characters or for recognising patterns, e.g. fingerprints
Applicants:
이선관 LEE, Seon Gwan [KR/KR]; KR
Inventors:
이선관 LEE, Seon Gwan; KR
Agent:
정은열 JUNG, Eun Youl; KR
Priority Data:
10-2016-015101614.11.2016KR
Title (EN) FINANCIAL PAYMENT METHOD AND PAYMENT SYSTEM USING MOBILE DEVICE
(FR) PROCÉDÉ DE PAIEMENT FINANCIER ET SYSTÈME DE PAIEMENT UTILISANT UN DISPOSITIF MOBILE
(KO) 모바일 디바이스를 이용한 금융 결제 방법 및 결제 시스템
Abstract:
(EN) The present invention relates to a financial payment method using biometric information, in which biometric information of an individual collected in a mobile device of a franchise is transmitted to a mobile device of the individual so that the biometric information can be authenticated in the mobile device of the individual, and after the authentication of the biometric information, a substitute key corresponding to a card password preset by the individual is inputted and a financial payment is requested according to the payment content.
(FR) La présente invention concerne un procédé de paiement financier utilisant des informations biométriques, dans lequel des informations biométriques d'un individu recueillies dans un dispositif mobile d'une franchise sont transmises à un dispositif mobile de l'individu de telle sorte que les informations biométriques puissent être authentifiées dans le dispositif mobile de l'individu, et après l'authentification des informations biométriques, une clé de substitution correspondant à un mot de passe de carte prédéfini par l'individu est saisi et un paiement financier est demandé selon le contenu du paiement.
(KO) 본 발명은 생체정보를 이용하여 금융결제를 하는 방법에 관한 것으로, 가맹점 측의 모바일 디바이스에서 수집된 개인의 생체정보를 해당 개인의 모바일 디바이스에 전송하여, 개인의 모바일 디바이스 내에서 생체정보의 인증이 이루어지고, 생체정보 인증 후 개인이 미리 설정해 놓은 카드 비밀번호에 대응되는 대체키를 입력 받아 결제 내용에 따라 금융 결제를 요청하는 방법이다.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Korean (KO)
Filing Language: Korean (KO)