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1. (WO2018036151) INSURANCE POLICY PROCESSING METHOD, APPARATUS, DEVICE, AND COMPUTER READABLE STORAGE MEDIUM

Pub. No.:    WO/2018/036151    International Application No.:    PCT/CN2017/077966
Publication Date: Fri Mar 02 00:59:59 CET 2018 International Filing Date: Sat Mar 25 00:59:59 CET 2017
IPC: G06Q 40/08
Applicants: PING AN TECHNOLOGY (SHENZHEN) CO., LTD.
平安科技(深圳)有限公司
Inventors: LI, Yi
李毅
Title: INSURANCE POLICY PROCESSING METHOD, APPARATUS, DEVICE, AND COMPUTER READABLE STORAGE MEDIUM
Abstract:
An insurance policy processing method, the method comprising: acquiring an insurance agreement reached by an operator and a user, and on the basis of the insurance agreement, generating an insurance slip (S10); acquiring the card number of an electronic payment card inputted by the user and used for online payment of the insurance fee (S20); on the basis of the card number, deducting an insurance fee corresponding to the insurance slip from the electronic payment card account, and generating an insurance policy corresponding to the insurance slip (S30). The present method generates an insurance slip online, and generates an insurance policy after online payment of the insurance fee by the user, such that, after an insurance company generates an insurance slip, the insurance company does not need to distribute the insurance slip to the user off-line for the user to confirm and pay the insurance fee; the distribution costs of the insurance company are reduced and, as the insurance slip does not need to be distributed, the efficiency of generating an insurance policy is increased, thereby increasing the period of underwriting effectiveness.