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1. (WO2018040651) PAYMENT METHOD AND PAYMENT SYSTEM BASED ON SECURITY AUTHENTICATION MECHANISM
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Pub. No.: WO/2018/040651 International Application No.: PCT/CN2017/087190
Publication Date: 08.03.2018 International Filing Date: 05.06.2017
IPC:
G06Q 20/40 (2012.01) ,G06Q 20/38 (2012.01) ,G06Q 20/36 (2012.01) ,G06Q 20/32 (2012.01)
[IPC code unknown for G06Q 20/40][IPC code unknown for G06Q 20/38][IPC code unknown for G06Q 20/36][IPC code unknown for G06Q 20/32]
Applicants:
中城智慧科技有限公司 CHINA SMARTCITY TECHNOLOGY CO.,LTD. [CN/CN]; 中国江苏省无锡市 新吴区无锡国家高新技术产业开发区菱湖大道200号中国传感网国际创新园E11101室 Room 1101 E1, China Sensor Network International Innovation Park, No.200, Linghu Avenue, Wuxi National Hi-tech Industrial Development Zone, Xinwu District Wuxi, Jiangsu 214135, CN
Inventors:
聂明 NIE, Ming; CN
Agent:
上海东亚专利商标代理有限公司 SHANG EAST ASIA PATENT & TRADEMARK AGENCY; 中国上海市 长乐路672弄33号A座4层董梅 DONG, Mei, 4th Floor Building A, No.33, Lane 672, Changle Road Shanghai 200040, CN
Priority Data:
201610783530 .731.08.2016CN
Title (EN) PAYMENT METHOD AND PAYMENT SYSTEM BASED ON SECURITY AUTHENTICATION MECHANISM
(FR) PROCÉDÉ DE PAIEMENT ET SYSTÈME DE PAIEMENT BASÉS SUR UN MÉCANISME D'AUTHENTIFICATION DE SÉCURITÉ
(ZH) 一种基于安全认证机制的支付方法及支付系统
Abstract:
(EN) A payment method and payment system based on a security authentication mechanism, wherein same falls within the technical field of mobile payment. The payment method comprises: a first mobile terminal acquiring a payment request and signing same, and sending same to a second mobile terminal (S1); the first mobile terminal receiving signature verification feedback and the signature sent by the second mobile terminal, and verifying the signature from the second mobile terminal (S2); the first mobile terminal acquiring payment information and signing same, and sending same to the second mobile terminal (S3); and the first mobile terminal receiving payment success feedback sent by the second mobile terminal (S4). During the process of payment, local signature and local signature verification operations are performed in each step without a network, making same simple and convenient, and secure and reliable.
(FR) L'invention concerne un procédé de paiement et un système de paiement basés sur un mécanisme d'authentification de sécurité, qui se rapportent au domaine technique du paiement mobile. Selon le procédé de paiement : un premier terminal mobile acquiert une demande de paiement, la signe, et l'envoie à un second terminal mobile (S1) ; le premier terminal mobile reçoit un retour de vérification de signature et la signature envoyée par le second terminal mobile, et vérifie la signature provenant du second terminal mobile (S2) ; le premier terminal mobile acquiert des informations de paiement, les signe, et les envoie au second terminal mobile (S3) ; et le premier terminal mobile reçoit un retour de réussite de paiement envoyé par le second terminal mobile (S4). Pendant le processus de paiement, des opérations de signature locale et de vérification de signature locale sont effectuées à chaque étape sans réseau, ce qui les rend simples, pratiques, sûres et fiables.
(ZH) 一种基于安全认证机制的支付方法及支付系统,属于移动支付技术领域,其中,在该支付方法中包括:第一移动终端获取支付请求并签名发送至第二移动终端(S1);第一移动终端接收第二移动终端发送的验签反馈和签名,并对第二移动终端的签名进行验证(S2);第一移动终端获取支付信息并签名发送至第二移动终端(S3);第一移动终端接收第二移动终端发送的支付成功反馈(S4)。在进行支付的过程中,每个步骤中都进行了本地签名和本地验签操作,无需网络即可进行,简单方便,且安全可靠。
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Chinese (ZH)
Filing Language: Chinese (ZH)